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A tree fell on our trailer house  

post #1 of 22
Thread Starter 
Thursday, January 16th, 12:15 am:
It was windy, around midnight, we'd just fallen asleep. The wind gusts shook our house and I was worried the house would be shaken off the blocks. Abigail began squirming, twisting and turning. I looked out the window and saw nothing out of the ordinary. I could now hear a strange squeaking sound which I thought was from the fan in the bedroom, but it never made that sound before. It seemed to be coming from the back bedroom wall and I was staring at the wall for a while trying to figure out what that sound was. Three minutes later the wind gusts picked up again (100 mph I later heard) and I felt the house shake again. Then I heard a loud thump, and thought maybe something outside was blown against the side of our house, something like a trash can or other outdoor material stored by a neighbor. Then immediately the sky began dumping rain and lots of it. My husband jumped out of bed and opened the bedroom door to look down our hallway. I watched him. He just stared. I asked, "What is it?" I thought perhaps the roof was leaking because of the downpour. He said, "There's a tree in our house". By now the girls were awake and asking, "What are you doing, Daddy?" I get up and look. Sure enough, there is a tree in our house, in the hallway. The top half of the one and only tree on our lot had broken off, flipped over our bedroom and landed top side down on the side of our trailer and two branches of the tree had pierced our roof. One branch poked down through our hallway roof and into the second bedroom, almost piercing the inside of the wall, two feet from where my cat sleeps in her box. The other branch pierced the hallway ceiling 3 inches from the hall ceiling light, scraped the second bedroom door which is right next to our furnace, pierced a hole in the floor then must have hit something more solid than wood and that branch snapped off, the end of it hitting our bedroom door.

My husband perused our lot lease to find out if the landlord is responsible. There is nothing certain in there. He put buckets on the floor to catch the rain water dripping from those branches stuck in our roof. I called my mom while dressing the girls and packing clothes, "Sorry to wake you up so late, Mom, but a tree fell through our roof. Can we stay at your house tonight?" By 1:30 am we were driving to my mom's house in Wasilla.

We arrived safely, despite the icy roads from Anchorage to Wasilla, the strong gusts of wind, and the water filling the roads in the ruts causing our van hydroplane on occasion. My husband was unable to sleep so he left for home again. He had a landlord to call, a tree to remove, and a roof to fix. Somebody at the rental office told my husband the maintenance crew was busy installing a new toilet on the park grounds and couldn't assist my him. My husband bought a chainsaw and borrowed a neighbor's ladder to get that tree out of our roof and side yard. He then put a couple tarps over the roof to keep the rain out. Our lease states that the landlord is responsible for maintenance of trees on the lot we rent. It is their land, but the house I own. It is unclear if they are responsible for damage their property causes to ours.

So here I am, still at my mom's non-child-friendly home, sneezing all over the place because of all the scented candles, fragrances and who knows what other chemicals she has floating around her large brand new home. My husband chopped up the top half of that tree and loaded it in the back of our van to drive the wood to his father's house. His father heats his home with a wood stove so the wood will be used. I have no idea how long we'll be here. I have no idea if our landlord is going to pay for damages. I have no idea what we are going to do. We even discussed possible renting, but I have older pets and we cannot afford the high cost of renting an apartment coupled with whatever pet fees we would have to pay for my elderly animal family members. We only pay $375 lot rent plus utilities and that's really all we can afford. I guess we'll just see how this all plays out and go from there, making decisions each step of the way.
post #2 of 22
Oh goodness. I'm so relieved that you are all safe and sound. And sad to hear about your home. It seems like the landlord should be responsible. I would push him to small claims court if he doesn't accept responsibility. Is your mom willing to put all the smelly stuff in the garage until you can go home again? Good luck mama. I'll be thinking of your family.
Lisa
post #3 of 22
Quote:
Originally Posted by ~Purity♥Lake~ View Post
Thursday, January 16th, 12:15 am:
It was windy, around midnight, we'd just fallen asleep. The wind gusts shook our house and I was worried the house would be shaken off the blocks. Abigail began squirming, twisting and turning. I looked out the window and saw nothing out of the ordinary. I could now hear a strange squeaking sound which I thought was from the fan in the bedroom, but it never made that sound before. It seemed to be coming from the back bedroom wall and I was staring at the wall for a while trying to figure out what that sound was. Three minutes later the wind gusts picked up again (100 mph I later heard) and I felt the house shake again. Then I heard a loud thump, and thought maybe something outside was blown against the side of our house, something like a trash can or other outdoor material stored by a neighbor. Then immediately the sky began dumping rain and lots of it. My husband jumped out of bed and opened the bedroom door to look down our hallway. I watched him. He just stared. I asked, "What is it?" I thought perhaps the roof was leaking because of the downpour. He said, "There's a tree in our house". By now the girls were awake and asking, "What are you doing, Daddy?" I get up and look. Sure enough, there is a tree in our house, in the hallway. The top half of the one and only tree on our lot had broken off, flipped over our bedroom and landed top side down on the side of our trailer and two branches of the tree had pierced our roof. One branch poked down through our hallway roof and into the second bedroom, almost piercing the inside of the wall, two feet from where my cat sleeps in her box. The other branch pierced the hallway ceiling 3 inches from the hall ceiling light, scraped the second bedroom door which is right next to our furnace, pierced a hole in the floor then must have hit something more solid than wood and that branch snapped off, the end of it hitting our bedroom door.

