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~March No-Spend Challenge~ The Day of Reckoning...how did you do? What did you learn? What will... - Page 24

post #461 of 636
painefaria- i realized i was being harsh on myself too. like, even though my shipping wasn't budgeted for exactly, i could still be okay with it if it came out of my spending money. plus, some things aren't budgeted for but they aren't really wanton spending, like your cat meds, or my cod liver oil

here's what i'm anticipating for expenses:
honey 164.40,
tierra farms 207.00
clothes 35.00
total= 406.14
-------------------------
so, goals for me:
$600 for food this month!
$60 spending money- $100 birthday money
$100 saved for grain mill

21/31 no spend days
10/31 budgeted spending
non-budgeted spending
29/31 get outside days (i know this has nothing to do with money but it's needed) :

27- :
28- :
-----
1- :
2- :
3- 8.13 postage
4- :
5- 30 dr. appt, 217.88 grocery shopping, 36.32 gas, 10 diapers, 24.95 co-op chocolate (comes out of budgeted spending money) :
6- :
7- 10 postage (budgeted spending money) :
8-
9- 8.13 postage 205 utilities 14.86 shipping for co-op :
10- :
11- :
12- 100 mtn rose herbs (bday money) , 59.91 mtn rose herbs (grocery) :
13- 21.62 shipping :
14- :
15- 18.75 bathrobe 125.00 dehydrator (b-day money)
16- 18.25 post office sundry 338.60 groceries :
17- 85.88 clo on sale sundry :
18- :
19-
20-


9/21 no spend days
8/10 budgeted spend
2/ 0 unbudgeted spend
616.39/600 grocery
87.69/60 spending money
225/190 birthday money all gone
15/29 exercise
0 /200 pantry stocking
122.88/80 sundry
post #462 of 636
Next month I need to conquer eating out.


1st : $3.50
2nd
3rd $3 (3)coloring books $7.50 music book $2.50 drinks $60 wireless router $25.50 eating out $65 DH's game
4th $5.50 drinks/snack
5th $15 pizza
6th
7th $18 fast food $5 coffee $50 wrap
8th $22 pictures $8 facial cleanser
9th : $2.25
10th : $7
11th : $2.25 $10 book store $26 Victoria's Secret $6 pretzel & drink $10 eating out
12th : $2.25 . . . $20 coffee & eating out
13th
14th
15th : $2.25
16th : $2.25 pizza $15
17th $24 eating out
18th

KEY/GOALS/TOTALS

No Unnecessary Spending 5

: 0/300 Savings

: $215

: $21.75 Badge Spending $371.50 Spending Total
post #463 of 636
Quote:
Originally Posted by MomtoRyan View Post
Oh yes yes!! LMK if you all start one
if it means you will join FB, then ill start one.
post #464 of 636
03/01:
03/02:
03/03: $9 Shipping.
03/04:
03/05:
03/06:
03/07: $20 KFC (Mmm, coleslaw. )
03/08:
03/09:
03/10: $3 Goodwill goodies.
03/11:
03/12:
03/13:
03/14: $17 fabric, quilt batting, pattern & easter egg cookie cutter.
03/15:
03/16:
03/17:
03/18: $3 Salvation Army

13/20 No spend days
$52/$100 Unnecessarily spent
...Need to add more goals.
post #465 of 636
No spend!

$94/???? gas
$88/$50 eating out budget!
$80/$50 household budget... I need some jars.
$939/$850 food... we eat tons of fresh fruits and veggies and I can't seem to get this lower. Suggestions welcome!

1st: $231 Food; $124 vitamins; $52 DH's ipod
2nd: No spend!
3rd: No spend!
4th: $25 food; $83 Nike; $26 gas
5th: $26 pizza ; $151 TJs; $25 sporting goods
6th: No spend!
7th: $43 Wild by Nature; $10 file cabinet
8th: $31 eating out ; $10 library fine
9th No spend!
10th: $26 gas; $10 swimming; $18 shot blocks
11th: No spend!
12th: $16 gas
13th: No spend!
14th: No spend!
15th: $391 TJs; $74 WbN; $31 Dinner out; $17 prescription and 2 magazines; $26 gas
16th: No spend!
17th: $60 jars; $29 food; $18 race; $20 toilet paper[/quote]
18th: No spend!
post #466 of 636
I missed a couple of days b/c of travel.

