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~March No-Spend Challenge~ The Day of Reckoning...how did you do? What did you learn? What will... - Page 22

post #421 of 636
I had to take back my no spend yesterday...my dad asked me to run to the store for ice cream and I picked up some fruit and eggs while there. I should have told him to just go himself.
post #422 of 636
I'm already over my budget for the month. I dropped my budget by $100 to $500 for this month, but didn't really have a clear plan for making the adjustment; I just figured I could do it because last month, my groceries and household stuff was around $500, and the rest was school supplies and things like that. But we've had some extra stuff this month, including garden supplies, which hopefully will help us save money later. I think next month I will try again with this same budget, but do some more planning.

1:
2: $14 dh took the kids to a movie
3: :
4: $366 groceries and got photos developed
5: :
6: :
7: $80 dh went grocery shopping, and picked up soil for me, and work clothes.
8:
9: :
10: :
11: $15 milk, $18 groceries; : $26 groceries I didn't need to get this month
12:
13: :
14: $35 hygiene supplies and clothing
15:

no spend:
budgeted spend:
unnecessary spend: :
no drive: :

Household spending: $554/$500
No-spend days: 10/18
post #423 of 636
We're chugging along, still all have a cold so it is a challenge not to be lazy and let DH just get a sub for lunch, etc. But I really need to stick to this $100 limit these two weeks and keep DH on board.

3/12 :
3/13
3/14 $31.73 groceries, $6.78 groceries :
3/15
3/16 DH haircut $20
3/17
3/18
3/19
3/20
3/21
3/22
3/23
3/24
3/25

The spending I track is all spending other than bills, including gas and food for our family of 3+.

Goals:
3/12-3/25 Total non-bill spending ($58.51/$100.00) (a lofty, but obtainable, goal)


Running Tally:
2/26-3/11 Total non-bill spending ($328.03/$225.00) + the 3/11 groceries <--- ugh!
Use reusable bags for all shopping trips (6/9)
No spend days x 3
No drive days (my car) : x 1
post #424 of 636
March 1 - $22 fast food :, $26.95 :
March 2 - $2.65 breakfast, $7 lunch
March 3 -
March 4 - $10.66 :, $50 Gas
March 5 - $284.03 :
March 6 - $10.40 lunch, $114 training pants and diaper cover
March 7 -
March 8 -
March 9 -
March 10- $30 lunch, $1.40 transit for dd1, $212.50 Summer camp fee for dd1
March 11 -
March 12 - $12 lunch, $35.24 :
March 13 - $22.60 :, $2.26 treats for girls, $20.53 dinner
March 14 -
March 15 -

:$379.48/$540
Gas: $50/100
Unbudgeted/Unnecessary Spending: $178.81
Budgeted/Necessary Spending: $255.90
No Spend Days 7/15

My Key:

No Spend
Unbudgeted/Unnecessary Spending
Budgeted/Necessary Spending
: Groceries/Household items
post #425 of 636
1. : Made $10 on CL
2. ::
3. : $102.14 groceries!! That is down from $210/wk!! All from shopping at a different store and using coupons.:
4. ::: $98 for puppy trainer (long story) $15 paperback swap
5. ::
6. ::
7. :$46 for haircut and groceries. I haven't had my haircut in 15mths!!
8. :
9. ::
10. :$21.96 gas, $6.05 pet supplies returned +$28.05+ worth of pet food that the pets won't eat so pretty much equaled out
11. .::
12. : $178.06 Groceries (stocked up on organics!!)
13. : $15 pizza place. Spent less AND we haven't eatten out in a month and a half
14. : went to a free st patricks day kids party
15. : $25 for groceries at my sis's house to make lunch and I bought some groceries for my house (bananas, 2 breads, snap peas,etc.)


