I have to agree that there are some posters on this board who have been in their saving/not spending/no debt mindset for so long, or perhaps their entire lives... That they are not very sympathetic to those who are just beginning their journey into frugality, who are just now starting to have difficulty financially, who have only recently suffered a job loss or some other financial hardship that has brought them to this board in the first place.
OP, when I first started poking around this board, I was reluctant to post because our situation felt so bad and I honestly just needed to read and "lurk" and wasn't about to put myself out there for everyone else's opinions. I am glad that you did, though, because you seem to be learning, "inspired" as you say, and there is certainly a lot to learn from the helpful posters on this board. I do hope you will stick around and let us help and support you while you commit to digging out of your hole.
It used to be, someone would come to this board looking for how to "trim" their budget. It would include going to starbucks 3 times less a week and not ordering a bottle of wine at dinner- skip the appetizer and wine! Split an entree! Wow look at the difference. We had tribes of mamas GOOD (getting out of debt), frugal tips etc. Well now we have people coming here w 5 and 6 figure debt sometimes and they just lost their primary source of income. They were coming in a few years ago with only 5-15K of cc debt and didnt change their lifestyle or life just happend.
So yes, I am not going to be sympathic to her cause of going to the Disneyland style vacation when she has to put herself more in debt to do it. I care too much about the OPs here to say- go have fun! See you in a few more years when you and DP have 5 or 6 figures of debt, on the brink of divorce or losing you home etc. I am glad we can inspire or teach whatever, but in order to get these people back on their feet, all the sunshine and rainbows blown up them is not going to pay down the visa balence.
I think if we all were sitting at my kitchen table or on a patio etc talking it would sound a lot nicer then posting in black and white type. It may sound mean but if you saw my face, it would change it.