post #1 of 1
Thread Starter 
Do you think it makes since to do a balance transfer of 9,500 to a 0% APR balance transfer card (for 12 months) to get a 8.99% card at 0% and to pay off a car at 5.99%? I know I'm still paying for the car essentially, but the monthly payment is $256 and I figure that can help us from being tempted to using a cc when in a crunch and getting the cc's payed off faster. It would eliminate 1 bill/month anyway. What do you think?