~April No-Spend Challenge~ We're tracking our spending and buying only the necessities. Come... - Page 11

[PassionateWriter]

1:::
2 $100 for ds2's bday. :
3 $70 food; $25 gas :
4::
5:::
6:::
7: $48 raw milk (for the month); $50 composter (our town sold them for 50% off); $10 renewal Mother Earth News;$5.50 library fines
8:::
9 amazon.com $45.
10joy::
11: $85.51 food
12
13
14

Goals
:5/20 No Spend Days
2/20 Decluttering/Organizing Days/30 minutes (NOT cleaning)
1/5 Library Days w/ boys
: 2/4 books
:1/20 knit at least 15 minutes
:11/28 eat at home
0/10 add things to CL
:0/5 update blogs (months behind)
:4/10 Let the Car Rest Days
:11/30 Exercise at least 30 minutes

[dsaucone]

1
2
3 H Pay $17 eating out $12 DH video game
4
5 $2 DH snack at work $15 eating out $2 drink and candy bar for DD $10 plants at HD
6
7
8
9 $5 snacks for me and DH at work
10 H Pay $53family trip to the bookstore $20 eating out
11
12
13
14
15
16
17 DH Pay
18
19
20
Goals/Totals/Key

No Unnecessary/Unbudgeted Spending 7

Unneeded $136 3/5

: $165 left in the budget.

$100 Savings

[scrapadoozer]

04/01: $17 Thrifting.
04/02:
04/03:
04/04:
04/05:
04/06:
04/07:
04/08:
04/09:
04/10:
04/11:

10/20 No spend days.
$17/$100 Unnecessarily spent.
$111/$400 Paid on the pellet stove.

[tryingforbaby]

April 9: no spending... I went to work without eating and was famashed! We "sampled" oatmeal and I got my free partner beverage of a Protein drink. I then arrive late to class after work so I could go home and eat dinner! I really need to plan thursdays better I leave home at 7am and don't return till 930 pm.
April 10: Our one day meal... dog House deli ($21)It was great! (then blizzards at DQ $10) oh no I just remembered we had ice cream twice!!!!
April 11: Ouch another spending day. $9.36 at the dollar tree on easter items and pregancy tests. I must say I could have gone to Walmart and found oodles of other stuff.

[PlayaMama]

pre-emptive no spend for today BAD IDEA!! i just spent money on a buy one get one free for hand made soap :

"every time i CHOOSE to spend i am saying NO to savings."


457.83/600 groceries
0/100 pantry stocking
59.29/60 spending money
79.49/80 sundry
68.48 over budget

9/20 no spend days
1/10 budgeted spend
1/0 non-budgeted spend!!!!
10/27 get outside :

1- :
2- 80.70 honey (is getting refunded but i'm putting it here since i spent it in the first place- this is why i haven't been back :
3- : 360.13 groceries 15.00 tank tops 12.75 kids clothes
4- :
5- :
6- :
7- : gaskets for jars 23.26 lye 28.48 97.70 butter oil, clo (groceries) 59.29 ferments (spending)
8-
9- :
10- :
11-
12- : 68.48 soap
13-
14-
15-


i think it's important to keep this in mind too.
march 517.18 17

[PassionateWriter]

]1:::
2 $100 for ds2's bday. :
3 $70 food; $25 gas :
4::
5:::
6:::
7: $48 raw milk (for the month); $50 composter (our town sold them for 50% off); $10 renewal Mother Earth News;$5.50 library fines
8:::
9 amazon.com $45.
10joy::
11: $85.51 food $25 paperbackswap.com postage
12:::
13
14

Goals
:5/20 No Spend Days
2/20 Decluttering/Organizing Days/30 minutes (NOT cleaning)
1/5 Library Days w/ boys
: 2/4 books
:1/20 knit at least 15 minutes
:12/28 eat at home
0/10 add things to CL
:0/5 update blogs (months behind)
:5/10 Let the Car Rest Days
:11/30 Exercise at least 30 minutes

[nolansmummy]

Originally Posted by nolansmummy

Joining again. I really like seeing where my money goes.

4/1 - 0$ spent
4/2 - 0$ spent 30/1000)
4/3 - Car payment 280$, Gas/Car - 16$, Grocery- 6$ : (90/1000)
4/4 - Tolls -5$,Gas- 10$ (we have a new baby neice though so its all worth it
4/5 - Tolls- 5$
4/6 - Target/Dinner - 12$ : (130/1000)
4/7 - Grocery- 25$ Gas- 2 0$ Pool league (dh) - 5$ : (175/1000)
4/8 - Grocery - 180$ y: (200/1000)
4/9 - Cell phones - 180$ Car ins- 80$
4/10 - Grocery - 40$
4/11 - Dollar Store- 20$, Target- 30$ (Easter supplies), and CVS- 6$ = I'm proud of how much i got, for how little i spent,(I usually spend double that or more) the kids easter baskets rock! I'm so excited for them to see them tomorrow.


