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~March No-Spend Challenge~ The Day of Reckoning...how did you do? What did you learn? What will... - Page 31

post #601 of 636
I've got to look at this differently.

1st : $3.50
2nd
3rd $3 (3)coloring books $7.50 music book $2.50 drinks $60 wireless router $25.50 eating out $65 DH's game
4th $5.50 drinks/snack
5th $15 pizza
6th
7th $18 fast food $5 coffee $50 wrap
8th $22 pictures $8 facial cleanser
9th : $2.25
10th : $7
11th : $2.25 $10 book store $26 Victoria's Secret $6 pretzel & drink $10 eating out
12th : $2.25 . . . $20 coffee & eating out
13th
14th
15th : $2.25
16th : $2.25 pizza $15
17th $14 eating out
18th
19th $2.25 pop and candy
20th
21st
22nd $3.50
23rd : $3
24th
25th : $1.50 $5 pop and snack
26th : $5 $5 coffee
27th $20 eating out
28th $10 snacks
29th : $2.50

KEY/GOALS/TOTALS

No Unnecessary Spending 8

: 0/300 Savings

: $358

: $33.75 Badge Spending $407.25 Spending Total
post #602 of 636
Thread Starter 
01.. $23 Pizza Putt
02.. , : $750
03.. $51 reusable gift bags at Lucky Crow
04.. $21 Girl Scout Cookies
05.. $184 pool
06.. , :
07.. $35 pool floats and toys
08.. $13 princess clock
09..
10..
11..
12.. , :
13.. , :
14..
15.. , : $1,950
16.. $15 on stuffed easter bunnies
17.. , :
18.. $10 on chocolate and cookies
19.. , :
20.. , :
21.. $6.81 Chinese food
22.. $94 Reading lamp and Dracaena
23..
24..
25.. $20 dinner out with bookclub
26.. $242 Airline ticket for my Dad to come visit us
27.. $18 bra and photo book for daughter
28..
29.. $50 birthday dinner
30..
31..

~~~~~~~~~~
My Goals:

15/20 No Spend days
6/5 Let the Car Rest Days :
: Put Money in Savings $2,700/$3,000
post #603 of 636
Thread Starter 
Thanks for the birthday wishes!! We had a wonderful day and I even got a no-spend smilie.

Mainly because I spent the whole day with my husband and that man keeps the coin close to his heart.

He won't spend a dime if he can avoid it! I use him as my model for how I want to be.
post #604 of 636
Thread Starter 
Our April thread is up...
post #605 of 636
03/01:
03/02:
03/03: $9 Shipping.
03/04:
03/05:
03/06:
03/07: $20 KFC (Mmm, coleslaw. )
03/08:
03/09:
03/10: $3 Goodwill goodies.
03/11:
03/12:
03/13:
03/14: $17 fabric, quilt batting, pattern & easter egg cookie cutter.
03/15:
03/16:
03/17:
03/18: $3 Salvation Army
03/19:
03/20:
03/21: $2 Artsy crafty kit for dd, $4 storage cubes.
03/22: $28 Chinese food.
03/23: $5 Shipping
03/24: $7 Goodwill
03/25:
03/26:
03/27:
03/28:
03/29:

20/20 No spend days
$98/$100 Unnecessarily spent
post #606 of 636
so goals for me:
$600 for food this month!
$60 spending money- $100 birthday money
$100 saved for grain mill

21/31 no spend days
10/31 budgeted spending
non-budgeted spending
29/31 get outside days (i know this has nothing to do with money but it's needed) :

27- :
28- :
-----
1- :
2- :
3- 8.13 postage
4- :
5- 30 dr. appt, 217.88 grocery shopping, 36.32 gas, 10 diapers, 24.95 co-op chocolate (comes out of budgeted spending money) :
6- :
7- 10 postage (budgeted spending money) :
8-
9- 8.13 postage 205 utilities 14.86 shipping for co-op :
10- :
11- :
12- 100 mtn rose herbs (bday money) , 59.91 mtn rose herbs (grocery) :
13- 21.62 shipping :
14- :
15- 18.75 bathrobe 125.00 dehydrator (b-day money)
16- 18.25 post office sundry 338.60 groceries :
17- 85.88 clo on sale sundry :
18- :
19- bingo 20.00 :
20- :
21-
22- 6.50 chocolate for cookies
23- :
24- 26.66 eo's :
25-:
26- : 397.66 tierra farms
27- :
28- : 164.40 honey : tsk 74.00 shipping
29-
30-
31-



17/21 no spend days
8/10 budgeted spend
7/ 0 unbudgeted spend
984.95/600 grocery
87.69/60 spending money
225/190 birthday money all gone
23/29 exercise
200/200 pantry stocking
149.54/80 sundry
post #607 of 636
- make sure we only spend $100 a week on groceries

weekly totals for food:
March 1 - March 7: 85/100
March 8 - March 14: 42/100
March 28 - April 5: 98/100

= budgeted spending
= non-budgeted spending
= no spending


3/1- on : 76.50
3/2- on : 3.00
3/3- 2.00 trip prep
3/4- 5.00 on : (baking ingredients) - $ came from change collection and not the grocery budget jar - we made a whole tray of brownies instead of buying two brownies for $5.
3/5- on : 6.50
3/6- finally... even if most of my spending has been within the budget
3/7- 5.00 on snacks while out and about with dh & ds
3/8- on : 42.00
3/9-
3/10- I don't remember - I was getting ready for my trip. not more than 10.00
3/11 to 3/26- I only spent the $ I had saved for my trip and didn't use my CC or the emergency $ I brought with me. Now it's back to real life.
3/27-
3/28- on 50.00 on bread machine & 30.58 on :
3/29- on : 68.00 - only 2.00 left for the week
post #608 of 636
thus far ive done really good on some of my goals (not eating out, not driving unnecessarily, knitting and reading). however, some of my goals im doing really poorly with (exercise, getting to the library, and i could use a few more "no spend" days).

i dont know what to do about my decluttering/cleaning/organizing goal. i clean the house at least 30 minutes a day (who could avoid that simply do to dishes, food, etc.) but i think i may start setting a timer each day for "decluttering..no cleaning" time...and see how that goes.

exercise...well, i guess i just need to get off my arse and exercise! lol

we've been sick this whole month it seems, thus the reason i exceeded my goal of letting the car rest.

i have to print this out tomorrow to see how im doing, but i think im doing great w/ our food budget. it looks like im actually saving enough to justify the unnecesary expenses (now if i could just stop those).

1 ::$103 food;
2:::
3 :$2.37: $1.25 choc.milk for ds at CM
4: $45 LLBean backpack; $100 Big Lots
5 :$40 AMarket;$100 BJ's (food);$48 raw milk
6 : :
7:::
8:::
9 ::$70 museum membership
10::$5 DD; $5 DS snacks; $5 museum toy; $58 gas; $78 food store
11 : $80ish for seeds
12 : $2.09; $6 parking for Aquarium; $16 admission to Aquarium (library pass); ordered Chinese but less than usual.
13 ::
14 :
15 :::
16 ::$2.10 $52 craft store for spring craft bonanza
17 : long field trip 2 :$5.50 DD; $15 wooden toy puzzle;$5 train ride at museum $43.23 gas
18 $3.60 library fines; food store $156.
19 :::
20 HA oulet $167; gymboree outlet $15; : $3.23
21 :::
22 :::
23 :::
24 :::
25:: $73.16 food; 6.75 canning jars; $50 Frontier coop
26 ::
27 : $22.92 food store; $35 potting soil, seeds, and kid rake and broom at farm :
28 :::
29 ::
30 : $7.20 :; $45.74 gas; $146.05 LLBean rain gear for ds4, ds3 and myself; 2 more stainless steel drink containers

Goals
: 15/20 No Spend Days
2/20 Decluttering/Organizing Days/cleaning/30 minutes
:2/10 Library Days
:0/4 meal plan
:4/4 books
14/15 knit at least 15 minutes
: 278/28 eat at home
:2/7 update blogs (months behind)
:14/10 Let the Car Rest Days
exercise 1/9
post #609 of 636
Quote:
OK, I'm late but I'm back in. February's no-spend challenge was a real eye opener for me and my DH.

I'm Kelly, a WOHM to my 13 month old DS and wife to my DH. We have almost completely rebuilt our 6 month emergency fund, and want to work towards paying off my car loan asap and also budget for some ongoing yard/landscaping projects that we will mostly be doing by ourselves as exercise and gardening therapy.

I work from home a couple of days a week, and I hope to be able to not drive at all on at least one of those two days and also one weekend day.




3/1 - groceries
3/2
3/3
3/4 - milk and bananas for DS
3/5
3/6
3/7
3/8 - more groceries and an axe handle for DH (first one broken digging in our rocky yard). Also at lunch "out" (costco food court) but it was less than $10.
3/9 - 1.35 for some bananas
Time for some more accountability:

3/10
3/11
3/12 (consignment clothes for DS)
3/13 (groceries)
3/14 (groceries - chicken on sale)
3/15 more groceries, clothes for DS and miscellaneous wal-mart stuff for DS that we really did not need.
3/16 (shoe repair)
3/17 (thrift clothes for DS)
3/18
3/19 (consignment clothes for DS)
3/20
3/21 (home improvement projects)
3/22
3/23
3/24 :
3/25 (more consignment clothes for DS and something for me. Too much!)
3/26
3/27
3/28 (big dinner out with DH, but we only go about once every 5 months, so I can't sweat this. ALso, we had a free babysitter)
3/29 (home improvement)
3/30
3/31: : (hope I don't have to retract this!)

All in all, we could have done better this month but we did OK overall. Now that DS finally has some shoes for summer and bathing suits and such, I can hopefully cut back on clothes shopping for him. Also, I have finally lost my babyweight so I can now "shop" in my closet for myself! Yay! I'm back in for April.


My key:
no-spend day
- only necessary spending
- planned unnecessary spending
- totally blew it
:- no drive days
