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Frugality & Finances

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Welcome to the Frugality and Finances Forum on Mothering.com
	Forums You'll Love Meal Planning Creating a weekly food budget is a proven way to save money. Head over to the Meal Planning forums for some helpful tips and community inspiration to get started and stay on track.		What's Happening • Hot Threads • Frugality Resources • Getting Out of Debt • Craft Workshops • Make Your Own Diapers • Low Income Support • Green Family Articles • Forum Guidelines		Special Events Best of Mothering Making smart buying decisions helps reduce costs in the long run. See what natural family products Mothering members voted "best of 2011."

Thread	Last Post	Replies	Views
Getting out of debt in MAY!! started by eirual (4/30/12 at 6:04pm) 1 2	Been rather a hectic time for me and my family. Sorry for not... Today at 9:52 am by Igraine	36	544
Kids underwear started by alaskanmomma (5/9/12 at 9:43pm)	I save 'em and reuse them. We reuse so many, many things in... Yesterday at 11:44 pm by lmonter	12	272
May Meal Planning started by artemis33 (5/2/12 at 7:17pm)	Wed 5/23 apple gouda sausages, potato pancakes (with... Yesterday at 2:55 pm by artemis33	16	302
Need advice - person I babysit for asks me to wait to cash checks, etc. started by youngspiritmom (5/15/12 at 2:06pm)	I think the daily pay is best, she may need to ask you to... Yesterday at 11:13 am by pranamama	9	374
What do you do to make a little extra cash started by Casha'sMommy (4/18/12 at 1:52pm) 1 2 3	My local teaching hospital posts all their studies online. I... 5/24/12 at 11:09pm by philomom	50	1,571
Is this possible? Change of life/college question started by PenelopeJune (12/16/11 at 8:16pm)	It’s great that you have made up your mind about what you... 5/24/12 at 6:18am by Corrinewilson20	16	618
Shopping with SNAP EBT Card? started by ellairiesmom (5/21/12 at 12:48pm)	In my state, you can buy food off the salad/fruit bar. Papa... 5/24/12 at 5:42am by DeerMother	10	269
explaining to four year olds why we don't waste food started by DeerMother (5/18/12 at 10:41am) 1 2	This has been an interesting discussion! We have a... 5/24/12 at 5:36am by DeerMother	20	354
How do you feel about accepting money from friends? started by crunchy_mommy (5/20/12 at 10:19am)	It depends on how often and what it is.I wouldn't want to... 5/21/12 at 9:19am by onlyzombiecat	4	195
~~2012 Low Income Support Group~~ started by Thystle (12/5/11 at 12:30am) 1 2 3…13	Maciasci- do you qualify for medicaid? That is what I have... 5/19/12 at 2:56pm by Mom31	240	12,182
Health insurance plan plus critical illness/emergency insurance? Umbrella insurance any advice? started by es1967 (5/17/12 at 2:10pm)	Thanks so much for the explanation. That is very helpful. Is... 5/19/12 at 11:16am by es1967	11	119
Need help finding coupons for organic foods started by Brees_Mama (2/11/12 at 8:05am)	I've found some printable organic coupons on Recyclebank. You... 5/17/12 at 7:50am by JenRN	16	317
Tide clone laundry detergent recipe to save $$ started by herbsgirl (4/22/09 at 11:25am)	Only a couple of tbsp. I marked a cup and we fill to the line. 5/15/12 at 6:53pm by holidaymama	12	1,250
USDA Mortgage Loans started by EmsMom (4/26/12 at 8:39am)	Certain areas are deemed eligible based on rural development... 5/15/12 at 2:12pm by EmsMom	5	128
Starting a business; already on the edge; are we crazy or brilliant? started by Wolfcat (4/30/12 at 5:38pm) 1 2	Wolfcat, such great news! Keep us updated. 5/14/12 at 6:22am by Casha'sMommy	30	602
MAY NO SPEND started by caiesmommy (5/3/12 at 5:18am)	Hi I am a single WWKM (work with my kids mom) but I don't... 5/11/12 at 7:43pm by mamayogibear	3	119
Lead exposure/ poisoning - walking away from house? started by babyjonesmama (5/8/12 at 4:30am)	We're not just talking about "health issues" from the lead.... 5/11/12 at 6:20pm by Brambleberry	7	320
Roth vs Traditional IRA started by SunRise (5/11/12 at 4:22am)	That link was pretty useful, and led to a little chart with... 5/11/12 at 11:38am by MrsGregory	7	57
the not-so-DH has racked up thousands of credit card debt started by Guestmama123 (5/1/12 at 6:06pm)	No, this has nothing to do with why I want to leave. I'd... 5/10/12 at 10:04am by Guestmama123	17	821
Gift Card Exchanges? started by judyb (5/9/12 at 3:22pm)	Has anyone bought gift cards through gift card exchange... 5/9/12 at 3:22pm by judyb	0	18
Gift Card Exchanges started by judyb (5/9/12 at 3:21pm)	Has anyone bought gift cards through gift card exchange... 5/9/12 at 3:21pm by judyb	0	9
Retirement beginner... started by snuggly (5/3/12 at 12:54pm)	Being old and poor is bad. Trust me. I have a lot of... 5/9/12 at 11:31am by JudiAU	4	154
Just my husband's name on refinance application or both of ours? Need advice.... started by ACsMom (5/6/12 at 12:01pm)	thanks for the replies! This has been such a back-and-forth... 5/7/12 at 8:45am by ACsMom	4	101