- No spending whatsoever
- Planned/Budgeted spending
- Not planned, totally unnecessary spending
: - 1000 minutes of exercise

4/12 - 10$ grocery - We ran out of eggs, wonder how that happened

I'm pleased. No unneccessary spending, just a lot of spending on groceries! Its a work in progress but we are almost 1/2 way through the month, and I am doing good.

4/13 - - Salad bar and sushi for lunch- 10$
4/14 - - Lunch on the go - 5$ : (260/1000)
4/15 - - Wendy's 13$, 96$ OD fees : ,Planned- Phone bill- 180$, School bill- 223$
4/16 - 60$ Grocery, 20 $ Gas
4/17 - 15$ Grocery
4/18- - 0$ spent
4/19 - - 0$ spent
4/20 - - 9.00 Mcd's, 6$ salad : Planned,20$ Grocery (Tp, cat food, misc)
4/21 - - 40$ Dinner, pool league, $ for tolls tom.
4/22 - : - Yikes, today was by far the worst yet. 20 gas, 10 wendy's, 10 tolls, 14$ Mcdonalds, 7$ beer, 11$ pizza, 6$ Drinks - A trip to pick up my brother, spending all day in the car, losing my husband, and finally eating dinner at 8:00 is what i blame for all this crap. Yikes. Its a good thing this rarely happens.
4/23 - ,14$ Mcd's bkfast(dh) 15$ Grocery, 2$tolls, 20$gas, 50$ Oil changing supplies/diapers
4/24 - - 20$ tolls, 20$ gas, 10$ lunch on the road, 3$ oil, 10$ cc
4/25 - - 13$ Electric
4/26 - - 35$ grocery
4/27 - - 18$gas, 20$cc,80$water, 18$netflix - I hate bills
4/28 - - 50$ grocery
4/29 - - 0$ spent
4/30 - - 10$ at the new walmart- They had some good deals at least!

[scrapadoozer]

04/01: $17 Thrifting.
04/02:
04/03:
04/04:
04/05:
04/06:
04/07:
04/08:
04/09:
04/10:
04/11:
04/12:

11/20 No spend days.
$17/$100 Unnecessarily spent.
$111/$400 Paid on the pellet stove.

[Alyantavid]

Here goes:
1-Payday - $15 prescription, $41.45 groceries
2-$0
3-$19.68 misc
4-$0
5-$0
6-$14.80 groceries/toiletries
7-$0
8-$0
9-$0
10-payday - $6.25 toiletries
11-$0
12-$38.36 groceries
13-
14-
15-payday
16-
17-
18-
19-
20-
21-
22-
23-
24-payday
25-
26-
27-
28-
29-payday
30-


Grocery total - $100.86

[Smithie]

April 1st: Dunkin Donuts, $10. Groceries, $22.49. Vet, $268.50 and my dignity.
April 2nd:
April 3rd: $100 to mikveh lady, $45.72 lunch and groceries at kosher deli, $19 gas and snacks on trip home
April 4th: Groceries, 143.97. Oy.
April 5th: $39.50 for head coverings.
April 6th: $593 on plane tickets for summer visit home
April 7th: $13 Mickey-Ds, $8 candy for Easter baskets (plus some for on-the-spot munching), $20 to localharvest
April 8th:
April 9th: $6.64 Dunkin Donuts, $24 groceries, $26.88 household, $9.51 postage, $25 dinner out after OB ward tour
April 10th:
April 11th: $19.65 household, $45.47 groceries at Costco
April 12th: $32.13 groceries at Wal-Mart
April 13th:
April 14th
April 15th:
April 16th
April 17th
April 18th
April 19th
April 20th
April 21st
April 22nd
April 23rd
April 24th
April 25th
April 26th
April 27th
April 28th
April 29th
April 30th

Total non-bill non-food household spending: 419.39/1000
Food: 389.24/400
Plane tickets: 593/500
Days doing homeschool lessons: 4/20

[Ruthiegirl]

Apr 1 --
Apr 2 --
Apr 3 --
Apr 4 --
Apr 5 --
Apr 6 --
Apr 7 -- and 47.66 for work expenses
Apr 8 --
Apr 9 -- and 16.00 for swim goggles
Apr 10 -- and 68.79 at Target
Apr 11 --
Apr 12 --

No spend --
Budget spending --

307.70/450.00 groceries
132.45 unbudgeted expenses

[FeelingBlessed]

Bumping up against the grocery/dining out budget, and we are not even at the half-way point; hmmm...

