Posts by alaska

If you feel like you and your DH have enough discipline to keep making payments towards principal when you have the extra funds, I would do it.

Is it worth shopping around? We locked in for a refi at 4.875. We'll need to come up with 20 - 23K, somewhere in that neighborhood. We can do that - our tax return will cover just under half and we can have the rest paid off this...

Our appraisal didn't come in as high as we needed it to. We can do it though - we have to come up with 11,000 plus closing costs. Is it worth it to ask the lender to waive the origination fee or is that just unheard of these days?

Quote: For me its simple, sorry Mom and Dad, we blew it this year. Tons of unexpected issues have come up and we simply can't afford to join you at your time share. We do want to pay our share of the rent so you're not out of...

Thanks guys! I am happy to read that my instinct was right in line with you wise ones. Sleeplessmommy's comment is exactly what I was thinking this morning - we could make the 15 year payment but not comfortably and we would really...

Imagine you are on the verge of refinancing your adjustable rate mortgage for a very good fixed rate. You have 2 choices. You can either take on a 15 year mortgage with higher payments than you make now (you could do it, but it would...

mamasee, I've actually wanted to read that book for a while now, thanks for reminding me about that! it's not that I think we need more space, it's that our space needs to be arranged differently. The owner's side of our duplex is 1548...

Mama Dragon - we actually probably pay a little less for our share of the mortgage than we'd pay to rent. Our community has a very big affordable housing shortage - people can't afford to buy "starter" homes - we don't really...

My insides are just in a knot. Can you wise mamas please help me think this through? We own a duplex. We live on one side. I love the neighborhood; I love the school district. Our side is not big enough for us to stay in too much...

My 2-weeks-away-from-6 year old desperately wants to take martial arts lessons but no one around here starts until at least 7. As an alternative, we bought him a traditional uniform and an instructional DVD for Christmas (plus this...