My husband perused our lot lease to find out if the landlord is responsible. There is nothing certain in there. He put buckets on the floor to catch the rain water dripping from those branches stuck in our roof. I called my mom while dressing the girls and packing clothes, "Sorry to wake you up so late, Mom, but a tree fell through our roof. Can we stay at your house tonight?" By 1:30 am we were driving to my mom's house in Wasilla.

We arrived safely, despite the icy roads from Anchorage to Wasilla, the strong gusts of wind, and the water filling the roads in the ruts causing our van hydroplane on occasion. My husband was unable to sleep so he left for home again. He had a landlord to call, a tree to remove, and a roof to fix. Somebody at the rental office told my husband the maintenance crew was busy installing a new toilet on the park grounds and couldn't assist my him. My husband bought a chainsaw and borrowed a neighbor's ladder to get that tree out of our roof and side yard. He then put a couple tarps over the roof to keep the rain out. Our lease states that the landlord is responsible for maintenance of trees on the lot we rent. It is their land, but the house I own. It is unclear if they are responsible for damage their property causes to ours.

So here I am, still at my mom's non-child-friendly home, sneezing all over the place because of all the scented candles, fragrances and who knows what other chemicals she has floating around her large brand new home. My husband chopped up the top half of that tree and loaded it in the back of our van to drive the wood to his father's house. His father heats his home with a wood stove so the wood will be used. I have no idea how long we'll be here. I have no idea if our landlord is going to pay for damages. I have no idea what we are going to do. We even discussed possible renting, but I have older pets and we cannot afford the high cost of renting an apartment coupled with whatever pet fees we would have to pay for my elderly animal family members. We only pay $375 lot rent plus utilities and that's really all we can afford. I guess we'll just see how this all plays out and go from there, making decisions each step of the way.
you are renting the trailer or just the land??
I'm pretty sure you can even get emergency housing while your rental is being fixed.


Is there anything we can do to help????
post #4 of 22
Oh, how awful! I wish there was something I could do to help. If you need a break from the scented candles, you could come visit. My house is an absolute wreak right now because we're working on moving, but I don't have a bunch of stuff to make you sneeze. (I hope).
post #5 of 22
Fire or casualty damage
If the dwelling is substantially damaged by fire or other
casualty (such as an earthquake or a flood), there are a
couple of things the tenant can do, depending on the
amount of damage to the dwelling.
When only a part of the unit is damaged and it is lawful
for the tenant to continue to live there, the tenant should
move out of the damaged part. The rent can be reduced
to an amount that reflects the fair rental value of the
undamaged part of the dwelling.53
If the tenant can no longer live in the place, he or she can
move out, notify the landlord, and stop paying rent. The
rental agreement and responsibility to pay rent ends when
the tenant moves.54
After the tenant moves, the landlord must return any
recoverable deposit and prepaid rent to the tenant. Rent
paid for time the tenant did not live in the dwelling
(counted from the day of the casualty and including the
day of the casualty) must be returned to the tenant.55
post #6 of 22
I re read your post and see that you are only leasing the lot.
I think this might come down to whatever your renter's insurnace or home owner's insurnace will cover.
Assuming you own or rent the trailer.
post #7 of 22
I'm so sorry. I am in Palmer and would be happy to have you visit! Our house is small, but we are on a big piece of land with a large yard. If you want, PM me and we can set something up.
post #8 of 22
Call your insurance company. They will send out an adjuster who will quote a price and send you a check. Call a contractor, make sure to check references. He'll fix it for probably less then your insurance pays. If it turns out your land lord's insurance will pay for it, YOUR insurance company can contact them.
post #9 of 22
Thread Starter 
Quote:
Originally Posted by roadfamily6now View Post
I re read your post and see that you are only leasing the lot.
I think this might come down to whatever your renter's insurnace or home owner's insurnace will cover.
Assuming you own or rent the trailer.
Quote:
Originally Posted by 1stimestar View Post
Call your insurance company. They will send out an adjuster who will quote a price and send you a check. Call a contractor, make sure to check references. He'll fix it for probably less then your insurance pays. If it turns out your land lord's insurance will pay for it, YOUR insurance company can contact them.
We do not have any insurance.
post #10 of 22
Thread Starter 
Quote:
Originally Posted by unfrozncavegrl View Post
I'm so sorry. I am in Palmer and would be happy to have you visit! Our house is small, but we are on a big piece of land with a large yard. If you want, PM me and we can set something up.
I sure do appreciate the offer. We only have one vehicle and it is with my husband in Anchorage since he needs it for work. He is off work today, but he is planning on repairing the roof today. My mother has a car, but she is a workaholic teacher and is currently at church and after that will be at work until who knows when (on a day off) writing up her plans for the week. So we are here still at my mom's house. She had no problem with me moving the most offensive candles out of the family room and the bathroom we are using into her bathroom.
post #11 of 22
I am SO sorry.. let me know how it goes, kay?
post #12 of 22
Thread Starter 
Well, after my mom came home, she took us out to a thrift shop where my girls had fun running around the store and looking at all the toys. We bought them some clothes and a couple cars, a puppy pull toy, and a ride on tractor for Sophia.

