Posts by beansmama

Quote: Originally Posted by velochic  There seem to be some holes in your budget.  For example, you own your car, as I understand, but that won't last forever.  You don't have a car savings in your...

I think a gas card might be doable, but a target card is a no-go. Come on...I can't be the only person here that goes into Target with good intentions and ALWAYS comes out with something I just "had to have" lol! Besides, I...

We're planning on buying a home sometime in the next couple of years (I wish sooner...but you know!) and I think we should start working on our credit. We couldn't even get a loan for a car (only $5k) without a...

Quote: Originally Posted by simplemama32  beansmama:  that was kind of my thought (Re having the down payment money). Hahaha! Just saw your update and had to LOL at the financially worthy part...

Personally, if you are feeling your current situation of "$620 rent, plus utilities" is tight but doable, I don't think you're financially ready to purchase a home. Especially since you'll be adding not only the expense of...

I do seperate ring ups on occassion - if it helps me keep my cash straight it's worth it. It doesn't take *that* much longer - I've never done more than two seperate purchases, though (excluding the WIC days). Honestly, I'm not worried...

Quote: Originally Posted by crunchy_mommy  From everything I heard/read when I was looking into buying a mobile home, they are a money-pit. I have a friend who just CANNOT get rid of her mobile home & she has to pay...

The majority of it should *definitely* go into an emergency fund. No offense meant, but look at how behind you guys presently are - a cushion is needed, for sure.   I say you guys each get $50-$100 for personal things...

Plasma is a good option, unless yer a wimp, like me! My Dh works at a plasma place...you can't get $200/mo, but close - as long as you go twice a week you'll end up getting monthly "bonuses" and all that. But they are...

2/15 -  Didn't spend a dime...wooo!!!! Almost bought more tracfone minutes. We do need them, but we can wait :) 2/16 - ...we'll see how I do! I already passed up the very tempting groupon of the day (75% off real wood...