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~April No-Spend Challenge~ We're tracking our spending and buying only the necessities. Come... - Page 9

post #161 of 424
Plan: record everything here (did Feb & March and it made a huge difference in my spending) and use the envelope system.

Grocery weeks:
March 29 - April 4: 99.00/100
April 5 - April 11: 99.50/100
April 12 - April 18: 0/100
April 19 - April 25: 0/100
April 26 - May 2: 0/100

Type of spending
= budgeted spending
= not budgeted spending
= no spend

What the $ was spent on
: = $ spent on groceries
or : = $ spent on baby or cat
= $ spent on me

4/1 - on : 10.00 for next week's fruit & veggie delivery
4/2 -
4/3 - on - dealing with terrible cold
4/4 - on : 1.95
4/5 - on : 89.50 eek, grocery budget is used up for the week - must stick to menu.
4/6 -
4/7 - on - 13.50
4/8 -
post #162 of 424
April 1 -
April 2 - : $115.56 :, $3.94 Starbucks, $32.42 clothes for dd1
April 3 - $17 planned lunch out
April 4 - : $165.12 :
April 5 - : $30.50 trip to farm
April 6 - $148.40 clothes for dd2, dd3 and gift for my sisters new baby, $23.91 shipping, $28 parking :, $2.98 :
April 7 -

: & household items $283.66/$600
Unbudgeted/Unnecessary Spending: $51.91
Budgeted/Necessary Spending: $211.32
No Spend Days: 2/15
:At least 30 minutes exercise: 3/30
Spending $ - $20.94/$50
Gas: $100
post #163 of 424
Our goals for APRIL!!!
We would like to pay off our Discover Card (the portion that is accruing interest)
Pay extra on CAR S to hopefully pay it off by 9/09.
Add to savings

163.47/360 for groceries :
31/150 for Eating out :
2/8 no spend days :
149/200 for Budgeted spending
I am planning for additional spending for
- DS's 2nd Birthday parties (one in PA and one in MA)
- In laws visiting (two dinners out that will not go against the eating out budget)
- Garden Supplies $50 for seed starting supplies, etc



77.40 Unbudgeted Spending :


4/1 - 52.53 Costco, 21.52 Gas S, 74 Car S inspection, 35 Dinner out with Inlaws, 22 Groceries
4/2 - 4 :
4/3 - 63.47 :, 20 Gas Y, 31 :, 40 Yarn Store, 31.77 ALDI :
4/4 - 10 :, 4 :, 45.63 ALDI :
4/5 - :
4/6 -:
4/7 - 16 :
post #164 of 424
No spending planned today. I was thinking I might run out for soymilk and fruit, but I am going to be strong and wait till my normal grocery shopping on Thurs/Fri. Those mid-week grocery trips are what really ruin my budget, so I need to be tough and stick with the plan.

Apr 1 --
Apr 2 --
Apr 3 --
Apr 4 --
Apr 5 --
Apr 6 --
Apr 7 -- and 47.66 for work expenses
Apr 8 --
Apr 9 --
Apr 10 --
Apr 11 --
Apr 12 --

No spend --
Budget spending --

106.11/450.00 groceries
47.66 unbudgeted expenses
post #165 of 424
does anyone else get annoyed at all the "deals" being offered? i got a 20% off coupon for HA in the mail yesterday, every place i look there are organic this and that things, kids shoes (oh i have a weakness) and so many other things. its driving me batty!
post #166 of 424
04/01: $17 Thrifting.
04/02:
04/03:
04/04:
04/05:
04/06:
04/07:
04/08:

7/20 No spend days.
$17/$100 Unnecessarily spent.
$111/$400 Paid on the pellet stove.
post #167 of 424
I almost used my badge because I had an appointment after work for the car to be serviced and I thought I'd be starving. Then I almost bought something at the gas station on the way home (besides the gas). And I almost ordered a pizza, but then I decided that I'd go to the store, and eventually just decided to make french toast because that would mean !!! This cash for everything aside from bills is working out this week! I have $8 + $10 rolled up. I might be able to make it until Friday! We should be getting a call from our realtor anyday, can't wait to start the process!