=no spend
:=eat at home
=budgeted item day
:=not budgeted item
:=let car rest day

Goals
8/20 no spend days
13/27 eat at home (Feb we ate at home everyday so this month I am a bit more loose on the subject so DH is a bit more happy[/QUOTE][/QUOTE][/QUOTE]
post #426 of 636
I did quite a bit of food shopping this weekend. We got results back for my son's bloodwork -- lots of good news, but also some not so good. He has multiple food sensitivities that we are now working with. So, I spent quite a bit of time menu planning, scouring for recipes that are free from multiple allergens, and buying a LOT of food. The food budget is waaaaaay over, but well worth it if we have finally found the answers to my boy's health issues.



01 -- :
02 -- :
03 -- :
04 -- 10.10 gas, 7.80 coffee, 367.76 medical expenses, 17.28 groceries
05 -- 16.00 library fines, 37.82 groceries, :
06 -- :
07 -- :
08 -- 154.52 groceries, 33.02 gas, :
09 -- :
10 -- 8.00 chicken, :
11 -- :
12 -- 277.47 food co-op, :
13 -- :
14 -- 120.15 groceries, :
15 -- :
16 -- :
17 --
18 --
19 --
20 -- payday


no spend
planned spending
: eat at home


Planned spending:
327.67/400 groceries/household
277.00/200 food co-op
0/800 cc payment
0/50 garden
43.12/100 gas

Unplanned:
367.76 medical expenses
16.00 library fines
7.80 coffee
post #427 of 636
I would like to go back to eating out one night a week. 4/4 $103.12/$120
I would like to budget $80 a week for Groceries $234.77/$320
I would like to put $200 in savings and keep it there $681/$200
I would like to minimize the unbudgeted extra spending $325.13/

KEY:

: - NO spending
- necessary spending (grocery shopping/gas/bills)
: - unnessary spending

3/15 - : 57.87 groceries, 101 Car repair S, 20.00 :, 2.12 McDonald
3/16 - 6.25 groceries
3/17 -
Total Spent for the month - 740.34

We had a very expensive weekend. My car needed brakes, rotors and etc to pass inspection. Thankfully my father completed the repair so it cost us a fraction of what a mechanic would have cost.

I am appalled at the total for the month... this does not even account for our regular bills I have been keeping a log on excel to show DP. I wonder what we will change?!?
post #428 of 636
I'm tallying early today b/c I don't think I'll be spending again, since I have to work late.

$97 at Walmart for birthday cake (company expense) and some other things (including a $30 itunes card so I can pick up some new music for the trip this month.)


1. $0
2. $6.40 groceries/lunch
3. $0
4. $30 taxes, $80 Walmart, $20 taco time, $9 convenience store, $25 pizza, gas (unknown amt)
5. $80 Abi spending, $80 Target/TJ Maxx
6. $8 BK, $40 Walmart (flowers and lunch stuff), $27 gas, $9 convenience store, $7 Sonic
7. $86 Walmart (groceries, CD, shampoo/conditioner)
8. No spend!
9. $68 Walmart, $3 Starbucks, ~$1200 airfare/car rental
10. $80 Dr, $7 Rx
11. $0
12. $26 grocery (school snacks/dinner)
13. $8 lunch out, gas $33, Walmart $99
14. $0
15. $14
16. $97

* 4/10 no spend days
* $100 total (cash) for food/entertainment while in NY (I plan to do a cleanse while I'm there next month, so this should more than cover it.)
* $50 misc total for the month
*150/350 Blender savings
* no new shoes for anyone this month.
* eat out for lunch only 1x/week regardless of who pays
Week 1 - Tues
Week 2 - Tues, Weds, Thurs (pizza @ work meeting), Fri
Week 3 -
Week 4 -
Week 5 -
post #429 of 636
= no spend
= necessary/budgeted spending
= unnecessary spending
: = eat at home.