post #610 of 636
I seem to go downhill really quickly at the end of the month. I have GOT to figure out a way to get our food costs down. Subtracted dd1 camp fee from budgeted spending since it was full.

March 1 - $22 fast food :, $26.95 :
March 2 - $2.65 breakfast, $7 lunch
March 3 -
March 4 - $10.66 :, $50 Gas
March 5 - $284.03 :
March 6 - $10.40 lunch, $114 training pants and diaper cover
March 7 -
March 8 -
March 9 -
March 10- $30 lunch, $1.40 transit for dd1
March 11 -
March 12 - $12 lunch, $35.24 :
March 13 - $22.60 :, $2.26 treats for girls, $20.53 dinner
March 14 -
March 15 -
March 16 - $9 eyebrow wax, $4.15 pizza (it was 2:30pm and I hadn't had lunch yet), $38.46 : & household items (including printer cartridge), $79 dd1 swimming lessons
March 17 - $49 dd1 & and I went to an indoor amusement park for Spring Break, $20.97 :
March 18 -
March 19 - $20.74 budgeted trip to playplace for kids, $47 : (fruit & veggie delivery)
March 20 - $18 planned lunch out
March 21 - $310.76 : & household, $50 Gas
March 22 -
March 23 -
March 24 -
March 25 - $16.03 : & household
March 26 - $13.58 lunch out with my boss, $5.38 :
March 27 - $35 MIL B-Day present
March 28 - $241.93 :, $32.95 beer for dh, $56.49 shoes for dd3, $46.13 gas, $110.89 co-op
March 29 -

: & household items $1215.14/$540
Gas: $146.13/$100
Unbudgeted/Unnecessary Spending: $205.54
Budgeted/Necessary Spending: $319.63
No Spend Days 12/15

My Key:

No Spend
Unbudgeted/Unnecessary Spending
Budgeted/Necessary Spending
: Groceries/Household items
post #611 of 636
No spending days : 5/31
I would like to go back to eating out one night a week. 6/4 $142.18/$120
I would like to budget $80 a week for Groceries $316.68/$320
I would like to put $200 in savings and keep it there $681/$200
I would like to minimize the unbudgeted extra spending $133.73/

KEY:

: - NO spending
- necessary spending (grocery shopping/gas/bills)
: - unnessary spending

3/15 - 57.87 groceries, 101 Car repair S, 20.00 :, 2.12 McDonald
3/16 - 6.25 groceries
3/17 - 20.30 Gas S
3/18 - : 33.00 :
3/19 - 23.00 garden plot rental ,
3/20 - 16 eye doctor : 2.49 snack
3/21 - 25.50 groceries, 19.19 Gas Y, 9.57 : 16.99 Target, 12.00 Goodwill, 15.90 soap,
3/22 - 6.36 organic lollypops for DS
3/23 - :
3/24 - 50.05 Groceries, 24.25 Gas S, 7.00 Staples
3/25 - 9.53 Sally's, 15.94 Advanced Auto, 23.88 Carters/children's place
3/26 - 7.99 Carters
3/27 - GAS Y, WAWA
3/28 - GAS Y, TRUCCHI's, Eagles club
3/29 - GAS Y
3/30 -

We were on the road this weekend for a birthday party and wedding. I am waiting for my gas totals to come up. I will be moving to April's challenge today See you all soon.
post #612 of 636
Today we're not going anywhere, we're staying in and cleaning!

3/26 :
3/27 eating out $11.50, fabric $8.53
3/28 groceries $18.58
3/29 :
3/30 :
3/31
4/1
4/2
4/3
4/4
4/5
4/6
4/7
4/8

The spending I track is all spending other than bills, including gas and food for our family of 3+.

Goals:
3/26 - 4/8 Total non-bill spending ($38.61/$220.00)

Running Tally:
Use reusable bags for all shopping trips (2/2)
No spend days x 3
No drive days (my car) : x 3
post #613 of 636
Thread Starter 
Quote:
i think i may start setting a timer each day for "decluttering..no cleaning" time...and see how that goes
I'm coming to this conclusion too.

Everytime I decide to spend some time working on the house, I spend all of that time folding laundry and putting away dishes and vacuuming...just daily cleaning tasks.

I really need to spend some time doing MANAGEMENT stuff like going through the summer clothes.

I can't keep putting that stuff off until all the cleaning is done, because the cleaning is NEVER done. I need to just ignore it and dive into those closets.
post #614 of 636
Thread Starter 
[QUOTE=Crunchy*VT*Mom;13458075]01.. $23 Pizza Putt
02.. , : $750
03.. $51 reusable gift bags at Lucky Crow
04.. $21 Girl Scout Cookies
05.. $184 pool
06.. , :
07.. $35 pool floats and toys
08.. $13 princess clock
09..
10..
11..
12.. , :
13.. , :
14..
15.. , : $1,950
16.. $15 on stuffed easter bunnies
17.. , :
18.. $10 on chocolate and cookies
19.. , :
20.. , :
21.. $6.81 Chinese food
22.. $94 Reading lamp and Dracaena
23..
24..
25.. $20 dinner out with bookclub
26.. $242 Airline ticket for my Dad to come visit us
27.. $18 bra and photo book for daughter
28..
29.. $50 birthday dinner
30..
31..

~~~~~~~~~~
My Goals:

16/20 No Spend days
6/5 Let the Car Rest Days :
: Put Money in Savings $2,700/$3,000
post #615 of 636
03/01:
03/02:
03/03: $9 Shipping.
03/04:
03/05:
03/06:
03/07: $20 KFC (Mmm, coleslaw. )
03/08:
03/09:
03/10: $3 Goodwill goodies.
03/11:
03/12:
03/13:
03/14: $17 fabric, quilt batting, pattern & easter egg cookie cutter.
03/15:
03/16:
03/17:
03/18: $3 Salvation Army
03/19:
03/20:
03/21: $2 Artsy crafty kit for dd, $4 storage cubes.
03/22: $28 Chinese food.
03/23: $5 Shipping
03/24: $7 Goodwill
03/25:
03/26:
03/27:
03/28:
03/29:
03/30:

21/20 No spend days
$98/$100 Unnecessarily spent
post #616 of 636
1st-9th:
$264 groceries (Costco rebate check)
$81 groceries
Library fine $20
Fast food: $8
Baby doll (gift for dd) $7
groceries $33
Home improvement (homeschool boxes) $12
10th-15th:
$133 groceries
$22 Fast food
$147 Clothes
$178 Co-op order
16th-19th
$72 co-op
$11 fast food
$81 kids stuff
$13 clothes
$17 haircut
20th-25th:
Groceries, food $60
Fast food $6
Homeschool Yearly Order: $334
26th-28th:
Groceries: $16
Kids Books: $23
Fast food: $9
29th-30:
$62 Groceries
$10 Ebay DVD

Totals:
Groceries: $649
Kids stuff: $445
Home improvement: $12
Library fine: $20
Fast Food: $61
Clothes: $160
Co-op $ 250
$17 haircut
$10 Ebay DVD

I have spent a TON of money this month... hopefully we'll have a few low spend months for the next 3-4 months, Yikes
post #617 of 636
- make sure we only spend $100 a week on groceries

weekly totals for food:
March 1 - March 7: 85/100
March 8 - March 14: 42/100
March 28 - April 5: 98/100

= budgeted spending
= non-budgeted spending
= no spending


3/1- on : 76.50
3/2- on : 3.00
3/3- 2.00 trip prep
3/4- 5.00 on : (baking ingredients) - $ came from change collection and not the grocery budget jar - we made a whole tray of brownies instead of buying two brownies for $5.
3/5- on : 6.50
3/6- finally... even if most of my spending has been within the budget
3/7- 5.00 on snacks while out and about with dh & ds
3/8- on : 42.00
3/9-
3/10- I don't remember - I was getting ready for my trip. not more than 10.00
3/11 to 3/26- I only spent the $ I had saved for my trip and didn't use my CC or the emergency $ I brought with me. Now it's back to real life.
3/27- 2.00 for two books from the library used book section
3/28- on 50.00 on bread machine & 30.58 on :
3/29- on : 68.00 - only 2.00 left for the week
3/30-
3/31-
post #618 of 636
I think my pets need to go out and get jobs

I put $400 out my drawer into the bank, and got reimbursed for stuff I spent on the Purim fundraiser, but the vet just totally ruined my day and my month.

On the plus side, the animals are healthy and parasite-free.

-------------------------------------------------------------------------

3/1: $500 cash taken our for all food expenses this month ($20 of that fed the drawer), amount in checking account that's above our minimum comfort level "swept" into savings
3/2: $29.06 groceries, $6.87 household goods
3/3: $39 case of pull-ups arrived from Amazon
3/4: $11.46 localharvest order, $25.52 groceries (isn't it clever how they have the localharvest pickup at Whole Foods?),$20 eyebrow/lip wax, $14.92 household misc. at Wally-world
3/5: went on a day trip - $15.82 gas, $4 fast food that is coming out of the food budget because I left my bag of change in the car. Then $15 for my dinner at Mom's Night Out.
3/6: $11 food, 72.25 household at Costco. I'm so glad dh finally let me buy him some pants that fit!
3/7:
3/8: $40 Hooked on Phonics Kindergarten set (a big discount!), $4 food at Purim festival.
3/9: Exercised! Shifted $80 from grocery envelope to drawer. Milk and eggs at farm $5, $24.97 groceries, $12.30 Mickey-Ds, $11 haircut.
3/10: $14.30 gas, $5 at Subway, $81 dollar traffic ticket that I actually counted the day it was issued in February, but I am just going to count AGAIN to punish myself some more. Plus, I paid it out of my grocery envelope. $174 on food for the rest of the month - THAT should put a crimp in my drive-thru habit! Good thing dh is going out of town on business for two weeks - his organic fruit consumption factors hugely into our food costs.
3/11: $29.36 garden stuff at Home Depot, $5.30 shirt, $15 new sunglasses ( and a candy bar) at Target
3/12: $3.22 at for a bagel at the kosher deli (don't regret it!), $40.64 household stuff at Wally-world, $40.87 garden stuff at Wally-world, $21.19 for SIL's birthday present. Had to take out cash to pay a bill, and took out an additional $80 to feed the drawer.
3/13: $3 n change for breakfast (I made myself tea, then stupidly left travel mug on kitchen counter), $.74 for pencil grasp thingies for dh (used the change), $42 groceries $68 household at Costco. ETA: a lady from my AP Meetup group just showed up with her bassinet, which I bought for $40 out of the drawer and $10 out of my grocery envelope)
3/14: $17.25 household (antacids for me, energy bars for dh's trip)
3/15: on the go all day today! About $8 on fast food, $40.37 for groceries. Once I buy milk and eggs from the farm, I do believe we are fixed for groceries until next week!
3/16: Exercised! $1 at bake sale
3/17: $5 Chick-Fil-A, $3 milk and eggs (balance came out of change bag), $17.50 gas, $24.50 car cleaned inside and out (it smells like pina coladas now!), $30 at consignment sale ($11 for shirts for ds, rest was maternity clothes for me and two things for the Easter baskets).
3/19: $30 groceries, $36 household (bras, b-day present for ds' classmate, waterproof mattress pad because dd ripped hers to shreds)
3/20:
3/21: $8.56 on fabulous locally-produced goat milk soap. Don't regret it!
3/22: Huge festival at the Temple! $48.50 on food, bouncy house and various Jewish items for the kids. Of course, I paid cash out of my grocery envelope. Have I mentioned yet how much I hate my grocery envelope?
3/23: $4 Dunkin Donuts, $17.17 groceries at Wal-Mart, $80 cash from ATM of which $20 fed the drawer to bring the total to $560. The rest of our building fund contribution is not until June, so I will definitely be able to cover that plus some other frills if I keep at it!
3/24: $20.21 on groceries (goodbye cash envelope! I will not miss you!), $43.36 glucometer and toys
3/25:
3/26: $7.09 at bakery (cookies for BIL), $7.80 Mickey-Ds
3/27: $71.99 at Wal-mart (big storage boxes, ANOTHER b-day present, little presents for my kids for absolutely no reason, South Beach bars, hand soap).
3/28:
3/29: $8 mikveh-day present for ds, $8 Chinese takeout (split with ILs and we used a coupon, so I have leftovers in my fridge!)
3/30: VET. $429.64. And the dog needs his teeth cleaned. :
3/31:

