Posts by WNB

Quote: Originally Posted by Denvergirlie Your math is wrong in this. You state they are both 15 year mortages, but in the refi scenerio you multipled by 180, instead of 90. So obviously your other math is wrong as well...

Why are you focusing on 15 year mortgages if you are trying to give yourselves more flexibility with cash flow near-term? Most mortgages do not include pre-payment penalties - so if you want to be able to make low payments for a...

Re: taxes on your home -- my guess: When you sell a house that is or was your principal residence, you may be able to exclude up to 500K in capital gains (250K per person, 500K for married filing jointly), provided it was your...

Love to see her try to buy a gallon of milk with gold.

Me. I don;t think there's any milk: it was gone by January ad the boobs were sore from Dec. throught Feb.. Less uncomfortable now, which is good b/c DD is definitely not ready to sign off. She calls them HER boobies, and corrects me...

Quote: Originally Posted by ChetMC It totally is, but can you blame somebody for not wanting to take the risk if their company or department could face legitimate problems as a result? Discrimination of this...

I paid my sitter $11 per hour (net of social security and medicare taxes). I didn't withhold anything for federal income tax, and we decided she operated more as an independent contractor than an employee, as she more or less set her...

I think if the debt is bothering you, and you feel it should be a higher priority to pay for, then you should a) start paying it off, and b) be more assertive about limiting purchases of non-essentials that could disrupt payment for...

I don't think jumping into rental properties now, as a means to earn investment income, is particularly promising. But, nothing looks particularly promising. So there might be something in your area that offers a good opportunity. It's...

I delivered ~60 papers daily in a bit under an hour (all year round, long days on Friday after T'giving, and day after Christmas b/c the papers were too bulky to fit into my bikes carrier, so I had to make a couple trips). I'd expect...