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~March No-Spend Challenge~ The Day of Reckoning...how did you do? What did you learn? What will... - Page 5

post #81 of 636
a. Who you are -
Hi I am Sarah and this is the first month that I am going to try the no spend challenge. No more lurking for me

b. Where you are going (your financial goals) and -
We have been SPENDING A LOT and I would like to cut back to a manageable amount. I would like to start really paying off our cars and putting money back in the savings.

c. How you plan to get there -
Reduce eating out and unnecessary spending THIS INCLUDES GROCERIES!!! That will be a big one for DP. I think that I need to see where the money is going.

I would like to go back to : eating out one night a week. 1/4 $15/$120
I would like to budget $80 a week for Groceries $38.99/$320
I would like to put $200 in savings and keep it there :$0/$200
I would like to minimize the unbudgeted extra spending $0/

KEY:

: - NO spending
- necessary spending (grocery shopping/gas/bills)
- unnessary spending

Here we go -
3/1 - :
3/2 - 38.99 groceries, 15.00 :
3/3 - 19.79 gas S car, $19.55 gas Y car, 25 for two bookcases (bought in Feb, paid for today)
3/4 -
3/5 -
3/6 -
3/7 -
3/8 -
3/9 -
3/10 -
3/11 -
3/12 -
3/13 -
3/14 -

Total Spent for the month - 118.33
post #82 of 636
Sign me up again. I'm Nadia, mostly SAHM to 3. We are still waiting to hear back on an offer we put in on a house last Wednesday, and whether it is accepted or not, we need to put more $ in the bank.

Challenges:
*Dd's bday is Saturday as well as her party. I think I have all the supplies I need, we're just doing an arts and crafts party and I'll make some cupcakes. Family party is the next day, hoping we don't need much for that either, I have to sit down and plan.
*If the other house is a go, this one needs some work to sell/rent. I have paint for 3 rooms, so that is free, I need to resist the urge for other fix ups if they aren't necessary.

1:
2:


Goals:
0/25 spending w/in budget
0/6 out food days
0/$100 unnecessary
post #83 of 636
Prudence, I just wanted to thank-you for keeping up these awesome threads (now a sticky ) and being such a great cheerleader and inspiration to us all!
post #84 of 636
I'm in for this month!

Quote:
a. Who you are
I'm Jenn. 25 year old WOHM to 2 girls. I work at a daycare so my younger DD is in my sight all day and older DD is in K.

Quote:
b. Where you are going (your financial goals)
I would just like for what's going out of our bank account to be less than what's coming in.

Quote:
c. How you plan to get there
Only spending money on the necessities, sticking to a budget.

Smilies I'll use... = no spending, = budgeted spending, = extraneous spending

3/1
3/2 / (overspent on grocery stuff and DH's convenience store habit)
3/3
3/4
3/5
3/6
3/7
3/8
3/9
3/10

Goals:
$425 for groceries/household this month ($140.40/$450)
$85/week for DH gas and spending money ($27/$85)
post #85 of 636
3/1: $500 cash taken our for all food expenses this month ($20 of that fed the drawer), amount in checking account that's above our minimum comfort level "swept" into savings
3/2: $29.06 groceries, $8.87 household goods


Goals

1/1 Sweep into savings
29/400 on food
20/300 fed to the drawer
0/30 on finishing up kids' summer wardrobes
2/20 days doing homeschool lessons
0/12 days exercising

49/1200 total non-fixed-cost spending
post #86 of 636
this month I have:
-Costco run. I have a list of items we will be running out of within the next few weeks. I am really good about sticking to my list too! It will be about $100 or so expense.
-Frontier Order. This will be about $100 or so too.

Key of the Method of my Madness:

no money left my wallet or bank account:
deposited money for savings :
messed up
planned spending
eat from what I have on hand: :

1 church donation and grocery 42.95/400
2 & :
3


so far so good.
post #87 of 636
Quote:
Originally Posted by aoife View Post
Stickying to the top.
You're the best! and this makes my life so much easier. :
post #88 of 636
$50 eating out budget!
$50 household budget... I need some jars.
$231/$850 food... we eat tons of fresh fruits and veggies and I can't seem to get this lower. Suggestions welcome!

1st: $231 Food; $124 vitamins; $52 DH's ipod
2nd: No spend!
post #89 of 636
Quote:
Originally Posted by Smithie View Post
20/300 fed to the drawer
OK, I have to know...why is your drawer so hungry??? :
post #90 of 636
March 1: $47 at the Grocery Store, $2 for Coke
March 2: No Spend!

I need to go to the grocery tomorrow, most likely. We are in need of veggies big time!

Actual:
1/31 days
1/8 days
2/31: cook at home
2/31: eat at home

Goals:
23/31 days: necessary spending or no spending (groceries, gas, copays, etc)
8/31: days: unnecessary, but budgeted spending
0/31 days: overbudget, frivolous spending

I'd like to cook dinner 25/31 days.
I'd like to eat dinner at home 29/31 days.
I'd like to complete my grocery pricebook by the end of the month.
I'd like to come under budget by $100 this month. This is a toughie, because our budget it pretty trim.[/QUOTE]
post #91 of 636
Quote:
Originally Posted by SugarAndSun View Post
$50 eating out budget!
$50 household budget... I need some jars.
$231/$850 food... we eat tons of fresh fruits and veggies and I can't seem to get this lower. Suggestions welcome!
Can you garden this spring/summer?

