Posts by umarider

Hello, I've never posted in this thread, but I know from reading it occasionally that if anyone can answer my question it would be the smart mamas on this thread, so here goes: A family member is a young mama (YM) who is separated...

We are putting in an efficient fireplace insert to heat the house. Our house isn't old, but was oddly insulated. After addressing what insulation we could, it is still cold. It's heated w/ heat pumps, but I find that type of heat...

Can you get used parts from a junk yard? There's surely an '02 car out there that was totaled after a rear-end collision that would have all the engine parts available. If your car is a popular model, try calling around to local junk...

I found the 2010 tax tables and doing the calculations the withholding amt came out $200 more than what dh's paystub says was withheld during 2009. So that technically accounts for the difference, but the thing is I did the calculations...

I was looking at the predicted amt for dh's next payday. It should show a small COL increase and therefore be a bit bigger than previous amts. But is it actually a good deal less!! I did some digging and can account for about $16...

We all have our moments of envy. It can help to put our lives/goals in perspective so long as you don't wallow in the envy. To snap myself out of a cycle of envy I do one or more of the following: - Review my progress in my...

Yikes, looks like Posper.com is a minefield! I looked further and it seems that Lendingclub.com is more stable, but I guess that's because they have a stronger "vetting" process.

If so, what was your experience like? I was looking into http://www.prosper.com/ and wondered if it was a wise way to get a loan at lower interest than the bank/credit union.

BTDT. I hate lying awake fretting over something, especially since there is little I can do to fix the problem in the middle of the night. Perhaps if you make a point of separating out the money that is going for known expenses...

A few years ago I got a coin jar for our family that has a $-counter built into the lid. Seeing the #s increase really got the kids excited about putting any coins they found into the jar. When full it holds about $100-110. We put the...