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Watch Us Commit Financial Suicide... - Page 5

post #81 of 92
Your tickets seem pretty reasonable (and competitive with the cost of driving), your rental car rate seems reasonable.

I think the Sea World budget is where you should trim. If your kids are mad for sea animals, GO TO THE OCEAN! (Or the Gulf.) It's Florida, there's lots of it around. You have the rental car, use it $180 is more than 20% of the other expenses - that is a lot of money for entertainment. I'd work on trimming that back considerably, if not completely.
post #82 of 92
I just read your update and I'm sorry everything is going downhill so quickly.

If I were you I would make your DH give you the username/password and personally change the password so he doesn't have access, he has proven himself unfit.

Good luck and hugs to you.
post #83 of 92
OMgoodness. What a hard, hard situation right now. The stress of it all! The new job, moving, vacation, $- no wonder you and DH are having such a tough go of it right now.

I know I've never met you IRL, but I feel like I know you, since we seem to post in all of the same places. I would love to take you out for a cup of coffee or something right now. I'm going to PM you my numbers. If you want to get out of the house and can borrow a neighbor's phone, give me a call!

post #84 of 92
So sorry.

Sending : and : for peace in your home.
post #85 of 92
Oh, wow, how horrible! I have totally been there with my dh as well. To the tune of a $300 depsit on our gas bill that was turned off. I so feel you on this one. Because, really, it's not 1 missed bill that gets service turned off. As you know, not getting a bill or not seeing the automatic withdrawal come out does not mean that the phone company lost your information and is suddenly giving you free service. It means you have to follow up (and here, "you", means my husband).

I'm so sorry you are going through this because I know all too well just how stressful a situation it is when you feel financially responsible and have a partner who seems to have an attitude that it is ok to put your livelihood at risk. When he has none. Definitely sending you good vibes and prayers! I've finally determined that we *must* have marital counseling over these issues as when my lips move on these issues, dh doesn't seem to hear a darn thing. Hoping the best for your marriage as well.
post #86 of 92
I'm so sorry you're going through this! For what it's worth, DH says you're a very talented writer and your ranting last post was actually pretty funny. We've been where you are before - DH works, but I'm the primary breadwinner. He's also ADHD and tends to stick his head on the sand when the financial shit hit the fan. Got the same issues with getting him to a good shrink.

For the record, it seems like you are having more of a cash flow problem, especially if you expect to get your deposit back. I take it the new job did not pay for any part of the move? Credit cards, when used responsibly, can get you through these sort of cash flow situations, but I'm not sure that's totally your sit.

Hang in there. YOu are doing a GREAT job with your family and your life.
post #87 of 92
Oh gosh... I just read your update and I'm so, so, so sorry.
post #88 of 92
post #89 of 92
I hadn't chimed in yet but after reading your update I just wanted to offer a .
post #90 of 92
Thread Starter 
Thanks, everyone.

DH and I have mostly pulled ourselves back from the brink, and it looks like we might be going on vacation after all!! :

DH's mom got his e-mail and pulled him into gchat to be like "You're not going on vacation over a $250 phone bill? You're stupid. I'll pay it, and you can pay me later." So my internet was turned back on this morning, and we'll send MIL a check after we're back from Florida.

Then this morning we got a check from our old landlords for our deposit, which is a HUGE chunk of change that could basically fund the vacation on it's own. Some of that should go to paying my mom back for fronting us the deposit on this place, but it creates enough wiggle room in our budget that we can afford a "frugal, but fun" vacation! I'm still planning on cutting every possible expense during the next 6 weeks (which, sadly, is kind of fun for me. I love doing the "Okay, how little money CAN we spend in a month?" thing, but DH hates it with the burning passion of a thousand firey suns. This? Serves him right!) but it looks like we're going to go.

Honestly, I think our marriage kind of needs it. Separation isn't OFF the table, but we're going to re-evaluate after he's seen a shrink, which happens in a little more than a month. But I'm sure that the fact that we never have time together away from work doesn't help.


Quote:
Originally Posted by Emmeline II View Post
I don't understand not having access to those bills; why can't you just use his username and password to login ?
I don't understand it either, but it's not just a log-in and password combination. Apparently the site needs to set some sort of cookie in your browser, which it can only set on one computer at a time. And there is some administrative badness with our dual but not hyphenated name that complicates things. It's not that my DH is being a jackass... we've spent HOURS on the phone with tech support at the bank trying to figure this out.

Luckily, this is our old bank. So next payday we will be moving to a new and improved bank that uses Quicken Online -- which we can both access and which has pie charts and spending categories and all sorts of money management things that make my little heart got pitter patter.

Quote:
Originally Posted by Ellien C View Post
I'm so sorry you're going through this! For what it's worth, DH says you're a very talented writer and your ranting last post was actually pretty funny. We've been where you are before - DH works, but I'm the primary breadwinner. He's also ADHD and tends to stick his head on the sand when the financial shit hit the fan. Got the same issues with getting him to a good shrink.

For the record, it seems like you are having more of a cash flow problem, especially if you expect to get your deposit back. I take it the new job did not pay for any part of the move? Credit cards, when used responsibly, can get you through these sort of cash flow situations, but I'm not sure that's totally your sit.

Hang in there. YOu are doing a GREAT job with your family and your life.
Thanks! Please tell your DH that his comments about my writing made my day.

My job did pay for our moving expenses, but we had to front the money and submit it through their expense system. Since we didn't have much cash on hand at that point, my mom stepped up and fronted it for us. We've paid her back as the expenses cleared, but then she needed a big chunk of that money on short notice to pay my sister's tuition for college when she lost her aid package. Which depleted our savings and got us here.
post #91 of 92
So glad to see you've gotten a reprieve!
post #92 of 92
What a relief!

Have a good time.
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