Yesterday I had dinner $30, gas which was like $25 something and then our hotel, $47. Oh, and $50 in travel groceries - which actually *did* save us money.

Today we had $20 incidentals, $35 grocery and $25 at the liquor store. I hardly ever buy liquor, but the glass of wine I had with dinner was so good.

And I have to say a big thanks to SugarandSun for dinner. It was really yummy and healthy and great to end the travel day with such healthy food.

1. $0
2. $6.40 groceries/lunch
3. $0
4. $30 taxes, $80 Walmart, $20 taco time, $9 convenience store, $25 pizza, gas (unknown amt)
5. $80 Abi spending, $80 Target/TJ Maxx
6. $8 BK, $40 Walmart (flowers and lunch stuff), $27 gas, $9 convenience store, $7 Sonic
7. $86 Walmart (groceries, CD, shampoo/conditioner)
8. No spend!
9. $68 Walmart, $3 Starbucks, ~$1200 airfare/car rental
10. $80 Dr, $7 Rx
11. $0
12. $26 grocery (school snacks/dinner)
13. $8 lunch out, gas $33, Walmart $99
14. $0
15. $14
16. $97
17. $150
18. $80

* 4/10 no spend days
* $100 total (cash) for food/entertainment while in NY (I plan to do a cleanse while I'm there next month, so this should more than cover it.)
* $50 misc total for the month
*150/350 Blender savings
* no new shoes for anyone this month.
* eat out for lunch only 1x/week regardless of who pays
Week 1 - Tues
Week 2 - Tues, Weds, Thurs (pizza @ work meeting), Fri
Week 3 -
Week 4 -
Week 5 -
post #467 of 636
= no spend
= necessary/budgeted spending
= unnecessary spending
: = eat at home.

3/1: $45.01 (car) :
3/2: $195 (school tuition) $100 (AAMI application)
$1.09 (McD's 4 pc McNuggets)
3/3: :
3/4: $42 (raw milk) $9 (medical) :
$2.97 (seeds)
3/5: $28 (car) :
3/6 : $9.85 (USPS) $48 (fuel) $375 (AAMI) :
3/7: $40 (car) $$$ gas bill :
3/8: $6 (movie)
$10 (RX) $40 (groceries) :
3/9: $45 (fuel) $16.80 (usps) :
3/10: $44 (cell) $$$ (mortgage) $$$ (cable/net/phone) :
3/11: :
3/12: $40 (vitamins) $49 (fuel) :
3/13: $10 (rx) $10 (cracker barrel) $20 (sitter) $1.50 (magazine)
3/14: $55 (Costco) :
3/15: $7 (groceries) $3 (newspaper for coupons) $11 (eat out)
3/16: $60 (vitamins) :
3/17: $63 (groceries) $1.85 (coupons on eBay) $1.08 McDs nuggets
3/18: $44 (fuel) $42 (raw milk) :
post #468 of 636
Lots of spending today! None if it was precisely wild and crazy, but I'm looking forward to a no-spend day tomorrow.

--------------------------------------------------------------------------

3/1: $500 cash taken our for all food expenses this month ($20 of that fed the drawer), amount in checking account that's above our minimum comfort level "swept" into savings
3/2: $29.06 groceries, $6.87 household goods
3/3: $39 case of pull-ups arrived from Amazon
3/4: $11.46 localharvest order, $25.52 groceries (isn't it clever how they have the localharvest pickup at Whole Foods?),$20 eyebrow/lip wax, $14.92 household misc. at Wally-world
3/5: went on a day trip - $15.82 gas, $4 fast food that is coming out of the food budget because I left my bag of change in the car. Then $15 for my dinner at Mom's Night Out.
3/6: $11 food, 72.25 household at Costco. I'm so glad dh finally let me buy him some pants that fit!
3/7:
3/8: $40 Hooked on Phonics Kindergarten set (a big discount!), $4 food at Purim festival.
3/9: Exercised! Shifted $80 from grocery envelope to drawer. Milk and eggs at farm $5, $24.97 groceries, $12.30 Mickey-Ds, $11 haircut.
3/10: $14.30 gas, $5 at Subway, $81 dollar traffic ticket that I actually counted the day it was issued in February, but I am just going to count AGAIN to punish myself some more. Plus, I paid it out of my grocery envelope. $174 on food for the rest of the month - THAT should put a crimp in my drive-thru habit! Good thing dh is going out of town on business for two weeks - his organic fruit consumption factors hugely into our food costs.
3/11: $29.36 garden stuff at Home Depot, $5.30 shirt, $15 new sunglasses ( and a candy bar) at Target
3/12: $3.22 at for a bagel at the kosher deli (don't regret it!), $40.64 household stuff at Wally-world, $40.87 garden stuff at Wally-world, $21.19 for SIL's birthday present. Had to take out cash to pay a bill, and took out an additional $80 to feed the drawer.
3/13: $3 n change for breakfast (I made myself tea, then stupidly left travel mug on kitchen counter), $.74 for pencil grasp thingies for dh (used the change), $42 groceries $68 household at Costco. ETA: a lady from my AP Meetup group just showed up with her bassinet, which I bought for $40 out of the drawer and $10 out of my grocery envelope)
3/14: $17.25 household (antacids for me, energy bars for dh's trip)
3/15: on the go all day today! About $8 on fast food, $40.37 for groceries. Once I buy milk and eggs from the farm, I do believe we are fixed for groceries until next week!
3/16: Exercised! $1 at bake sale
3/17: $5 Chick-Fil-A, $3 milk and eggs (balance came out of change bag), $15 gas, $24.50 car cleaned inside and out (it smells like pina coladas now!), $30 at consignment sale ($11 for shirts for ds, rest was maternity clothes for me and two things for the Easter baskets).

Goals

1/1 Sweep into savings
255/400 on food (actual amt left in envelope = 78, don't even ASK)
182/300 fed to the drawer
11/30 on finishing up kids' summer wardrobes
11/20 days doing homeschool lessons
2/12 days exercising

1020/1200 total non-fixed-cost spending
post #469 of 636
This weekend completely blew any budget out the window. We went to Van for a concert that I got DH tickets for as a Christmas gift. So worth every penny spent!
Found out we actually owe on our taxes this year which screws us over big time. Nothing like the gov't hitting you below the belt, appartently when your on disability (DH) the gov't needs to tax us even though it's something we've paid into all along on our cheques. Anwyas that vent can go on but I'll stop now.

3/1 : $22
3/2 : $3.41
3/3 : $64.79
3/4 : :
3/5 : $5 yoga
3/6 : :
3/7 :
3/8 : unnecessary and some groceries $60-ish on groceries
3/9 : :
3/10 counting eating out as necessary because I had to eat something in between work and donating blood. yeah I know I'm making excuses but they even gave me a sticker for it
3/11 : :
3/12 : :
3/13
3/14 :
3/15 : way over spent but had fun doing it
3/16 : bought necessities but then took DH & DS out for lunch
3/17 : :
3/18 : :



Goal
6/20 :
10/26 :

Key
: no spend
necessary spend
: unnecessary spend
: ate dinner using what I already have in my freezer/pantry
post #470 of 636
1:
2: $14 dh took the kids to a movie
3: :
4: $366 groceries and got photos developed
5: :
6: :
7: $80 dh went grocery shopping, and picked up soil for me, and work clothes.
8:
9: :
10: :
11: $15 milk, $18 groceries; : $26 groceries I didn't need to get this month
12:
13: :
14: $35 hygiene supplies and clothing
15:
16: :
17: :
18: $51 groceries; : $48 groceries I hadn't planned to buy and didn't need right now, but we were there, so I picked them up. I was also supposed to use $30 worth of store points to pay for part of it, but the cashier didn't hear me apparently and by the time I realized it, it was too late to use them. Arg. On the positive side, though, I almost bought a bunch of soil for our garden, then decided to wait, and now I think I'll be able to get some stuff to improve our soil for free.

no spend:
budgeted spend:
unnecessary spend: :
no drive: :