looking for financial analysis or audit of family business started by Guestmama123 (5/7/12 at 6:07am)	I'd suggest starting with your CPA to obtain referrals for a... 5/7/12 at 7:22am by honeybunmom	1	58
buying a house on contract? UPDATE in #17 started by Casha'sMommy (4/17/12 at 12:19pm)	We've decided to look for a rental house closer to dh's job... 5/4/12 at 6:23pm by Casha'sMommy	16	297
What do I do?!?! started by crunchy_mommy (4/26/12 at 7:35am) 1 2	I'm sorry I made you feel bad. I was hoping you would feel a... 5/2/12 at 6:02pm by trekkingirl	30	1,149
Help, Help me with this challenge started by emilys_mom1 (4/25/12 at 6:43pm)	Caiesmommy, Another good one to temporarily get back on... 5/2/12 at 2:57pm by Ragana	4	272
Too many birthdays!! started by Turtlecouple (2/15/12 at 5:16pm) 1 2	freecycle 5/1/12 at 6:57pm by trekkingirl	29	786
Help me get my food budget under control! started by JayGee (4/22/12 at 5:06am)	How often do you go shopping? How long does that 5 boxes of... 5/1/12 at 8:18am by onlyzombiecat	14	473
April Meal Planning- Spring has Sprung started by zebra15 (3/28/12 at 2:53pm) 1 2 3	Last night instead of tofu in parchement we had tofu... 4/30/12 at 8:52am by caiesmommy	58	813
How old were you when you bought your first home? started by Nan411 (3/13/11 at 2:11pm) 1 2 3 4 5	I purchased my first house at 21. My dh was 22. We had been... 4/29/12 at 9:11pm by goldfishkate	91	3,131
~ ~ April No-Spend Challenge ~ ~ started by Ruthiegirl (3/31/12 at 12:26pm) 1 2 3 4	April 1 -- 43.31 wax ring for toilet, pane of glass for... 4/28/12 at 2:01pm by Ruthiegirl	66	754
Do you hand down shoes/sandals? started by taubel (4/3/12 at 10:13am)	if they are in very good condition I hand down shoes and/or... 4/26/12 at 8:14am by kay4	16	348
I need to sell tons of kids clothes ... WWYD? started by ilovemygirl (2/27/12 at 6:12am) 1 2	There is a nice used children's shop in my mom's town and I... 4/25/12 at 8:09am by Caneel	21	608
Getting out of debt in APRIL! started by eirual (4/6/12 at 7:00am) 1 2	I hope it's okay to join in here! My husband gets paid... 4/25/12 at 7:20am by willfulmama	25	585
What is your mortgage interest rate? started by crunchy_mommy (2/26/12 at 11:12am) 1 2 3	Great rate! 4/25/12 at 1:43am by StarJune	43	955
Going from Stay-at-home-Mom to Working-Mom?? started by greenmamato2 (3/25/12 at 2:28pm)	I can't really speak to the money or childcare issues (which... 4/24/12 at 6:27pm by mamarhu	9	414
How do you budget for home repairs/improvements? started by taubel (4/21/12 at 2:18pm)	You're right that this is difficult to budget for as it... 4/22/12 at 5:17am by velochic	2	72
Friends Blog started by rtjunker (4/21/12 at 6:30am)	I have a friend who began a new blog in January, it focuses... 4/21/12 at 6:30am by rtjunker	0	49
Favorite Ap for iphone for envelopes system? started by kerc (4/18/12 at 8:55am)	There is one I know of called easy envelope budget. 4/18/12 at 9:22am by eknuckles	1	58
Business taxes, any advice?? started by loobop (4/16/12 at 9:27am)	We don't take the home office write-off, because it is... 4/17/12 at 8:01pm by SweetSilver	6	153
Renovating vs. buying a larger house started by taubel (4/11/12 at 12:30pm)	Thanks for everyone's advice! I did contact our town's zoning... 4/16/12 at 6:13pm by taubel	8	201
How to deal with other peoples' perceptions of your income level and their expectations? Advice... started by zebu (12/29/11 at 11:09am) 1 2	Although we have what I consider a modest income (approx.... 4/15/12 at 1:39pm by diana_of_the_...	31	2,071
Surviving as a Full Time student Tribe? started by ewp11100 (1/11/10 at 2:31pm) 1 2 3…9	You can visit this site for having coupon for book rent.... 4/12/12 at 3:03pm by loopslike	161	7,509
Getting out of debt in MARCH! started by eirual (3/5/12 at 12:44pm) 1 2 3 4	I think we will wait and see what the urologist says first,... 4/11/12 at 5:52pm by lilacvioletiris	67	1,221
My finances are the opposite of what I think they are started by seashells (4/10/12 at 8:43am)	that NYT chart is from 2005....a lot (A LOT) has changed in... 4/11/12 at 2:03pm by Knittin' in...	11	521
Would you buy your neighbor's house? started by taubel (3/28/12 at 6:43pm) 1 2	When I was a kid, we moved across the country to open a new... 4/11/12 at 9:51am by JudiAU	20	648
Credit card offers with rewards - take advantage or not? started by laohaire (4/10/12 at 8:30am)	They can make money because you are more likely to pull out... 4/10/12 at 7:38pm by SweetSilver	4	123
Does a fuel efficient vehicle that seats 7 exist? started by ilovemygirl (3/21/12 at 9:21am)	I decided to go diesel. Keep in mind, we need to seat 10+.... 4/9/12 at 6:30pm by mylilmonkeys	6	350
What's your clothing budget? started by taubel (4/3/12 at 8:48am)	I hadn't budgeted anything, but recently changed that to $100... 4/9/12 at 11:56am by honeybunmom	14	392