1
2
3 H Pay $17 eating out $12 DH video game
4
5 $2 DH snack at work $15 eating out $2 drink and candy bar for DD $10 plants at HD
6
7
8
9
10 H Pay

Goals/Totals/Key

No Unnecessary/Unbudgeted Spending 6

Unneeded $58

: $274 left in the budget.

$100 Savings
post #168 of 424
Key:

: = Not a penny spent today!

= Budgeted spending

: = Non-budgeted spending

: = No driving

: = Cooked dinner

April 6: Off to a lovely start : : :

April 7: $10.00 budgeted lunch.

April 8: : $5.00 over budgeted grocery limit (the Swiss cheese threw me over), unnecessary stop at coffee shop for another $5.00
post #169 of 424
4/1 - $3 milk
4/2 - $20 care package for friend who had a m/c; $4 grocery :
4/3 -
4/4 - $3 Easter egg hunt at park :
4/5 - $20 brunch out, $60 grocery, $15 household :
4/6 -
4/7 - $17 laundry soap
4/8 - : $40 dinner for my b-day! (but got $100 b-day money )

: = no drive day
= no spend day

Goals
2/15 no spend days
4/15 no drive days
$99/$400 grocery and household budget
$83 not in budget
post #170 of 424
No discretionary spending today, but I did write some big checks to the temple and the Tax Man... and I really need to get back in the groove with our homeschool lessons!

--------------------------------------------------------------------------

April 1st: Dunkin Donuts, $10. Groceries, $22.49. Vet, $268.50 and my dignity.
April 2nd:
April 3rd: $100 to mikveh lady, $45.72 lunch and groceries at kosher deli, $19 gas and snacks on trip home
April 4th: Groceries, 143.97. Oy.
April 5th: $39.50 for head coverings.
April 6th: $593 on plane tickets for summer visit home
April 7th: $13 Mickey-Ds, $8 candy for Easter baskets (plus some for on-the-spot munching), $20 to localharvest
April 8th:
April 9th
April 10th
April 11th
April 12th
April 13th
April 14th
April 15th: TAXES DUE
April 16th
April 17th
April 18th
April 19th
April 20th
April 21st
April 22nd
April 23rd
April 24th
April 25th
April 26th
April 27th
April 28th
April 29th
April 30th

Total non-bill non-food household spending: 383/1000
Food: 256/400
Plane tickets: 593/500
Days doing homeschool lessons: 2/20
post #171 of 424
Sorry I have been MIA. I have been busy gearing up to return to work tomorrow : I am supposed to wait for another 3 weeks, but wow, that is forever and I need to get paid So I am wrapping myself up and using the sling and heading on in tomorrow. I did visit my kids today and got the best welcome ever. They all ran to me yelling "Miss Jaime is back!" I felt like a rock star : : : And my sub had them make me a card. I felt so loved. I love my job!

Jaime Totals:
Groceries: 51.10/$150
Household Expenses: 38.48/$75

My Grid:
= no spend days
= bills, bills, bills, but nothing unbudgeted
= spend day

April 1st
It was also a double no drive day since we are both homebound after the surgery. Gasoline saved :

April 2nd
And another double no drive day :

April 3rd
And you guessed it, yet another double no drive here I have to get out of the house this weekend. I think maybe my Mom will cut DHs hair over the weekend sometime, so that will save money and give me a chance to interact with other people.

April 4th
And a double no drive day. We are going to my parents house tomorrow so Mom can cut DH's hair. That will be $20 saved :

April 5th
We did drive today, to my parents house for DH to get his hair cut. That is $20 saved : DH also went to his family's house tonight so her drove there too, but overall I think it is just around 10 miles of driving. We are saving a ton because I am off for surgery/healing and DH took last week off to take care of me. That is $50 in gas saved right there. : Of course when you factor in the money I missed out on taking time off without pay, it doesn't quite even out

April 6th paying bills today, yay! Along with a budgeted $13.29 for my medicine.

April 7th Budgeted spending. $29.63 oil change for car B and $14.32 gasoline for car J.