Household spending: $653/$500
No-spend days: 12/18
post #471 of 636
1 ::$103 food;
2:::
3 :$2.37: $1.25 choc.milk for ds at CM
4:$45 LLBean backpack; $100 Big Lots
5 : $40 AMarket;$100 BJ's (food);$48 raw milk
6 : :
7:::
8:::
9 ::$70 museum membership
10 : :$5 DD (breakfast;running late); $5 lunch for DS; $5 toy at the museum; $58 gas; $78 food store (w/ some stocking)
11 - : $80ish for seeds
12 : $2.09 $6 parking for Aquarium (carpooled with a friend! yeh!); $16 admission to Aquarium (reduced price library pass); ordered Chinese but less than usual.
13 ::
14 :
15 :::
16 ::$2.10 $52 craft store for spring craft bonanza
17 : trip to Ecotarium...long field trip 2 :$5.50 DD; $15 wooden toy puzzle b/c i slipped and went into the museum store looking for kite paper. $5 train ride at museum $43.23 gas
18 $3.60 library fines; food store -$156. I never go to this store anymore but i had to pick up our milk. While there i found my favorite wine on sale for $5.49...thats more than 50% offf (not expensive wine...just daily wine..not that i drink daily! lol!). so...my grocery bill was $60 (yes, that was 11 bottles) more than it should have been.
19 :::

Goals
: 6/20 No Spend Days
2/20 Decluttering/Organizing Days/cleaning/30 minutes
:1/10 Library Days
:0/4 meal plan
:3/4 books
6/15 knit at least 15 minutes
: 14/28 eat at home
:2/7 update blogs (months behind)
:6/10 Let the Car Rest Days
[/QUOTE][/QUOTE]
post #472 of 636
No spending days : 4/31
I would like to go back to eating out one night a week. 5/4 $132.61/$120
I would like to budget $80 a week for Groceries $234.77/$320
I would like to put $200 in savings and keep it there $681/$200
I would like to minimize the unbudgeted extra spending $100.47/

KEY:

: - NO spending
- necessary spending (grocery shopping/gas/bills)
: - unnessary spending

3/15 - 57.87 groceries, 101 Car repair S, 20.00 :, 2.12 McDonald
3/16 - 6.25 groceries
3/17 - 20.30 Gas S
3/18 - : 33.00


Goodness, after I was feeling more positive we went out and went over our eat out budget . On a more positive note we walked to dinner
post #473 of 636
Quote:
Originally Posted by kalisis View Post
And I have to say a big thanks to SugarandSun for dinner. It was really yummy and healthy and great to end the travel day with such healthy food.
No problem. I love that you probably wrote this while I was in the room.
post #474 of 636
3/1- 53.10 cloth diapers- (used $ from last month’s ebay sales), 4.00 gift for co-worker, 7.51 gas, 128.50 groceries (so much for < 110 per week)
2- (1 hour)
3- – Home sick. (10 min)
4- – Home sick. (30 min). Withdrew $ for March expenses. : $50
5 –work- : 300.00
6- work : 2.05 vending machine
7-
8-
9- 0.27 groceries - $12 worth of milk, eggs, and baby wipes- starting to get the hang of coupon overage! :
10-
11-
12- $17 new baby diapers, $18.96 gas, $5.50 household (candles), $3 preschool workbook
13- work
14- 2.78 soda for DH bag lunches
15- Car seat & stroller- $220, Thank you cards $5.00, $104 groceries, $9.00 gas, $4.50 carousel tickets at the zoo. More fun with coupon overage…
16-
17-
18- $10 to mom for cell phone bill, $4.50 kid toys, : 0.70 candy bar, $5 lunch out
19- : $500 to savings for newer vehicle

Budgeted:
Groceries /household $260.55 / $450
Gas $35.47 / $65
Homeschool $3 / $20
Kid clothing & items $4.50 / $20
New baby items- $220 / $200 carseat & stroller, $17 / $40 for misc, $53.10 / $55 for cloth dipes
: unbudgeted spending $16.20 / $20
No spend days 11 / 20 days
Declutter (so I will know what I have!) 3 / 10 days
: Money to savings for replacement car fund- $850 / $500
post #475 of 636
My Key-
No Spend
Necessary/Planned Spending
Unnecessary Spending

Goal
No spend 8/12/30 days (4 more to go!!)
Groceries/Household $311/$350
Saved for trip to CO $40/$50

