Posts by ChattyCat

hilarious! yet so sad and so true.

I started piano at age 4, and did not need to be taught differently from older children. I began clarinet at age 6 or 7, and cello at age 9. I can still play the piano even though I only studied it for about 4 years. I went on with...

$10K on a $150K house is not a large down payment. It's less than 10%. If you had somewhere between $15K-$30K (10-20%), they probably wouldn't care about revolving credit. About CC's, mine are not 0% interest, but you have a grace...

That's a bit young for imaginative play. It will probably come soon.

Anecdotal evidence, but I read at three, and I am only mildly farsighted. If it weren't for my genetic astigmatism, I wouldn't need glasses at all. I can still pass the driver license test without my glasses. That's how not bad my...

Could you babysit in your home? Just one kid might give you enough to give you some wiggle room, and it should be off the books? Or, clean a house or apartment a couple days a week? I would never recommend paying less than what you...

I would suggest taking a hard look at all of your bills that must be paid monthly. All of your debts (mortgages, cars, personal loans, and credit cards). Figure out the minimum that you MUST pay. Then look at other expenses that MUST...

No, if you aren't making the minimum payment they have every right to take it to collections. Now some doctors, like my FIL, will work with patients. My FIL has loads of people paying him $5/month, and as long as they do that, he...

It's not about committing to a job. It's just simply that those with poor credit scores are more likely to find themselves in financial trouble and more likely to steal from their employers. Employers lose a lot due to employee theft. ...

I always buy ahead. I love gymboree clothes for my kids for the quality. They really do last through 3 and 4 kids or more wearing them. So, I always stock up on pjs, when they do the Baby Sale, because for some reason it includes all...