Kim :

April 1:
April 2:
April 3:
April 4:
April 5:
April 6:
April 7:
April 8:
April 9:
April 10:
April 11:
April 12:

APRIL GOALS:
* Move toward achieving work goals: 8/24
* Less than $25 in frivolous spending: month to date $0
* At least 24 days (no spend or spending w/in budget): 12/24
* NO library fines: month to date $0 / NO parking tickets: $0
* Stay within grocery/eating out budget: $484.98/$500
* ORGANIZE/declutter (lack of organization = spending): 10/24
* Exercise (feeling good = decreased emotional spending): 9/30
* Meal plan created: 2/4 weeks - wahoo!

[tricia80]

Tricia's Totals:



April 5 - No spending.. felt horrible in bed all day..
April 6 - 58.47 (14.42 of which was for food for dd's school bbq)
April 7 - No spending : (but I spun out the car and my back is killing me)
April 8 - 69.46 (stuff to make GF flour and meat), 17.02 Gas, 23.72 (needed hot packs since i hurt my back), 13 (car wash and a tea)
April 9 - Paid bills and 20.94 (epsom salts, ziploc freezer bags)
April 10 - No spending
April 11 - 17.23 Chinese food
April 12 - No spending since we don't shop on Sundays.
April 13 -
April 14 -
April 15 -
April 16 -
April 17 -
April 18 -
April 19 -
April 20 -
April 21 -

4 Days of No spending.. not too bad for a beginner.. right

[KitKnitty]

Late Beginner!

Hello!

I just became a member of Mothering so I could accept this challenge.

So, first I'll introduce myself:
a. Who I am
My name is Mary. I'm a WAHM to 2 boys (4 1/2 and 1 1/2 yo) and wife to a tech-savvy DH. I sell Japanese stationery and Sublime Stitching patterns online and at craft fairs. I also design and sell my own stationery. My interests are illustration, music, knitting, sewing, vermicomposting, homeschooling, and a whole lot of other things that escape my mind at the moment.

b. Where I am going (my financial goals)
I like to live as cheaply as possible, but my DH and I have discovered that it's a lot easier to spend money on things as a couple than as an individual, so we're trying to curb that habit. A lot of our money just vanishes because we buy each other little treats or get the kids little snacks while we're out and about when really that $5 or $10 over a 30 day period really adds up.

So I guess my financial goal is to hold on to money more so that we can afford a small bit of land and a few animals.

c. How I plan to get there
Well, I'm expanding my store a bit so that when we DO move out of the city, we have a little business already started to support us when we move away. And by saving money, I'm also saving the time it takes to spend that money and will develop some more self-sustaining habits if I use that extra time to teach myself new skills.

Phew! That's a lot of info!

So, here, today, I am starting my No-Spend Challenge and here's my progress:
4/12 spent $50 groceries ($13 meat, $12 bread, $4 lunch extras, $10 milk, $8 tea, & $3 flour) + a $1 mug + $6 vegan Easter candy (kid's allergic to milk)

So, a kind of successful day. I usually spend $100 when I go to the store, because I see all kinds of stuff that I might need and try to stock up each time. But this time, I stuck to the list and saved about $50!

I don't think I'll have as much to spend tomorrow. We're stocked for food now and won't have to buy more until Tuesday.

Cheers,
Mary

[Neva]

4/1 : :
4/2 : :
4/3 : : $4.13 on coffee and doughnuts
4/4 : groceries $156.43
4/5 : : $2.78 coffee and doughnuts
4/6 : :
4/7 : :
4/8 : groceries $35 ish
4/9 : : Tupperware party $15
4/10 : :
4/11 : : $23 ish on Easter stuff
4/12 : :

Goals
6/24 :
12/25 :

Key
: - no spend
- necessiary spend
: - blew it
: - eating at home with what we have

[tryingforbaby]

Why must walmart be open on easter? I could have waited... but then tomorrow would not be a no spend day/unbudgeted. NO SPEND = BILLS UP TO DATE

:: April 9: no spending... went home so I didn't have to eat out
April 10: Our one meal a week... dog House deli ($21)It was great! (then blizzards at DQ $10) oh no I just remembered we had ice cream twice!!!!
:April 11: dollar tree $9.36 ... easter items and pregancy tests
:April 12: walmart $73.82 ($30 gas, $7 new refillable water pitcher, $36.82 food)
April 13: goal: walk 2 miles, pay Cox cable, mail out car payment, post office hopefully less then $20
April 14: goal: no spend
April 15: DH payday, car payment arries, gas $30
April 16: PACK A LUNCH AND DINNER
April 17: Budgeted spending go to play at UWF or saturday, pay verizon
April 18: goal: groceries $50, office max $30 (gets repayed)
April 19: goal: no spend
April 20: goal:no spend
April 21: goal: no spend
April 22: goal: no spend
April 23: goal: PACK LUNCH AND DINNER
April 24: goal: spend less then $50 at EWomen confrencee, can I carry in food?
April 25: EWOMEN
April 26: Avon arrives I think $20
April 27: Meal out with hubby Waffel House?
April 28: goal: no spend, Final Exam
April 29: goal: Final Exam
April 30: goal: no spend
April 31: goal: no spend PACK DINNER AND LUNCH, Final exam! end of semester.