3/1- $56 Target (Food, household stuff)
3/2-
3/3- $25 groceries
3/4-
3/5-
3/6-
3/7- $12 Borders (had a gc, but went over!!)
3/8- Sunday shopping-$190 Groceries/Household, $17 Gas, $40 out of the bank, $25 for babysitter for tonight
3/9- $23 for probiotics + $7 for antibiotics (ds has strep!!)
3/10- another $7 for new antibiotics bc first ones made ds vomit. $3 snack and juice for dd
3/11- $3 for 8 (!) reusable mesh produce bags. unnecessary, but definitely money well spent. thank you dollar store!!
3/12-
3/13- $20/pizza
3/14-
3/15- $40/week, $26/gas, $30 household stuff
3/16-
3/17-
3/18- $10 groceries
3/19-
post #476 of 636
1st-9th:
$264 groceries (Costco rebate check)
$81 groceries
Library fine $20
Fast food: $8
Baby doll (gift for dd) $7
groceries $33
Home improvement (homeschool boxes) $12
10th-15th:
$133 groceries
$22 Fast food
$141 Clothes
$178 Co-op order
16th-19th
$72 co-op
$11 fast food
$81 kids stuff
$13 clothes
$17 haircut


Totals:
Groceries: $511
Kids stuff: $88
Home improvement: $12
Library fine: $20
Fast Food: $46
Clothes: $154
Co-op $ 250
$17 haircut
post #477 of 636
03/01:
03/02:
03/03: $9 Shipping.
03/04:
03/05:
03/06:
03/07: $20 KFC (Mmm, coleslaw. )
03/08:
03/09:
03/10: $3 Goodwill goodies.
03/11:
03/12:
03/13:
03/14: $17 fabric, quilt batting, pattern & easter egg cookie cutter.
03/15:
03/16:
03/17:
03/18: $3 Salvation Army
03/19:

14/20 No spend days
$52/$100 Unnecessarily spent
post #478 of 636
I took bagels and cookies to my lawyers office today - buying some goodwill. It was a very well spent $23. I also took flowers and dessert to my friend's house for dinner, that was $45. It used up the rest of the giftcard I had, but I'm still counting it.

1. $0
2. $6.40 groceries/lunch
3. $0
4. $30 taxes, $80 Walmart, $20 taco time, $9 convenience store, $25 pizza, gas (unknown amt)
5. $80 Abi spending, $80 Target/TJ Maxx
6. $8 BK, $40 Walmart (flowers and lunch stuff), $27 gas, $9 convenience store, $7 Sonic
7. $86 Walmart (groceries, CD, shampoo/conditioner)
8. No spend!
9. $68 Walmart, $3 Starbucks, ~$1200 airfare/car rental
10. $80 Dr, $7 Rx
11. $0
12. $26 grocery (school snacks/dinner)
13. $8 lunch out, gas $33, Walmart $99
14. $0
15. $14
16. $97
17. $150
18. $80
19. $70

* 4/10 no spend days
* $100 total (cash) for food/entertainment while in NY (I plan to do a cleanse while I'm there next month, so this should more than cover it.)
* $50 misc total for the month
*150/350 Blender savings
* no new shoes for anyone this month.
* eat out for lunch only 1x/week regardless of who pays
Week 1 - Tues
Week 2 - Tues, Weds, Thurs (pizza @ work meeting), Fri
Week 3 - Tues
Week 4 -
Week 5 -
post #479 of 636
Quote:
Originally Posted by SugarAndSun View Post
No problem. I love that you probably wrote this while I was in the room.
Yep, you were!
post #480 of 636
3/1 - $39.25 grocery
3/2 - :
3/3 - $10 grocery
3/4 - :
3/5 - $3 grocery :
3/6 -
3/7 - : $10 prescription, $10 haircut for dd, $16.18 incl. $6
3/8 - : $50 grocery
3/9 - : $6.69 grocery
3/10 - :
3/11 - $4.50 grocery; $3
3/12 -
3/13 - :
3/14 - $100 Target - $55 batteries and charger (a good investment but blech), $30 b-day gifts, $20 grocery. I had not been to Target in at least 2 months! now I remember why..... Will put on household tab until I decide what to do with this expense.
3/15 - $25 grocery, $50 household :
3/16 -
3/17 -
3/18 -
3/19 - $10 household, :

no spend
: no drive
beer, my hot button issue with dh!

9/15 no spend days
8/13 no drive days
$311.62/$400 grocery and household
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Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › ~March No-Spend Challenge~ The Day of Reckoning...how did you do? What did you learn? What will you do differently next month?