April 8th Budgeted spending. $31.75 oil change for car J. Yeah, I was off so I took them both in this week $51.10 in groceries. $38.48 at the CVS for household items. I also spent $20 of my personal allowance money today out for dinner with my friends.

April 9th
April 10th
April 11th
April 12th
April 13th
April 14th
April 15th
April 16th
April 17th
April 18th
April 19th
April 20th
April 21st
April 22nd
April 23rd
April 24th
April 25th
April 26th
April 27th
April 28th
April 29th
April 30th
post #172 of 424
:
post #173 of 424
Tricia's Totals:



April 5 - No spending.. felt horrible in bed all day..
April 6 - 58.47 (14.42 of which was for food for dd's school bbq)
April 7 - No spending : (but I spun out the car and my back is killing me)
April 8 - 69.46 (stuff to make GF flour and meat), 17.02 Gas, 23.72 (needed hot packs since i hurt my back), 13 (car wash and a tea)
April 9 -
April 10 -
April 11 -
April 12 - No spending since we don't shop on Sundays.
post #174 of 424
April 1 -
April 2 - : $115.56 :, $3.94 Starbucks, $32.42 clothes for dd1
April 3 - $17 planned lunch out
April 4 - : $165.12 :
April 5 - : $30.50 trip to farm
April 6 - $148.40 clothes for dd2, dd3 and gift for my sisters new baby, $23.91 shipping, $28 parking :, $2.98 :
April 7 -
April 8 -

: & household items $283.66/$600
Unbudgeted/Unnecessary Spending: $51.91
Budgeted/Necessary Spending: $211.32
No Spend Days: 3/15
:At least 30 minutes exercise: 3/30
Spending $ - $20.94/$50
Gas: $100
post #175 of 424
Plan: record everything here (did Feb & March and it made a huge difference in my spending) and use the envelope system.

Grocery weeks:
March 29 - April 4: 99.00/100
April 5 - April 11: 99.50/100
April 12 - April 18: 0/100
April 19 - April 25: 0/100
April 26 - May 2: 0/100

Type of spending
= budgeted spending
= not budgeted spending
= no spend

What the $ was spent on
: = $ spent on groceries
or : = $ spent on baby or cat
= $ spent on me

4/1 - on : 10.00 for next week's fruit & veggie delivery
4/2 -
4/3 - on - dealing with terrible cold
4/4 - on : 1.95
4/5 - on : 89.50 eek, grocery budget is used up for the week - must stick to menu.
4/6 -
4/7 - on - 13.50
4/8 -
4/9 -
post #176 of 424
I stayed within budget yesterday, although it didn't feel that great for me... I already spent all of DD's budget for the month on diapers and clothes, which leaves no extra for anything else but I needed to get them- she didn't have enough clothes that actually fit properly, her pants keep falling down at day care because she has to wear disposables there and pants don't fit the same when wearing cloth. I did sell $40 worth of her old clothes to make up for some of the expenses, so that's a plus! I expected to sell a lot more- once upon a child denied most of the clothes I brought, even some brand new ones that she didn't wear once! I also resisted going on a shopping spree in THREE different thrift stores (I was searching around for a radio for the kitchen, which my weekly money was going to go towards. I only found one that worked in the third store I visited, and didn't buy anything else!

April 1: ($14 at used book sale and $5 parking fees for said sale, within personal weekly budget)
April 2: (grocery day) $178 = $85 on bulk for month, $93 for weekly meals
April 3: and Paid rent and daycare bills, but no spending other than that! Also decluttered three garbage bags full of stuff to the thrift store and didn't even step foot in the store! Yay me!
April 4- earned $5 for bringing in beer and wine bottles, spent $16 on groceries at market (still within weekly food budget).
April 5- No spend day!
April 6- $5 on milk (came in just under week's food budget!) and $7 budgeted on new pens.
April 7- and grocery day! $140 on groceries ($56 monthly, 84 weekly) plus $34 for diapers and $5 at dollar store for elastics, carpet cleaner and push pins (budgeted). Also freecycled a huge bag of DD's baby clothes!
April 8- and Stayed within budget- $5 on radio for myself, $25 for clothes for DD. Although dd's money for the month is gone already, I did sell $40 worth of her clothes so what would have been $60 was only $20. Avoided frivolous spending!

$24/$80 entertainment, hobbies, etc.
$340/$600 groceries
$50/$50 DD
$0/$50 alcohol
$0/$100 household
$12/$50 Misc.
$0/$100- gas

No spend or only necessary, budgetted spending like groceries, day care, rent, gas, etc.
Budgeted personal expenses only, hobbies, entertainment, etc.
Frivolous spend!- includes going over budget for things like groceries or gas.
Avoided urge to spend! (such as really wanted to go to book store but went to library instead, or other such action) or decluttered/purged in some way.[/QUOTE]
post #177 of 424
"every time i CHOOSE to spend i am saying NO to savings."


457.83/600 groceries
0/100 pantry stocking
59.29/60 spending money
79.49/80 sundry

5/20 no spend days
1/10 budgeted spend
1/0 non-budgeted spend!!!!
7/27 get outside :

1- :
2- 80.70 honey (is getting refunded but i'm putting it here since i spent it in the first place- this is why i haven't been back :
3- : 360.13 groceries 15.00 tank tops 12.75 kids clothes
4- :
5- :
6- :
7- : gaskets for jars 23.26 lye 28.48 97.70 butter oil, clo (groceries) 59.29 ferments (spending)
8-
9-
10-
11-


i think it's important to keep this in mind too.
march 517.18 17
post #178 of 424
On one of these past few days we ordered some diaper doublers, snappis and a pail liner but I'm nak and can't go look at the receipt. So add about $68 somewhere...

3/26 :
3/27 eating out $11.50, fabric $8.53, savings $0.97
3/28 groceries $18.58
3/29 :
3/30 :
3/31 :
4/1 eating out $17.26
4/2 family misc $34.32, groceries $3.58
4/3 : DH clothes $20.50
4/4 groceries $62.05, groceries $6.47, groceries $37.29
4/5 :
4/6 out to dinner $30
4/7 :
4/8 :

The spending I track is all spending other than bills, including gas and
food for our family of 3+.

Goals:
3/26 - 4/8 Total non-bill spending $251.05

Running Tally:
Use reusable bags for all shopping trips (5/6)
No spend days x 7
No drive days (my car) : x 8

----------------------------------------------------------------------

Yay, time to start over!

4/9 :
4/10
4/11
4/12
4/13
4/14
4/15
4/16
4/17
4/18
4/19
4/20
4/21
4/22

The spending I track is all spending other than bills, including gas and
food for our family of 3+.

Goals:
$0.00/$250.00

Running Tally:
Use reusable bags for all shopping trips (0/0)
No spend days x 1
No drive days (my car) : x 1
post #179 of 424
Food shopping day. So nice to have fresh stuff in the house.

Apr 1 --
Apr 2 --
Apr 3 --
Apr 4 --
Apr 5 --
Apr 6 --
Apr 7 -- and 47.66 for work expenses
Apr 8 --
Apr 9 -- and 16.00 for swim goggles
Apr 10 --
Apr 11 --
Apr 12 --

No spend --
Budget spending --

174.61/450.00 groceries
63.66 unbudgeted expenses
post #180 of 424
Our goals for APRIL!!!
We would like to pay off our Discover Card (the portion that is accruing interest)
Pay extra on CAR S to hopefully pay it off by 9/09.
Add to savings

163.47/360 for groceries :
31/150 for Eating out :
3/8 no spend days :
149/200 for Budgeted spending
I am planning for additional spending for
- DS's 2nd Birthday parties (one in PA and one in MA)
- In laws visiting (two dinners out that will not go against the eating out budget)
- Garden Supplies $50 for seed starting supplies, etc



77.40 Unbudgeted Spending :


4/1 - 52.53 Costco, 21.52 Gas S, 74 Car S inspection, 35 Dinner out with Inlaws, 22 Groceries
4/2 - 4 :
4/3 - 63.47 :, 20 Gas Y, 31 :, 40 Yarn Store, 31.77 ALDI :
4/4 - 10 :, 4 :, 45.63 ALDI :
4/5 - :
4/6 -:
4/7 - 16 :
4/8 - :
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