Posts by crunchy_mommy

Also if you have good credit, perhaps you can get a private student loan at a lower interest rate? 6.8% seems high.

Hmm this is tough... What about if you sign up for the cc, but then go for the student loan when you're getting close to the end of the 0% promo period? I'm not sure how this would work because I seem to remember the student loan...

$600 sounds good, we have similar diets in our house and spend a little less (usually under $450) but only have 1 kid, plus we don't really eat much meat. I think grain-free flours & substitutes do tend to be more expensive, so we limit...

We are actually about to apply for state insurance but were not eligible until recently because my short-term disability payments put us just over the income limit. Now my disability has run out so we are eligible but it takes a month...

I nursed at least 5 times an hour lol, and no bottles, pacifiers, or even solid foods. My cycle returned at 9mos post-partum. I remember the first few cycles being lighter & pain-free (I usually have very painful periods) so I've...

I'd put the almond butter on apple slices or carrot sticks or something. But if you're looking for something starchy, try popcorn cakes or corn tortillas. Another option is to make pancakes -- you could use almond flour, or corn flour,...

Ahhh knowing that it's a student loan & low-interest does change my answer. I still think it's wise to pay debts off ASAP but you won't have much interest and it's tax-deductible so not throwing all your money toward the debt isn't a big...

Yeah you can get strep multiple times, I had it at least 10 times throughout childhood and as a teen had it 5 times in one year (we tested my cat to see if she was carrying it!) I don't think you can become immune. I also think strep is...

I'm a big proponent of fresh air for sick kids. I swear it somehow clears all the icky stuff out, fast, and gets them feeling better quickly! (Adults too, for that matter.) However, if there's a bad cough, wheezing, asthma, etc., I'd be...

Yeah as far as I understand it -- or at least this has worked for me, I do have excellent credit! -- you do not need to carry a balance. You do need to show a balance at the end of the month... so you want to wait until your bill is due...