We had some success last year, and this year we'll be trying again. We plan on growing peppers, onions, carrots, broccoli, green beans, peas, snap peas, tomatoes, lettuce and herbs. We use square foot gardening and do all that in a 20' x 2' space on the side of the house.
post #92 of 636
3/1 NO SPEND
3/2 $84 chiro visit and supplements

1/10 no spend days
$400 grocery/eating out (not including anniversary)
$200 gas
$500? entertainment (anniversary and bday party)
$17/$50 make $50 selling stuff
post #93 of 636
We ate crawfish tonight for the first time this year. We've been planning this meal for about a month now, so I'm giving myself a smiley face!

3/1 -
3/2 - $86.47 dinner

1/12 no-spend days
1/16 eat-at-home days
0/$500 groceries/household
$86.47/$200 eating out
0/$2000 to savings

Key:
- no-spend day
- only necessary spending
- planned unnecessary spending
- totally blew it
post #94 of 636
a. Who you are

Turquesa, age 30-something SAHM, facing second pregnancy and "due" in late August. DH's corporation just announced an across-the-board salary cut for all employees, so we'll be 5% poorer as of March. So after falling away from participation in NSC, I'm back in the saddle again. (Yipee ki yi yo! )


b. Where you are going (your financial goals) and

Somewhere in a handbasket.

We're going to start spending some of that money we've been saving by getting a new couch set. I can't sit in our current set without needing a crane to lift my pregnant body. So I'd like to start chipping away at recouping the $4500.00 that it will set us back. :

c. How you plan to get there

With patience! And . . .

1. Oddly, I'm UPPING my grocery allowance. I'm trying to get a few more organics and whole wheat products. $140.00 per week, but I'll definitely shoot for less.

2. Thrift and consignment shops--no first hand.

3. Run, don't walk, away from bookstores.

4. Audit our energy usage and look for ways to cut back. Wear sweaters and keep heat at 64.

5. Eat in . . .and that doesn't mean ORDER in (Nice try, Turq's Evil Half! )

KEY:

: = No spending at all!
= No unnecessary spending
: = Unnecessary spending
: = No driving

3/4: Paid bills--electricity, conference/continuing ed sign-up, CBE sign-up
post #95 of 636
3/1 - $39.25 grocery
3/2 - :

no spend
: no drive

0/15 no spend days
0/13 no drive days
$39.25/$400 grocery and household
post #96 of 636
1 ::$103 food;
2:::
3
4
5


Goals
: 1/20 No Spend Days
0/20 Decluttering/Organizing Days/cleaning/30 minutes
0/10 Library Days
:0/4 books
1/15 knit at least 15 minutes
: 2/28 eat at home
:0/7 update blogs (months behind)
:2/10 Let the Car Rest Days
post #97 of 636
3/1
3/2 $3.41 picture developing
post #98 of 636
Quote:
Originally Posted by Turquesa View Post
a. Who you are

Turquesa, age 30-something SAHM, facing second pregnancy and "due" in late August. DH's corporation just announced an across-the-board salary cut for all employees, so we'll be 5% poorer as of March. So after falling away from participation in NSC, I'm back in the saddle again. (Yipee ki yi yo! )
us to, as of March 1. nice, huh? and DP's co. stopped offering the discount for employee stock options so we are out of that as of March 1st too (thought it does make up for the 5% pay cut, it still leaves us with less b/c now we wont have the stock options as part of our portfolio). oh well....i guess in this economy its good to have a job if you work for someone else.

i am new to this though, just joined last month but i KNOW i saved money by posting here.
post #99 of 636
Hi all!

I'm a f/t working mama, supporting my DH and DS as DH continues to heal. (over a year cancer free wooh!). I've always been the finicial planner of the house even when I wasn't bringin in $$. Now I'm beginning to feel burdened and stressed out beyond necessary. It's time to regain control of both my $$ and stress level. For the record, yoga class is to be considered necessary. I'm too beginner to do it on my own and nix the expense.

Not really new here but it has been a while since I last joined this.
This month I'm working a getting my safey net a little bit more cushy, especially after having a payment bouce only because I couldn't get to the back on time, due to work.

I'm looking at trying to use what I have in my freezer up and not buying any groceries other than dairy and fresh produce.

3/1 : $22
3/2 $3.41

Goal
0/20 :

Key
: no spend
necessary spend
: unnecessary spend
post #100 of 636
1st : $3.50
2nd

KEY/GOALS/TOTALS

No Unnecessary Spending 1/20

: 0/300 Savings

: $106

: $3.50 Badge Spending $0 Spending Total
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Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › ~March No-Spend Challenge~ The Day of Reckoning...how did you do? What did you learn? What will you do differently next month?