End of January Report
So, it's the last day of January. How is everyone doing?
I haven't broken the budget yet, and I'm completely amazed. This hard-core budgeting thing really seems to be working for me. I haven't shopped thrift stores or used bookstores at all. I haven't bought junk food. I did use a couple of dollars I found lying around (that I hadn't written into the budget) to take the family out for Thai food (at lunch, ordering specials with a coupon and with everyone drinking water).
All in all, I'm pretty happy with how I've done so far. I was able to save 14.3% of our net pay this month. Not too shabby, especially compared to last year (where we saved almost nothing).
Hopefully, we'll get a bit of a tax refund soon, too. I just need to make myself sit down and actually DO the taxes!
How 'bout you guys?