or Connect
New Posts  All Forums:

Posts by mtm

My dh was kept motivated by having a list of things he wanted to do when we were out of cc debt. His number one was a vacation to see his family and go seeing for his 40th bday. He also had a bunch of home renos he wanted to do. Seeing the zeros start coming in on bills and then the bank acct actually have money in it was so stress reducing for me. I also find it motivating to know that stuff could happen and we'd be okay.
For websites I like the Simple Dollar and Get Rich Slowly. My fave personal finance person is Gail vax Oxlade, she is the host of Til Debt Do Us Part and Princess and has a website as well. Your Money or Your Life is also good. But if you like Ramsey and agree with him til the mortgage stage, follow him til you get there. I don't like his investing advice so I jump ship after bs3 and follow loosely after that.
MsFortune, you're doing great, learning not to shop is a huge step. Congrats on the new house!   trekkingril, how close are  you to filling the bef?
Anna, I'm sorry if I missed it in this long thread but has your daughter seen any specialists? I'd recommend asking to go to a gastro specialist and take it from there. At the very least they will rule in or out the celiacs or other absorption issues. A good children's hospital will be able to help a lot.
Thank goodness April's over. I've now got my kids spring and summer programs all paid for and can't wait for my May cheque. Its funding my trip out to see my sister in June! This is the start of a four month period where we should be able to throw a decent snowball to bs4. If we really scrimp, there may be extra to up the kids school funds. Hope everyone is having a good month.
Do you want to get out of debt? Start living on a budget? Be able to start saving? Then this is the thread for you.  Some of us use Dave Ramsey's method but please join us even if you're following someone else/your own plan. All welcome!   Here's DR's plan: Pre-Step 1: Get current on your debts and do a budget 0.1 No new borrowing. 0.2 Talk with spouse and get him/her on the same page as you concerning finances. 0.3 Do a written...
I don't think you can go wrong paying off any of them as none of them are high interest cc's. I lean towards getting rid of the three smaller student loans and taking a chunk out of the bigger student loan.
I can't believe it's April already. So many great updates in March, lots of people moving into bs3. If you want to get out of debt and start saving this is the thread for you.  Some of us use Dave Ramsey's method but please join us even if you're following someone else/your own plan. All welcome!   Here's DR's plan: Pre-Step 1: Get current on your debts and do a budget 0.1 Commit to NEVER borrow $$$ again 0.2 Talk with spouse and get him/her on the same page as you...
imamomx2, I think the key to not opening up the spending once you're in bs3/4 is to make sure you automate the savings just like its a bs2 debt. It is, in fact, a debt, just one that you owe yourself. We did a few planned splurges but had the automated payment ready that next month so we didn't see the money in the bank and blow it.   beansmama, you're doing great on that ffef. You're over half way already! MyTwoAs, congrats! Welcome to bs3. Ragana, yay on...
Turquesa, what a great dilemma. I'd be tempted to most of it in there as I'm starting to lean to 8-9 months expenses. Do you want to fill a few sinking funds or are you ready to transfer some of it to bs4/retirement? In Canada I'd put it into rrsps or tsfas which I think are similar to your iras/roths. sarah1122, nice to see you checking back in. You are so close on the ffef!  moonlitemama, great job paying off one and a big chunk of cc2! What a great...
New Posts  All Forums: