Posts by Narawen

Quote: Originally Posted by laohaire  Forgot to mention, that while I agree an emergency fund is separate from a sinking fund, I would say that a medical event that required $5k deductible suffices as an emergency....

I'm doing a modified version of the Dave Ramsey baby steps (more closely following his predecessor, Crown Financial's Money Map), where I've been building sinking funds, the emergency fund, and paying off debt at the same time. I'm...

10% gross to church, and nominal donations throughout the year for special offerings, or given to other charities. I had been tithing to the local church, but relocated and haven't found a new one yet, so I tithe to a church with a...

Pay it off, use $360 for fun, and drop the rest in the bank. 

Quote: Originally Posted by SomethingAnonymous  I've been literally putting all my pennies and extra change towards debt too. The only thing I hate is how hard it is to use change for payments.  I have a debt...

Filed on 2/4, it got accepted on 2/5.  My federal FINALLY appeared on the Where's My Refund? tool last night,  I should have it by 2/6.     Already got my state refund, but my refund from MI went to pay the...

Quote: Originally Posted by trekkingirl  I don't have a student loan and didn't even realize that you could earn interest on money you owe? Also I have never had enough money in a bank account to earn any interest...

Here are mine:   Vacation Medical: covers deductibles, co-pays, and any OTC/first aid products Clothing: I rarely shop for clothes, but I like a small account specifically for them so I don't blow my budget one month Car...

I keep a $1500 buffer. I have free checking under my student account right now, but that expires in July and to keep free checking I'll need an average daily balance of $1500. It also works out well because that's just a little more...

Quote: Originally Posted by lilacvioletiris  Don't crush the cans!  The machines at the different grocery stores actually spin the cans and scan the bar codes to determine if that type of can was sold at their...