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~May No-Spend Challenge~ We're tracking our spending and trying hard to spend less. Come Join us! - Page 8

post #141 of 390
Tricia's Totals:

Goals:

Have a $1000 EF (350.06/1000)
Pay off consolidation loan by Jan 2010
Exercise More
Eat Out Less/Pack Lunches More

Types of Spending:

: Unbudgeted/Unnecessary Spending
Budgeted Spending (groceries, gas, rent, hydro, babysitting etc)
No Spending

Totals:

Groceries: 26.11/120
Budgeted Bills: 101.34/1631.10
Gas: 25/120
Unecessary Spending: 5.85
Unbudgeted Expenses: $20.50

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
5/1 - 8.12 (groceries), 12.25 (cat food)
5/2 - 15 (thermometer to make yogurt, ice cream - out of the food budget)
5/3 - No spending because its Sunday
5/4 - 2.99 (bananas for dd's African Class Lunch - took out of the grocery budget) Does gardening count as exercise???
5/5 - $25 (gas), $13 (library fines)
5/6 - No spend
5/7 - No spend
5/8 - $176.34 (Budgeted bills paid), 7.50 (community garden fee - unbudgeted), 5.85 (eating out)
post #142 of 390
Can't type my intro right now, but need to record some stuff....

May 1st: BIG spending! Paper groceries/medicines: $43
Fast food: $1, Baby gym/playmat: $15, Food Groceries: $224, walked one mile
May 2nd: no spend, one mile
3rd: hiked one mile, $6 state park, $1 fast food
4th: one mile
5th, another big spend day here. UGH!
$79 baby supplies, maya wrap, bibs, blankets, washcloths, etc.
$15, paper groceries, $14 food groceries, $4 homeschool, $22 clothes, $8.50 fast food
6th: no spend, walked one mile
7th: no spend, no walk
8th: $37 food, Household $15, DH shorts $43, baby $35 (cloth dipes, miracle blanket) $87 homeschool, $6 kids toys, $ 10 gift, $12 personal care groceries, $15.5 fast food, walked two miles



Tallies:

Baby: $129
Food Groceries: $275
Paper/ personal Groceries: $70
Fast food: $26
Homeschool: $97
Kids: $6
Clothes: $65
Walked 5/8 days
post #143 of 390
...
post #144 of 390
Stayed home today and cleared out the kids' room for a garage sale tomorrow. Hopefully we make some money!!


Types of Spending:

Unbudgeted/Unnecessary Spending
Budgeted Spending
No Spending
: Car Free Day

1. $1,954.84 (AAA insurance renewal - paid 1 yr renters, 6 mo car), DMV car registration, groceries, rent) Expensive day, but no unnecessary spending!!
2.
3.
4. :
5. $290 - preschool; $10.91 disposable diapers for my sick boy (diarrhea + cloth = ewwww)
6. $23.81 groceries
7. $33.88 gas, $41.24 Target (garbage can and more diapers), $10.26 lunch out (cash)
8. :
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.


4/20 No Spend Days
2/5 Let the car rest days
4/20 Stay Out of the Stores
post #145 of 390
05/01:
05/02: $14 Taco Bell
05/03:
05/04:
05/05:
05/06:
05/07:
05/08:

7/20 No spend days
$14/$100 Frivolous spending.
$100/$300 Paid on pellet stove.
post #146 of 390
Thank God this baby is coming in 10 days!

May 1: $2 pizza day at preschool, $295 preschool tuition, $300 mural in kids' bedroom
May 2: Mortgage paid.$4.56 overpriced yummy sugary coffee drink, $3 brownie breakfast for kids, $7 heirloom veggies seedlings, $10 gallon of local strawberries, $6.77 bananas and raw milk.
May 3: $26.37 book, $31.57 bulk order of Dreamfields pasta
May 4: $16.50 insurance autodraft, $35.99 sheets and socks for older kids at BRU, $33.86 baby supplies at Baby Depot, $44.45 at Michael's, and... $13.23 unhealthy lunch at the Barnes and Noble cafe for ds and me
May 5: $12.30 Mickey-Ds, $38.13 household 40.75 groceries $9.42 gas at Costco
May 6: about $ 25 fast food : It was a loooong drive to the pediatric urologist, but I should've had lunch at home.
May 7: $85 household at CVS, $19 groceries, $35.59 Asian takeout. Aaaargh!

Expense categories:

Gas: 9.42/60
Cash: 0/200
Celebrations (kids' birthdays!): 0/300
Babysitter: 0/50
Clothing: 0/50
Preschool Tuition: 295/295
Entertainment: 26.37/50
Groceries: 57.34/300
Eating Out: 95.68/100
Gifts: 0/75
Grooming: 0/50
Holding Costs on house in Seattle: 703.51/704
Cleaner: 0/300
Garden: 7/50
Yard Guy: 0/70
Other household: 540/500
Insurance: 119.80/120
Tax: 0/475 set aside to pay state property taxes due in December
Cable: 0/98
Garbage: 0/53
Gas and Electric: 0/220
Internet and Phone: 0/89
Water: 0/43
Principal Payment on Seattle house: 250/250
Car Loan: 0/661.21

Total: 1921.47/4808 (this is the total amount of take-home $$$ for this month)
--------------------------------------------------------------------------
Goals:

Get this household in the green for May!
post #147 of 390
5/1 - $10 fast food Oops not a great start to the month!
5/2 - $20 raffle tickets at fundraiser, $7 grocery, $30 ordering food
5/3 -
5/4 - $5 coffee out, $10 celebrate dh's new job! :
5/5 - $30 breakfast out to celebrate new job. Time to stop celebrating now!
5/6 - $50 gardening, $28 Target shoes
5/7 - : Finally!
5/8 - :

No spend
: No drive

3/15 no spend
3/15 no drive
$217/400 groceries and household (carried over from April)
$103 not in budget ($40 dividend, $75 discussion board participation)
$50 garden
post #148 of 390
Oh, and awesome job with the CC companies, Hollysmom!