3/1: $45.01 (car) :
3/2: $195 (school tuition) $100 (AAMI application)
$1.09 (McD's 4 pc McNuggets)
3/3: :
3/4: $42 (raw milk) $9 (medical) :
$2.97 (seeds)
3/5: $28 (car) :
3/6 : $9.85 (USPS) $48 (fuel) $375 (AAMI) :
3/7: $40 (car) $$$ gas bill :
3/8: $6 (movie)
$10 (RX) $40 (groceries) :
3/9: $45 (fuel) $16.80 (usps) :
3/10: $44 (cell) $$$ (mortgage) $$$ (cable/net/phone) :
3/11: :
3/12: $40 (vitamins) $49 (fuel) :
3/13: $10 (rx) $10 (cracker barrel) $20 (sitter) $1.50 (magazine)
3/14: $55 (Costco) :
3/15: $7 (groceries) $3 (newspaper for coupons) $11 (eat out)
3/16: $60 (vitamins) :
post #430 of 636
I'm swearing to a "no : spend" for the REST OF THE MONTH!

1st : $3.50
2nd
3rd $3 (3)coloring books $7.50 music book $2.50 drinks $60 wireless router $25.50 eating out $65 DH's game
4th $5.50 drinks/snack
5th $15 pizza
6th
7th $18 fast food $5 coffee $50 wrap
8th $22 pictures $8 facial cleanser
9th : $2.25
10th : $7
11th : $2.25 $10 book store $26 Victoria's Secret $6 pretzel & drink $10 eating out
12th : $2.25 . . . $20 coffee & eating out
13th
14th
15th : $2.25
16th : $2.25 pizza $15


KEY/GOALS/TOTALS

No Unnecessary Spending 4

: 0/300 Savings

: $192

: $21.75 Badge Spending $347.50 Spending Total
post #431 of 636
Those darn kids and their bake sale! Otherwise it would have been a no-spend day for me...
------------------------------------------------------------------------


3/1: $500 cash taken our for all food expenses this month ($20 of that fed the drawer), amount in checking account that's above our minimum comfort level "swept" into savings
3/2: $29.06 groceries, $6.87 household goods
3/3: $39 case of pull-ups arrived from Amazon
3/4: $11.46 localharvest order, $25.52 groceries (isn't it clever how they have the localharvest pickup at Whole Foods?),$20 eyebrow/lip wax, $14.92 household misc. at Wally-world
3/5: went on a day trip - $15.82 gas, $4 fast food that is coming out of the food budget because I left my bag of change in the car. Then $15 for my dinner at Mom's Night Out.
3/6: $11 food, 72.25 household at Costco. I'm so glad dh finally let me buy him some pants that fit!
3/7:
3/8: $40 Hooked on Phonics Kindergarten set (a big discount!), $4 food at Purim festival.
3/9: Exercised! Shifted $80 from grocery envelope to drawer. Milk and eggs at farm $5, $24.97 groceries, $12.30 Mickey-Ds, $11 haircut.
3/10: $14.30 gas, $5 at Subway, $81 dollar traffic ticket that I actually counted the day it was issued in February, but I am just going to count AGAIN to punish myself some more. Plus, I paid it out of my grocery envelope. $174 on food for the rest of the month - THAT should put a crimp in my drive-thru habit! Good thing dh is going out of town on business for two weeks - his organic fruit consumption factors hugely into our food costs.
3/11: $29.36 garden stuff at Home Depot, $5.30 shirt, $15 new sunglasses ( and a candy bar) at Target
3/12: $3.22 at for a bagel at the kosher deli (don't regret it!), $40.64 household stuff at Wally-world, $40.87 garden stuff at Wally-world, $21.19 for SIL's birthday present. Had to take out cash to pay a bill, and took out an additional $80 to feed the drawer.
3/13: $3 n change for breakfast (I made myself tea, then stupidly left travel mug on kitchen counter), $.74 for pencil grasp thingies for dh (used the change), $42 groceries $68 household at Costco. ETA: a lady from my AP Meetup group just showed up with her bassinet, which I bought for $40 out of the drawer and $10 out of my grocery envelope)
3/14: $17.25 household (antacids for me, energy bars for dh's trip)
3/15: on the go all day today! About $8 on fast food, $40.37 for groceries. Once I buy milk and eggs from the farm, I do believe we are fixed for groceries until next week!
3/16: Exercised! $1 at bake sale

