Posts by ChattyCat

1 load of dd's clothes; she has allergies, so I use special detergent 1.5 loads of sheets; 3 loads every other week 3-4 loads of darks 2 loads of lights So, about 8 loads.

We don't rent. We own two houses. Together the mortgages come to just under $2K/month. Health Insurance: High ded. policy for me and the kids about $250/mo. Another $150 for dh's low ded. policy Car insurance: $95 for 2 cars with...

Contact your insurance company or look at their website or consult your insurance manual. One of those will be able to tell you, if you need a referral. Also, the company website or their helpline should be able to give you a list of...

PM me, if you want. I'm not big on sharing details publicly, but I'd be happy to converse with you.

Yes. When we were ttc our first (it took a few years, lots of fertility treatments and a loss to get him), I took meds to help with the depression. I was in a support group for infertile women, and I saw a counselor, but I needed a...

Call the main IRS number. They're really quite helpful, despit the bad reputation. I'm sure they can cancel and reissue the check, although it will likely cost you a small fee.

Seems reasonable. My mom had an old babylock that she gave me. It broke. It was going to cost me $80 just to find out what was wrong with it and more to fix. It was ancient, so I spent $300 on a new Janome serger instead.

I would find a reputable financial counselor. Y'all have too much going on to ask for advice on a message board, IMO. Good luck with everything. It sounds like you have a lot to deal with in the next few months.

If I had a 10-20% down payment, little to no consumer debt, and a steady job, then I would think it's a great time to buy. Otherwise, no.

I don't know about you, but I set a budget for clothing monthly. Yes, we do sometimes have to buy clothes. We can't not buy clothes forever, so I have a small budget for it. Sometimes, I don't spend it all, then it rolls over to the...