I knew a woman who has a gorgeous dh, 2 gorgeous kids (possibly more now), her dh had a job making LOTS of money, and they had lots of cool stuff, could take vacations, and her family was really supportive (I know she didn't like her MIL, but that seems like a drop in the bucket, to me).
IMO, she had it all. Money, a happy family, stuff she wanted, time, vacations, etc. Oh, and security. No debt, investments, retirement.