Originally Posted by ShaggyDaddy
I have written about 3 checks in my life, all around 9 years ago.
It astounds me that people still write checks, and barring really old people, I have only had bad business dealings with check writers, the only people who have ever written me checks, did so because they did not actually have the money.
Wow, I write checks all the time! LOL, maybe it's because I'm from New England, though I rarely write them in stores. It's how I pay all my bills, plus the cleaner and anyone who does work on my house doesn't accept credit cards... and it's an old house which ALWAYS needs work.
As another poster said, it's just a personal preference about the bills. It helps me keep track of my finances better when I actually sit down every 2 weeks and write a physical check and balance my checkbook. And as for it being a generational thing, I'm 29 and very techie: I just find it easier to write checks.
As for floating a check, I did it all the time in college, had no idea it was a bad idea. Totally clueless about financial stuff. Sometimes it worked, sometimes it bounced, and then I'd whine about the $25 fee. I'm sure I haven't done it since. I have very occasionally post-dated a check for someone that I trust not to cash it until the date (NOT a utility bill, but an actual person I owe money to for whatever reason, and who agrees to it.)