Posts by nd_deadhead

Neither one is a good solution. How much money are we talking about here? I think I'd do my darndest to come up with money some other way - sell stuff, take on a part-time job, beg and borrow from family members.   As you...

You've gotten good advice so far. I agree that building a savings account and retirement savings come before mortgage repayment. I completely understand the desire to unload that mortgage interest - $24,000 is a huge chunk of...

You get what they give you. We had a tree fall on our fence, and submitted a bill for the repair, and we got the full amount - it depends on your coverage.   If the check is for more than the repair, you can keep the difference.

Edmunds.com is my favorite resource for all things car. Their reviews might point you to some other vehicles in the same class.   Whatever you do, make sure you get any prospective vehicle checked out by a trusted mechanic. It...

OP, you've gotten a lot of great ideas!   When my twins would go on and on about something, I'd say "Do you think if you ask 10 more times, I'll change my mind?" Or, if they were actually throwing a tantrum about...

I agree with Starr about the doggie door - I would never leave my dog outside when I am not home, even for a short time. Even if none of those bad things happen, a dog left alone outside is more likely to bark and annoy the...

What else do you have in the room, that takes up some of your floor space? I understand it's a small room - my son's bedroom is 9x11.   I like to build shelves, so that would be my preference.   If you can find some...

We found 4 to be a turning point. We went on a 10-day vacation to the west coast just after they turned 4, and had a great time! I couldn't imagine doing the same thing at 3 - none of us would have lived (sane) to tell about...

OP, I'm glad to hear you're making progress!   Definitely get a jar or container for DH loose change. We use a big jar, on the floor of DH's closet. Periodically we'll take it to the bank, and sometimes it's hundreds of dollars.

Great question!   I see savings as 3 separate areas: emergency fund, retirement, and general savings (for something specific, perhaps). You might also use savings as a cushion for annual or periodic expenses, like property...