Posts by sunflower.mama

We put a tankless water heater in when we converted to gas last year.  The savings have been amazing.  We've had no issue with water being cold.  We are a busy family of 5 and we can't have three sources of hot water...

These threads always make me a tad nervous, because I worry that someone who really needs an extra $150 in instantly spendable cash a month might be very adversely impacted by a change in tax laws that suddenly increases their income...

We use the refund for summer camps, so it works out well for our family to receive it when we do in a lump sum.  If tax laws did change and we received less, it would be annoying but not critical to our budget.

Just so you know, plenty of people can get large refunds without paying a lot in. So the tax refund is a windfall from the federal government for some of us.  We have a minimal amount withheld, but because of our hefty deductions,...

Can you sell your house and pay cash for a smaller one, using the difference to pay down debt and back taxes? I would worry about renting and going through the $ too quickly too.

So so sorry for your loss. Devastated for you actually.

If I were in your shoes, and valued the relationship as I think you do, I would not be upfront and risk embarassing her.  Can you say that your accountant (or your dad, or some outside source that you trust) has advised you not to...

I can't believe how many people are saying they would throw out their recyclables if it was not picked up for free at their curb. As someone who lives in a town without curbside pickup, and summers in another town without curbside...

Why not do a no closing costs loan?  We have done several and they are no more complicated than a regular refi.  You will pay a slightly higher interest rate - think 1/8 of a point - so 4.625 instead of 4.5 - and you pay...

SOLD.  Please delete.