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~March No-Spend Challenge~ The Day of Reckoning...how did you do? What did you learn? What will... - Page 23

post #441 of 636
LLL meeting tonight. I made muffins and was going to buy juice, but I think I'll just bring herbal tea instead. Tea is nice and I can still get my for the day!


01 -- :
02 -- :
03 -- :
04 -- 10.10 gas, 7.80 coffee, 367.76 medical expenses, 17.28 groceries
05 -- 16.00 library fines, 37.82 groceries, :
06 -- :
07 -- :
08 -- 154.52 groceries, 33.02 gas, :
09 -- :
10 -- 8.00 chicken, :
11 -- :
12 -- 277.47 food co-op, :
13 -- :
14 -- 120.15 groceries, :
15 -- :
16 -- :
17 -- :
18 --
19 --
20 -- payday


no spend
planned spending
: eat at home


Planned spending:
327.67/400 groceries/household
277.00/200 food co-op
0/800 cc payment
0/50 garden
43.12/100 gas

Unplanned:
464.76 medical expenses
16.00 library fines
7.80 coffee
post #442 of 636
Quote:
Originally Posted by SugarAndSun View Post
Did you get anything good? I could use some new music on my ipod?
$30 buys more than you think it would! Surprisingly enough.
post #443 of 636
We spent $220 (after rebates) on new phones and accessories. We were planning this and it was not an impulse buy, so I'm not counting it.


1st : $3.50
2nd
3rd $3 (3)coloring books $7.50 music book $2.50 drinks $60 wireless router $25.50 eating out $65 DH's game
4th $5.50 drinks/snack
5th $15 pizza
6th
7th $18 fast food $5 coffee $50 wrap
8th $22 pictures $8 facial cleanser
9th : $2.25
10th : $7
11th : $2.25 $10 book store $26 Victoria's Secret $6 pretzel & drink $10 eating out
12th : $2.25 . . . $20 coffee & eating out
13th
14th
15th : $2.25
16th : $2.25 pizza $15
17th $14 eating out

KEY/GOALS/TOTALS

No Unnecessary Spending 4

: 0/300 Savings

: $192

: $21.75 Badge Spending $361.50 Spending Total
post #444 of 636
My Key-
No Spend
Necessary/Planned Spending
Unnecessary Spending

Goal
No spend 8/12/30 days (4 more to go!!)
Groceries/Household $301/$350
Saved for trip to CO $40/$50

3/1- $56 Target (Food, household stuff)
3/2-
3/3- $25 groceries
3/4-
3/5-
3/6-
3/7- $12 Borders (had a gc, but went over!!)
3/8- Sunday shopping-$190 Groceries/Household, $17 Gas, $40 out of the bank, $25 for babysitter for tonight
3/9- $23 for probiotics + $7 for antibiotics (ds has strep!!)
3/10- another $7 for new antibiotics bc first ones made ds vomit. $3 snack and juice for dd
3/11- $3 for 8 (!) reusable mesh produce bags. unnecessary, but definitely money well spent. thank you dollar store!!
3/12-
3/13- $20/pizza
3/14-
3/15- $40/week, $26/gas, $30 household stuff
3/16-
3/17-
post #445 of 636
I spent on some necessary things... including more food.... gah!!!!!! :

$94/???? gas
$88/$50 eating out budget!
$80/$50 household budget... I need some jars.
$939/$850 food... we eat tons of fresh fruits and veggies and I can't seem to get this lower. Suggestions welcome!

1st: $231 Food; $124 vitamins; $52 DH's ipod
2nd: No spend!
3rd: No spend!
4th: $25 food; $83 Nike; $26 gas
5th: $26 pizza ; $151 TJs; $25 sporting goods
6th: No spend!
7th: $43 Wild by Nature; $10 file cabinet
8th: $31 eating out ; $10 library fine
9th No spend!
10th: $26 gas; $10 swimming; $18 shot blocks
11th: No spend!
12th: $16 gas
13th: No spend!
14th: No spend!
15th: $391 TJs; $74 WbN; $31 Dinner out; $17 prescription and 2 magazines; $26 gas
16th: No spend!
17th: $60 jars; $29 food; $18 race; $20 toilet paper
post #446 of 636
= no spend
= necessary/budgeted spending
= unnecessary spending
: = eat at home.

3/1: $45.01 (car) :
3/2: $195 (school tuition) $100 (AAMI application)
$1.09 (McD's 4 pc McNuggets)
3/3: :
3/4: $42 (raw milk) $9 (medical) :
$2.97 (seeds)
3/5: $28 (car) :
3/6 : $9.85 (USPS) $48 (fuel) $375 (AAMI) :
3/7: $40 (car) $$$ gas bill :
3/8: $6 (movie)
$10 (RX) $40 (groceries) :
3/9: $45 (fuel) $16.80 (usps) :
3/10: $44 (cell) $$$ (mortgage) $$$ (cable/net/phone) :
3/11: :
3/12: $40 (vitamins) $49 (fuel) :
3/13: $10 (rx) $10 (cracker barrel) $20 (sitter) $1.50 (magazine)
3/14: $55 (Costco) :
3/15: $7 (groceries) $3 (newspaper for coupons) $11 (eat out)
3/16: $60 (vitamins) :
3/17: $63 (groceries) $1.85 (coupons on eBay) $1.08 McDs nuggets
post #447 of 636
3/12: $0
3/13: $20 photos
3/14: $43.36 baby shower gifts x 2
3/15: $0
3/16: $0
3/17: $20.02 gas

$83.38/$200

Just got an unexpected windfall, so upping my savings goal to $2500 this month.

Savings
3/16 - $200
3/17 - $1366.76

$1566.76/$2500
post #448 of 636
7 out of 17 days no spend. :
post #449 of 636
Quote:
Originally Posted by PassionateWriter View Post
Carrie, thats a great idea. we should try to do something like that on FB. i know that you are I are like minded on things like that, but sometimes I find temptation so hard (spring clothes for the kids, when they would most likely have enough at this point...i have a hard time not going to the HA outlet when they have sales...things on CL that i would like for the kids, etc. etc.).

im trying so hard to do NO SPEND, and im doing much better.

maybe we should create a group on FB.

Oh yes yes!! LMK if you all start one

1. : Made $10 on CL
2. ::
3. : $102.14 groceries!! That is down from $210/wk!! All from shopping at a different store and using coupons.:
4. ::: $98 for puppy trainer (long story) $15 paperback swap
5. ::
6. ::
7. :$46 for haircut and groceries. I haven't had my haircut in 15mths!!
8. :
9. ::
10. :$21.96 gas, $6.05 pet supplies returned +$28.05+ worth of pet food that the pets won't eat so pretty much equaled out
11. .::
12. : $178.06 Groceries (stocked up on organics!!)
13. : $15 pizza place. Spent less AND we haven't eatten out in a month and a half
14. : went to a free st patricks day kids party
15. : $25 for groceries at my sis's house to make lunch and I bought some groceries for my house (bananas, 2 breads, snap peas,etc.)
16. ::
17. ::

=no spend
:=eat at home
=budgeted item day
:=not budgeted item
:=let car rest day

Goals
10/20 no spend days
16/27 eat at home (Feb we ate at home everyday so this month I am a bit more loose on the subject so DH is a bit more happy
post #450 of 636
3/1: $500 cash taken our for all food expenses this month ($20 of that fed the drawer), amount in checking account that's above our minimum comfort level "swept" into savings
3/2: $29.06 groceries, $6.87 household goods
3/3: $39 case of pull-ups arrived from Amazon
3/4: $11.46 localharvest order, $25.52 groceries (isn't it clever how they have the localharvest pickup at Whole Foods?),$20 eyebrow/lip wax, $14.92 household misc. at Wally-world
3/5: went on a day trip - $15.82 gas, $4 fast food that is coming out of the food budget because I left my bag of change in the car. Then $15 for my dinner at Mom's Night Out.
3/6: $11 food, 72.25 household at Costco. I'm so glad dh finally let me buy him some pants that fit!
3/7:
3/8: $40 Hooked on Phonics Kindergarten set (a big discount!), $4 food at Purim festival.
3/9: Exercised! Shifted $80 from grocery envelope to drawer. Milk and eggs at farm $5, $24.97 groceries, $12.30 Mickey-Ds, $11 haircut.
3/10: $14.30 gas, $5 at Subway, $81 dollar traffic ticket that I actually counted the day it was issued in February, but I am just going to count AGAIN to punish myself some more. Plus, I paid it out of my grocery envelope. $174 on food for the rest of the month - THAT should put a crimp in my drive-thru habit! Good thing dh is going out of town on business for two weeks - his organic fruit consumption factors hugely into our food costs.
3/11: $29.36 garden stuff at Home Depot, $5.30 shirt, $15 new sunglasses ( and a candy bar) at Target
3/12: $3.22 at for a bagel at the kosher deli (don't regret it!), $40.64 household stuff at Wally-world, $40.87 garden stuff at Wally-world, $21.19 for SIL's birthday present. Had to take out cash to pay a bill, and took out an additional $80 to feed the drawer.
3/13: $3 n change for breakfast (I made myself tea, then stupidly left travel mug on kitchen counter), $.74 for pencil grasp thingies for dh (used the change), $42 groceries $68 household at Costco. ETA: a lady from my AP Meetup group just showed up with her bassinet, which I bought for $40 out of the drawer and $10 out of my grocery envelope)
3/14: $17.25 household (antacids for me, energy bars for dh's trip)
3/15: on the go all day today! About $8 on fast food, $40.37 for groceries. Once I buy milk and eggs from the farm, I do believe we are fixed for groceries until next week!
3/16: Exercised! $1 at bake sale
3/17:

Goals

1/1 Sweep into savings
247/400 on food (actual amt left in envelope = 78, don't even ASK)
182/300 fed to the drawer
0/30 on finishing up kids' summer wardrobes
11/20 days doing homeschool lessons
2/12 days exercising

942/1200 total non-fixed-cost spending
post #451 of 636
Thread Starter 
01.. $23 Pizza Putt
02.. , : $750
03.. $51 reusable gift bags at Lucky Crow
04.. $21 Girl Scout Cookies
05.. $184 pool
06.. , :
07.. $35 pool floats and toys
08.. $13 princess clock
09..
10..
11..
12.. , :
13.. , :
14..
15.. , : $1,950
16.. $15 on stuffed easter bunnies
17.. , :

~~~~~~~~~~
My Goals:

10/20 No Spend days
4/5 Let the Car Rest Days :
: Put Money in Savings $2,700/$3,000
post #452 of 636
3/1 - $39.25 grocery
3/2 - :
3/3 - $10 grocery
3/4 - :
3/5 - $3 grocery :
3/6 -
3/7 - : $10 prescription, $10 haircut for dd, $16.18 incl. $6
3/8 - : $50 grocery
3/9 - : $6.69 grocery
3/10 - :
3/11 - $4.50 grocery; $3
3/12 -
3/13 - :
3/14 - $100 Target - $55 batteries and charger (a good investment but blech), $30 b-day gifts, $20 grocery. I had not been to Target in at least 2 months! now I remember why..... Will put on household tab until I decide what to do with this expense.
3/15 - $25 grocery, $50 household :
3/16 -
3/17 -

no spend
: no drive
beer, my hot button issue with dh!

8/15 no spend days
7/13 no drive days
$301.62/$400 grocery and household
post #453 of 636
OT: Went to my MW's backup OB yesterday for a quick ultrasound and found out that the baby is head down. My home birth is still on! Hooray! :

03/01:
03/02:
03/03: $9 Shipping.
03/04:
03/05:
03/06:
03/07: $20 KFC (Mmm, coleslaw. )
03/08:
03/09:
03/10: $3 Goodwill goodies.
03/11:
03/12:
03/13:
03/14: $17 fabric, quilt batting, pattern & easter egg cookie cutter.
03/15:
03/16:
03/17:

13/20 No spend days
$49/$100 Unnecessarily spent
...Need to add more goals.
post #454 of 636
Spent money yesterday, but it was all planned and budgeted for.

March 1 - $22 fast food :, $26.95 :
March 2 - $2.65 breakfast, $7 lunch
March 3 -
March 4 - $10.66 :, $50 Gas
March 5 - $284.03 :
March 6 - $10.40 lunch, $114 training pants and diaper cover
March 7 -
March 8 -
March 9 -
March 10- $30 lunch, $1.40 transit for dd1, $212.50 Summer camp fee for dd1
March 11 -
March 12 - $12 lunch, $35.24 :
March 13 - $22.60 :, $2.26 treats for girls, $20.53 dinner
March 14 -
March 15 -
March 16 - $9 eyebrow wax, $4.15 pizza (it was 2:30pm and I hadn't had lunch yet), $38.46 : & household items (including printer cartridge), $79 dd1 swimming lessons
March 17 - $49 dd1 & and I went to an indoor amusement park for Spring Break, $20.97 :

: & household items $438.91/$540
Gas: $50/100
Unbudgeted/Unnecessary Spending: $191.96
Budgeted/Necessary Spending: $383.90
No Spend Days 7/15

My Key:

No Spend
Unbudgeted/Unnecessary Spending
Budgeted/Necessary Spending
: Groceries/Household items
post #455 of 636
anyone ever think about the fact that we are posting to the WORLD how much $$ goes through our hands? lol! i was thinking of this yesterday as i went to get a coffee before a trip that took approximately an hour and a half..and then on the way back b/c i was tired! lol! $4.20 is not that much for 2 cups of coffee but i was feeling guilty that i had to come here and post it. not enough not to get the coffees though. lol! .

1 ::$103 food;
2:::
3 :$2.37: $1.25 choc.milk for ds at CM
4:$45 LLBean backpack; $100 Big Lots
5 : $40 AMarket;$100 BJ's (food);$48 raw milk
6 : :
7:::
8:::
9 ::$70 museum membership
10 : :$5 DD (breakfast;running late); $5 lunch for DS; $5 toy at the museum; $58 gas; $78 food store (w/ some stocking)
11 - : $80ish for seeds
12 : $2.09 $6 parking for Aquarium (carpooled with a friend! yeh!); $16 admission to Aquarium (reduced price library pass); ordered Chinese but less than usual.
13 ::
14 :
15 :::
16 ::$2.10 $52 craft store for spring craft bonanza
17 : trip to Ecotarium...long field trip 2 :$5.50 DD; $15 wooden toy puzzle b/c i slipped and went into the museum store looking for kite paper. $5 train ride at museum $43.23 gas
18 food store - dont know yet but hosting a craft day tomorrow so need to get some things.


Goals
: 6/20 No Spend Days
2/20 Decluttering/Organizing Days/cleaning/30 minutes
:1/10 Library Days
:0/4 meal plan
:3/4 books
6/15 knit at least 15 minutes
: 14/28 eat at home
:2/7 update blogs (months behind)
