The egg retrival would depend on the location of your ovaries. Most women can have the extractor go through their vaginal wall and it is a very simple, outpatient surgery with more of a twilight sleep type of anesthesia. The best thing to do would be to consult with a fertility Dr. and see what your options are and have your hormone levels checked. You would have to take hormones, there isn't much of a way around it. I mean theoretically you would avoid it, but I don't think anyone would support you spending 10,000 for one egg with a chance that the follicle could be empty.
Also, i would start looking around at your options for surrogacy. I have been a gestational surrogate and I used to own an agency that matched surrogates with intented parents. I can give you very specific break downs of what costs are. I no longer work in this field, but it can be as expensive, or as cost effective as you need it to be, but it is not cheap.
With all of that said, my intention with my first surrogacy was to have a birthing center birth. I would have gone with a home birth if the mother had been ok with it, but we compromised on a birthing center. I ended up with probably the most medically treated pregnancy any woman will get, but that was because I was pg with 4 babies, not one.
However, I know quite a few surrogates who have had home births, and it was a wonderful experience for the parents and the surrogate.