: NO Spend/ bills paid
: Eat at home
budgeted spending

goal
0/2500 to citibank
0/1000 to oost
0/2500 school saving
0/1000 saving

[Ruthiegirl]

Nice no spend day planned. We are headed to the YMCA for some playtime and a swim.


Apr 1 --
Apr 2 --
Apr 3 --
Apr 4 --
Apr 5 --
Apr 6 --
Apr 7 -- and 47.66 for work expenses
Apr 8 --
Apr 9 -- and 16.00 for swim goggles
Apr 10 --
Apr 11 -- and 68.79 at Target
Apr 12 --
Apr 13 --
Apr 14 --
Apr 15 --
Apr 16 --
Apr 17 -- payday
Apr 18 --

No spend --
Budget spending --

307.70/450.00 groceries
132.45 unbudgeted expenses

[KnittingKara]

Originally Posted by PlayaMama

"every time i CHOOSE to spend i am saying NO to savings."

We went a little overboard Easter and the grocery budget is blown for the month ... but I've decide to let it go, go on, and start over again on the 15th when we get paid. I probably wasn't being too realistic about the amound of money I set given the fact that we hosted dinner (which ended up being for 17, hence my last minute panic/overspending!)

I had an unplanned diaper stash spend on Saturday morning, but I'm okay with that because I think I will now have enough diapers to go 2 to 3 days between washing depending on how Max is doing w/ potty learning (both my youngest are in prefolds w/ wool covers ... I knit their covers, but we only ad 18 prefolds w/ two kids so I'm doing diaper laundry every day) That should cut our water bill and electric bill down a bit, but even if it doesn't cut it down by much it will improve my quality of living to not being washing dirty dipes every day

Here's my hopes for the week: a small grocery run, NO fast food, stay away from my favorite online shops for yarn, toys, and homeschooling supplies!

12th - (no spending cuz I was home cooking up all I'd already spent LOL)
13th -
14th -
15th - PAY DAY
16th -
17th -
18th -
19th -

Happy Monday, everyone! Here's to a NO SPEND week!

[dsaucone]

yesterday I bought 2 bags of candy and some plastic easter eggs so we could do a hunt outside. Is this necessary? It was $11 and neither kid got a basket this year. I suppose it's not really necessary, but let me know what you guys think.

1
2
3 H Pay $17 eating out $12 DH video game
4
5 $2 DH snack at work $15 eating out $2 drink and candy bar for DD $10 plants at HD
6
7
8
9 $5 snacks for me and DH at work
10 H Pay $53family trip to the bookstore $20 eating out
11
12 : $11. . . pending approval. . .
13
14
15
16
17 DH Pay
18
19
20
Goals/Totals/Key

No Unnecessary/Unbudgeted Spending 7

Unneeded $136 3/5

: $165 left in the budget.

$100 Savings

[painefaria]

Our goals for APRIL!!!
We would like to pay off our Discover Card (the portion that is accruing interest)
Pay extra on CAR S to hopefully pay it off by 9/09.
Add to savings

340.35/360 for groceries :
69.55/150 for Eating out :
3/8 no spend days :
154.59/200 for Budgeted spending
I am planning for additional spending for
- DS's 2nd Birthday parties (one in PA and one in MA)
- In laws visiting (two dinners out that will not go against the eating out budget)
- Garden Supplies $50 for seed starting supplies, etc



89.32 Unbudgeted Spending :


4/1 - 52.53 Costco, 21.52 Gas S, 74 Car S inspection, 35 Dinner out with Inlaws, 22 Groceries
4/2 - 4 :
4/3 - 63.47 :, 20 Gas Y, 31 :, 40 Yarn Store, 31.77 ALDI :
4/4 - 10 :, 4 :, 45.63 ALDI :
4/5 - :
4/6 -:
4/7 - 16 :
4/8 - :
4/9 - 58.85 :
4/10 - $60 4 organic grass fed chickens, 4lb FRO Chicken Legs, 2dz FR Eggs, 18 Gas Y, 20 :
4/11 - 53.03 Costco, 10.55 11.92 Fabric store
4/12 - 5 :
4/13 -
WOW... this was an expensive weekend. But, we were able to get 4 huge chickens and we obviously are not going to eat them all this week, or even this month. I have started a special diet to help my stomach (SCD see the healing the gut tribe) and now I eat A LOT of produce (not complaining). It is helping so I am not complaining I will probably need to adjust our food budget again until the farmers markets start up and our garden starts producing.