:6/10 Let the Car Rest Days
[/QUOTE]
post #456 of 636
3/12 :
3/13
3/14 $31.73 groceries, $6.78 groceries :
3/15
3/16 DH haircut $20
3/17 eating out $7.83
3/18
3/19
3/20
3/21
3/22
3/23
3/24
3/25

The spending I track is all spending other than bills, including gas and food for our family of 3+.

Goals:
3/12-3/25 Total non-bill spending ($66.34/$100.00) (a lofty, but obtainable, goal)

Running Tally:
Use reusable bags for all shopping trips (6/9)
No spend days x 3
No drive days (my car) : x 1
2/26-3/11 Total non-bill spending ($385.62/$225.00)
post #457 of 636
My lovely seed beds are sprouting! Hooray! Cabbage, lots and lots of lettuce, swisschard...all coming up and looking good. This will really help cut the produce bill in the next month.


01 -- :
02 -- :
03 -- :
04 -- 10.10 gas, 7.80 coffee, 367.76 medical expenses, 17.28 groceries
05 -- 16.00 library fines, 37.82 groceries, :
06 -- :
07 -- :
08 -- 154.52 groceries, 33.02 gas, :
09 -- :
10 -- 8.00 chicken, :
11 -- :
12 -- 277.47 food co-op, :
13 -- :
14 -- 120.15 groceries, :
15 -- :
16 -- :
17 -- :
18 -- :
19 --
20 -- payday


no spend
planned spending
: eat at home


Planned spending:
327.67/400 groceries/household
277.00/200 food co-op
0/800 cc payment
0/50 garden
43.12/100 gas

Unplanned:
464.76 medical expenses
16.00 library fines
7.80 coffee
post #458 of 636
March 1 - $22 fast food :, $26.95 :
March 2 - $2.65 breakfast, $7 lunch
March 3 -
March 4 - $10.66 :, $50 Gas
March 5 - $284.03 :
March 6 - $10.40 lunch, $114 training pants and diaper cover
March 7 -
March 8 -
March 9 -
March 10- $30 lunch, $1.40 transit for dd1, $212.50 Summer camp fee for dd1
March 11 -
March 12 - $12 lunch, $35.24 :
March 13 - $22.60 :, $2.26 treats for girls, $20.53 dinner
March 14 -
March 15 -
March 16 - $9 eyebrow wax, $4.15 pizza (it was 2:30pm and I hadn't had lunch yet), $38.46 : & household items (including printer cartridge), $79 dd1 swimming lessons
March 17 - $49 dd1 & and I went to an indoor amusement park for Spring Break, $20.97 :
March 18 -

: & household items $438.91/$540
Gas: $50/100
Unbudgeted/Unnecessary Spending: $191.96
Budgeted/Necessary Spending: $383.90
No Spend Days 8/15

My Key:

No Spend
Unbudgeted/Unnecessary Spending
Budgeted/Necessary Spending
: Groceries/Household items
post #459 of 636
Quote:
Originally Posted by SugarAndSun View Post
I spent on some necessary things... including more food.... gah!!!!!! :
i'm totally with you on the food thing. i mean, i spend on other things but the food thing kills teh budget every time!! and i buy in bulk, in season, and we eat it all but man! i keep waiting for the month when i finally say, see all that stocking up meant we only spent $400 on groceries this month!

Quote:
Originally Posted by scrapadoozer View Post
OT: Went to my MW's backup OB yesterday for a quick ultrasound and found out that the baby is head down. My home birth is still on! Hooray! :
yeah! congrats! happy home birth!
post #460 of 636
No spending days : 4/31
I would like to go back to eating out one night a week. 4/4 $103.12/$120
I would like to budget $80 a week for Groceries $234.77/$320
I would like to put $200 in savings and keep it there $681/$200
I would like to minimize the unbudgeted extra spending $100.47/

KEY:

: - NO spending
- necessary spending (grocery shopping/gas/bills)
: - unnessary spending

3/15 - 57.87 groceries, 101 Car repair S, 20.00 :, 2.12 McDonald
3/16 - 6.25 groceries
3/17 - 20.30 Gas S
3/18 -


Okay, I decided to change the way that I was looking at some of our expenditure. I realized that I was looking at things a little harshly and things like co-pays cat medicine and the car repair. So momma's if you are keeping track I am up to:

other spending - $225.04 (copay, chiropractor, cat meds, car repair, garden seeds)
UNBUDGETED Spending - 100.47 (amazon, coffee)

This feels a little more positive.
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Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › ~March No-Spend Challenge~ The Day of Reckoning...how did you do? What did you learn? What will you do differently next month?