Posts by beansmama

I need to cut out the store bought cereal. It is handy occasionally, but I'm a big pig and tend to binge on it...darn you 'honey bunches of oats'! Same goes with crackers and whatnot.   I usually try to have muffins on hand,...

a. Who you are Desiree, SAHM to 2 kiddos. I don't drive - woot. b. Where you are going (your financial goals) Our current goal is to finish our FFEF by Septermber 1st. That's nearly $5,000 in 6 months. It's very do-able, but...

I'm in! It's amazing to me that I'm the one who originally started this challenge, yet I have NEVER stuck to it! Arrrrgh! Well, good intentions, right? ;)   Anyway, our budget is pretty tight right now - we're trying to save...

I'm back...well, I've always been "here", I'm just suuuuuper terrible at keeping up with these threads! We're still on BS3. We WERE finished with it, but had some personal issues last year and decided spending it would make us...

I hear ya. I'm on a tight budget and I don't drive...and I live in rainy oregon...argh.   You're working now? Are you spending that money or saving it to survive those 18 months? Considering you're worried about the tight...

I guess I should also add that since the secured cards are almost always used to build/repair credit, it's easy to tell if the cards report to all *three* of the CB's. They usually state right on the advertisement whether or not they...

Quote: Originally Posted by BathrobeGoddess  I agree with above and wanted to let you know you CAN oft out of ING LOC...I did...They gave like $500...um no thanks...just call them and they will do it for...

We live in a slightly higher than average COL area (score of 113, anything below 100 is "low"). Anyway, Dh makes just over $40k/year and for us, it's great. I'd imagine other people living here might feel like that's not enough, but...

Your problem is where you shop.   Although, safeway is SUPER expensive as well. Do you not have any "ugly" stores around - food for less? winco? anything?   We shop at Trader Joe's as well, but mostly only...

Quote: Originally Posted by velochic    One thing that I've always said on these boards is that you SHOULD budget down to the penny.  I've said that every penny should have a purpose.  It...