I have Kaiser which uses a reduced prenatal schedule for low risk pregnancies. I'm only going every two weeks through my due date which at first i thought was strange but I'm actually happy i dont have to go weekly. After 40 weeks I'm not sure how often they'll see me.
I think I'll decline the cervical check at my 38 week appointment and discuss it with the doctor for my 40 week.
Thanks again for all your responses and input. I don't really have anyone to ask in real life.