Posts by sweetjasmine

Annethcz, I understand about the 401k. Two years ago I cashed mine in to pay off huge credit card debt. I weighed the pros and cons for months and agonized over it but finally decided that I didn't want to be paying on so much debt for...

I take comfort in my family and God. We put off buying a house so I am thankful for that right now. CC's paid off. Savings put into higher gear. I work full time but I would like to rely less on processed foods. I used to buy...

I love this board, too. I've been lurking for years and only just joined. : Very scary stuff out there. I've been keeping an eye out on my bank, Chase, but I think it's one of the strong ones currently. I've got to be even more...

mar123, same here in Texas. Our economy is still booming (so far) and cost of living is lower compared to alot of states. But I'm not going to take it for granted. I want to be ready just in case the worst, or near worst, happens. As...

These are excellent posts! They are exactly what I've been mulling over lately, too. I have heard some of the same things, that we are the "fake rich" generation and feel that some of our luxuries are actually necessities. ...

I used to have a great credit score. I had several cards years ago. Store cards, visa, mc, discover. I eventually paid off and closed the store cards, they were only small amounts. Then I was down to a visa and mc. I paid off the mc...

Quote: Originally Posted by ShaggyDaddy if any FDIC insured bank went down and the FDIC could not refund your money, that would mean the collapse of the entire US economy. In this situation it wouldn't matter if you...

I would pay off the car. I was surprised to learn recently that we have 3 years left on our car loan. I thought there were only 2 years left. Shame on me, must have slipped my mind! I have started to pay double each month to get it...