Goals

1/1 Sweep into savings
372/400 on food (I will never use the envelope system again! I loathe it!)
200/300 fed to the drawer
11/30 on finishing up kids' summer wardrobes
18/20 days doing homeschool lessons
2/12 days exercising

1747/1200 total non-fixed-cost spending
post #619 of 636
3/1 - $39.25 grocery
3/2 - :
3/3 - $10 grocery
3/4 - :
3/5 - $3 grocery :
3/6 -
3/7 - : $10 prescription, $10 haircut for dd, $16.18 incl. $6
3/8 - : $50 grocery
3/9 - : $6.69 grocery
3/10 - :
3/11 - $4.50 grocery; $3
3/12 -
3/13 - :
3/14 - $100 Target - $55 batteries and charger (a good investment but blech), $30 b-day gifts, $20 grocery. I had not been to Target in at least 2 months! now I remember why..... Will put on household tab until I decide what to do with this expense.
3/15 - $25 grocery, $50 household :
3/16 -
3/17 -
3/18 -
3/19 - $10 household, :
3/20 - $20 co-pays. $6 fast food $6 household
3/21 - $190 grocery and household ; $25 pants for dh
3/22 - :, $12 grocery
3/23 -
3/24 - :
3/25 - $100 minutes for my phone, $10 copay, $5 medicine for sick girls =( $16 photos to send to UK
3/26 -
3/27 - $8 Easter eggs and candy, total desperation spending for my toddler since baby and I are both still sick. :
3/28 - dh went to Starbucks and Target. Might be able to return a few of the target things though. $25 groceries for the week :
3/29 - :
3/30 - $5 food $10 copay

no spend
: no drive
beer, my hot button issue with dh!

13/15 no spend days
12/13 no drive days
$560.62/$400 grocery and household
post #620 of 636
Quote:
Originally Posted by Crunchy*VT*Mom View Post

I really need to spend some time doing MANAGEMENT stuff like going through the summer clothes.

I can't keep putting that stuff off until all the cleaning is done, because the cleaning is NEVER done. I need to just ignore it and dive into those closets.
exactly. i have saved a ton of $$ shopping bc i went through the boys' summer stuff before spending any $$$$. im hoping no clothes spending until fall.
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Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › ~March No-Spend Challenge~ The Day of Reckoning...how did you do? What did you learn? What will you do differently next month?