While there, I met a woman and we talked and talked. She invited us to her house on Monday since my mom would be off work and could drive us out. Monday came, my mom had a headache and didn't take us out. Wednesday I called that lady and she came out with extra car seats. She took me and the girls to her house for the afternoon and evening to play with her kids. It was a nice reprieve.

Thursday my husband was off work and he finally finished patching the inside of the roof. The outside is still covered with tarp and need fixing. He came to pick up us Thursday evening. The girls were so happy to be home again. I didn't sleep well that night, but last night I did. I think last night was the first time I slept well in 9 days!
post #13 of 22
Thread Starter 
Oh, I forgot to add:

The tree falling on our house is seen as 'An act of God/Nature/whathaveyou' so the landlord is not responsible for damages.

The tree who's top fell off onto our house is a Cottonwood Tree. Last summer a cottonwood tree fell on someone's van in this trailer park. After two incidents now, the landlord plans to hire a tree removal service to remove all cottonwood trees this summer from the entire two trailer parks. In the meantime, the tree is still hovering menacingly a foot from our bedroom, sans top. It is still quite tall!

My husband spent $175 on a chainsaw to remove the tree from our house. He bought it from Sears and they have a limited time return policy. He hopes to clean it up and return the chainsaw less the 15% they charge on returns. It will be nice if that gets done as planned because we are so hurting for money now.
post #14 of 22
Glad to hear your trailer is now liveable and is getting repaired. But gosh how scary. Big, Big
post #15 of 22
Everyone is hurting for money right now. What a bummer. Maybe we can gather up some donations for you or something.

Do yo have any idea who is the insurance company that your landlord uses? I just dont see how a tree falling in a wind storm can be seen as an act of god. Trees falling on our house is a covered accident with our policy.

Your landlord SUCKS!

I'm so sorry.

What size are your kids? My kids are quickly out growing some things. And my DH has some clothes he does not wear or fit into.
Let me know.

You can PM me or email. Roadfamily6now@hotmail.com
post #16 of 22
Thread Starter 
Quote:
Originally Posted by roadfamily6now View Post
Do yo have any idea who is the insurance company that your landlord uses? I just dont see how a tree falling in a wind storm can be seen as an act of god. Trees falling on our house is a covered accident with our policy.
No, I do not know their insurance company.

Quote:
Originally Posted by roadfamily6now View Post
Your landlord SUCKS!
yes, in so very many ways.:

Quote:
Originally Posted by roadfamily6now View Post
I'm so sorry.
Thank you for your sympathy.

Quote:
Originally Posted by roadfamily6now View Post
What size are your kids?
Abigail is ~ 35 pounds, 38 inches tall. She usually wears size 4-5, depending on how it's cut. She wears size 8-9 (toddler not girl size, I think)

Sophia is ~ 23 pounds, 34 inches tall. She is really hard to fit in clothes. She can wear 2T if I roll up the cuffs on pants, or sleeves on shirts. She is really skinny. She wears a size 6-7? toddler shoe. Her winter boots used to be Abigail's and are size 7.

I actually don't even know how high toddler sizes go, or if they are actually wearing girl size shoes. I just know what their boots say on them for size. The whole toddler/child/women/men shoe sizing is really confusing for me.
post #17 of 22
Well I'm nowhere near Alaska but if I were you'd be welcome here! Ok well you're still welcome here...but that's not going to help you any lol

I am SO glad you are all safe and ok!
post #18 of 22
i'll check my youngests' stuff. She is 6 and just outgrowing a bunch of size 6x little girls stuff. Some warm winter tights too. Maybe even some shoes.

All the rest of my family are big kids.
post #19 of 22
Thread Starter 
Quote:
Originally Posted by Theoretica View Post
Well I'm nowhere near Alaska but if I were you'd be welcome here! Ok well you're still welcome here...but that's not going to help you any lol

I am SO glad you are all safe and ok!
Thanks Theoretica! :
You're so sweet.

and yeah, aren't you on the east coast? about as far away from Alaska yet still in the US as you can be?

Quote:
Originally Posted by roadfamily6now View Post
i'll check my youngests' stuff. She is 6 and just outgrowing a bunch of size 6x little girls stuff. Some warm winter tights too. Maybe even some shoes.

All the rest of my family are big kids.
Thanks! I had pretty much assumed your kids were older than mine. :smile
post #20 of 22
Quote:
Originally Posted by ~Purity♥Lake~ View Post


Thanks! I had pretty much assumed your kids were older than mine. :smile
Yes, because I am the old fart here!
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