$10K on a $150K house is not a large down payment. It's less than 10%. If you had somewhere between $15K-$30K (10-20%), they probably wouldn't care about revolving credit. About CC's, mine are not 0% interest, but you have a grace period of at least 25 days to pay before you acrue interest. So, by charging all household expenses monthly and paying it off monthly, you develop a revolving credit history without incurring any fees.
10/26/08 at 2:45pm