Goals

1/1 Sweep into savings
247/400 on food (actual amt left in envelope = 78, don't even ASK)
182/300 fed to the drawer
0/30 on finishing up kids' summer wardrobes
10/20 days doing homeschool lessons
2/12 days exercising

942/1200 total non-fixed-cost spending
post #432 of 636
OK, DH and I went to TJs last night and it got really expensive!!! $391!!!!!
He also went to Wild by Nature earlier and spent $74. I think we should be good until the end of the month though and may just need to buy some kale or something.

We also ate out again, but we went with dsd and there is nothing else to do, so it was unavoidable. I had to fill a prescription too, but I also bought two magazine I didn't need.

$94/???? gas
$88/$50 eating out budget!
$0/$50 household budget... I need some jars.
$910/$850 food... we eat tons of fresh fruits and veggies and I can't seem to get this lower. Suggestions welcome!

1st: $231 Food; $124 vitamins; $52 DH's ipod
2nd: No spend!
3rd: No spend!
4th: $25 food; $83 Nike; $26 gas
5th: $26 pizza ; $151 TJs; $25 sporting goods
6th: No spend!
7th: $43 Wild by Nature; $10 file cabinet
8th: $31 eating out ; $10 library fine
9th No spend!
10th: $26 gas; $10 swimming; $18 shot blocks
11th: No spend!
12th: $16 gas
13th: No spend!
14th: No spend!
15th: $391 TJs; $74 WbN; $31 Dinner out; $17 prescription and 2 magazines; $26 gas
16th: No spend!
post #433 of 636
Quote:
Originally Posted by kalisis View Post
$97 at Walmart for birthday cake (company expense) and some other things (including a $30 itunes card so I can pick up some new music for the trip this month.)
Did you get anything good? I could use some new music on my ipod?
post #434 of 636
3/12: $0
3/13: $20 photos
3/14: $43.36 baby shower gifts x 2
3/15: $0
3/16: $0

$63.36/$200

adding a new goal - $1000 into savings by March 27th - and I put $200 in just now, so:

$200/$1000 to savings
post #435 of 636
Bad spending day today

March 1 - $22 fast food :, $26.95 :
March 2 - $2.65 breakfast, $7 lunch
March 3 -
March 4 - $10.66 :, $50 Gas
March 5 - $284.03 :
March 6 - $10.40 lunch, $114 training pants and diaper cover
March 7 -
March 8 -
March 9 -
March 10- $30 lunch, $1.40 transit for dd1, $212.50 Summer camp fee for dd1
March 11 -
March 12 - $12 lunch, $35.24 :
March 13 - $22.60 :, $2.26 treats for girls, $20.53 dinner
March 14 -
March 15 -
March 16 - $9 eyebrow wax, $4.15 pizza (it was 2:30pm and I hadn't had lunch yet), $38.46 : & household items (including printer cartridge), $79 dd1 swimming lessons

: & household items $417.94/$540
Gas: $50/100
Unbudgeted/Unnecessary Spending: $191.96
Budgeted/Necessary Spending: $334.90
No Spend Days 7/15

My Key:

No Spend
Unbudgeted/Unnecessary Spending
Budgeted/Necessary Spending
: Groceries/Household items
post #436 of 636
03/01:
03/02:
03/03: $9 Shipping.
03/04:
03/05:
03/06:
03/07: $20 KFC (Mmm, coleslaw. )
03/08:
03/09:
03/10: $3 Goodwill goodies.
03/11:
03/12:
03/13:
03/14: $17 fabric, quilt batting, pattern & easter egg cookie cutter.
03/15:
03/16:

12/20 No spend days
$49/$100 Unnecessarily spent
...Need to add more goals.
post #437 of 636
3/1 - $39.25 grocery
3/2 - :
3/3 - $10 grocery
3/4 - :
3/5 - $3 grocery :
3/6 -
3/7 - : $10 prescription, $10 haircut for dd, $16.18 incl. $6
3/8 - : $50 grocery
3/9 - : $6.69 grocery
3/10 - :
3/11 - $4.50 grocery; $3
3/12 -
3/13 - :
3/14 - $100 Target - $55 batteries and charger (a good investment but blech), $30 b-day gifts, $20 grocery. I had not been to Target in at least 2 months! now I remember why..... Will put on household tab until I decide what to do with this expense.
3/15 - $25 grocery, $50 household :
3/16 -

no spend
: no drive
beer, my hot button issue with dh!

7/15 no spend days
7/13 no drive days
$301.62/$400 grocery and household
post #438 of 636
hit the craft store today b/c i want to make some gnomes for our nature table and im having a Spring Crafting Bash this Thursday....so....

1 ::$103 food;
2:::
3 :$2.37: $1.25 choc.milk for ds at CM
4:$45 LLBean backpack; $100 Big Lots
5 : $40 AMarket;$100 BJ's (food);$48 raw milk
6 : :
7:::
8:::
9 ::$70 museum membership
10 : $5 DD (breakfast;running late); $5 lunch for DS; $5 toy at the museum; $58 gas; $78 food store (w/ some stocking)
11 - : $80ish for seeds
12 : $2.09 $6 parking for Aquarium (carpooled with a friend! yeh!); $16 admission to Aquarium (reduced price library pass); ordered Chinese but less than usual.
13 ::
14 :
15 :::
16 : $2.10$52 craft store for spring craft bonanza


Goals
: 6/20 No Spend Days
2/20 Decluttering/Organizing Days/cleaning/30 minutes
:1/10 Library Days
:0/4 meal plan
:3/4 books
6/15 knit at least 15 minutes
: 14/28 eat at home
:2/7 update blogs (months behind)
:6/10 Let the Car Rest Days
post #439 of 636
1st-9th:
$264 groceries (Costco rebate check)
$81 groceries
Library fine $20
Fast food: $8
Baby doll (gift for dd) $7
groceries $33
Home improvement (homeschool boxes) $12
10th-15th:
$133 groceries
$22 Fast food
$141 Clothes
$178 Co-op order
16th-17th:
$106 groceries
$77 co-op stock ups


Totals:
Groceries: $616
Kids stuff: $7
Home improvement: $12
Library fine: $20
Fast Food: $35
Clothes: $141
Co-op $254
post #440 of 636
here's what i'm anticipating for expenses:
honey 164.40,
tierra farms 207.00
clothes 35.00
total= 406.14
-------------------------
so, goals for me:
$600 for food this month!
$60 spending money- $100 birthday money
$100 saved for grain mill

21/31 no spend days
10/31 budgeted spending
non-budgeted spending
29/31 get outside days (i know this has nothing to do with money but it's needed) :

27- :
28- :
-----
1- :
2- :
3- 8.13 postage
4- :
5- 30 dr. appt, 217.88 grocery shopping, 36.32 gas, 10 diapers, 24.95 co-op chocolate (comes out of budgeted spending money) :
6- :
7- 10 postage (budgeted spending money) :
8-
9- 8.13 postage 205 utilities 14.86 shipping for co-op :
10- :
11- :
12- 100 mtn rose herbs (bday money) , 59.91 mtn rose herbs (grocery) :
13- 21.62 shipping :
14- :
15- 18.75 bathrobe 125.00 dehydrator (b-day money)
16- 18.25 post office sundry 338.60 groceries :
17- 85.88 clo on sale sundry :
18-
19-
20-


8/21 no spend days
8/10 budgeted spend
2/ 0 unbudgeted spend
616.39/600 grocery
87.69/60 spending money
225/190 birthday money all gone
14/29 exercise
0 /200 pantry stocking
122.88/80 sundry
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Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › ~March No-Spend Challenge~ The Day of Reckoning...how did you do? What did you learn? What will you do differently next month?