LittleHouse, come back and take my mind off my tanking May budget by telling me all about your fabulous yard sale success!!!
post #149 of 390
Set up a budget, use the cash and envelope system, and record everything here. This will be my fourth month and now a morning doesn't feel complete if I haven't logged on to record my spending.

Type of spending
= budgeted spending
= not budgeted spending
= no spend

What the $ was spent on
: = $ spent on groceries
or : = $ spent on baby or cat
= $ spent on me

Grocery weeks:
May 3 - May 9: 89.50/90
May 10 - May 16: 0/100
May 17 - May 23: 0/100
May 24 - May 30: 0/100

Daily report:
5/1 -
5/2 -
5/3 - 72.00 on :
5/4 - 15.00 on : and 2.50 on ice cream for dh and I
5/5 -
5/6 - 3.00 on and 2.50 on : - stockpile has started
5/7 -
5/8 -
5/9 -
post #150 of 390
Catching up, I finally balanced the books last night again so I could update here. I'm not leaving the house so it should be an easy no spend today I need to get my butt in gear though and start exercising and decluttering more!

This Month:

1. No Spend days - 3/15
2. No more than five unplanned spending days - 1/5
3. Exercise 20 days - 3/20
4. Get rid of 300 items around the house - 0/300

Key:
No Spend
Budgeted spending only
Unbudgeted spending

1: Bought groceries today : Walked to and from the pediatrician to get the baby seen
2: Paid phone/internet bill : Got my butt moving doing spring clean up outside and inside!
3: Grocery shopping to stock up on bulk items
4: Forgot about a doctors appointment and had to take a cab to get there - $20.00
5: Bought shampoo, produce from the farmers market, cleaning supplies, and thank you cards and went out for lunch, but all budgeted money : Walked downtown and back
6:
7:
8: Bought some safe food for the elimination diet I am starting as well as infant probiotics
9:
post #151 of 390
May 1- and : No spend, no drive day.
May 2- $14 on Medicine.
May 3- and : $5 on Artisan bread (yummm!)
May 4- Grocery day, $218 (big monthly trip!!)
May 5- $4 at dollar store, $45 alcohol
May 6- and :
May 7- $24 Canadian tire, potting soil and planters
May 8- and :

May goals:

5/20 No spend days
4/10 No drive days

$223/$500 groceries/food
$24/$100 home/garden
$45/$50 alcohol
$0/$100 gas/transportation
$18/$100 entertainment/hobbies/spending

No spend or only necessary, budgetted spending like groceries, day care, rent, gas, etc.
Budgeted personal expenses only, hobbies, entertainment, etc.
Frivolous spend!- includes going over budget for things like groceries or gas.
: No drive day!
post #152 of 390
anticipated
$40 badger $30 kk

65.89/600 groceries
0/100 pantry stocking
45.00/60 spending money
164.41/80 sundry

5/21 no spend days
4/10 budgeted spend
0/0 non-budgeted spend!!!!

1-
2- 12.97 shipping for tto
3-
4-
5-
6- 51.23 ca baby (sundry), 50.00 butter oil (grocery), 24.19 spry (sundry)
7- eating out 15.89 (groc)
8-
9- 45.00 soap (spending), 18.23 remineralization paste (sundry), 57.79 badger sunblock and lip balm (sundry)
10-
11-
12- grocery shopping
13-
14-
15-
16-
17-
18-
19-
20- leave for trip!!


april 358.07 19
march 517.18 17
post #153 of 390
We had a garage sale and I made $234 on mostly outgrown baby clothes! WOOHOO!!

Then went and spent $68 on clothes and $4.87 on food. Not perfect, no! But at least it was all cash.


Types of Spending:

Unbudgeted/Unnecessary Spending
Budgeted Spending
No Spending
: Car Free Day

1. $1,954.84 (AAA insurance renewal - paid 1 yr renters, 6 mo car), DMV car registration, groceries, rent) Expensive day, but no unnecessary spending!!
2.
3.
4. :
5. $290 - preschool; $10.91 disposable diapers for my sick boy (diarrhea + cloth = ewwww)
6. $23.81 groceries
7. $33.88 gas, $41.24 Target (garbage can and more diapers), $10.26 lunch out (cash)
8.
9. MADE $234 at garage sale! WOO hooOO! Spent $68 on clothes for Birdie and for next garage sale (next month) and $4.87 on food
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.


3/20 No Spend Days
1/5 Let the car rest days
3/20 Stay Out of the Stores
post #154 of 390
May 1- and : No spend, no drive day.
May 2- $14 on Medicine (spending)
May 3- and : $5 on Artisan bread (groceries)
May 4- Grocery day, $218 (groceries)
May 5- $4 at dollar store (spending), $45 alcohol
May 6- and :
May 7- $24 Canadian tire, potting soil and planters (garden)
May 8- and :
May 9- and : $22 Market (groceries)

May goals:

6/20 No spend days
5/10 No drive days

$245/$500 groceries/food
$24/$100 home/garden
$45/$50 alcohol
$0/$100 gas/transportation
$18/$100 entertainment/hobbies/spending

No spend or only unavoidable, budgeted spending like groceries, day care, rent, gas, etc.
Budgeted personal expenses only, hobbies, entertainment, etc.
Frivolous spend!- includes going over budget for things like groceries or gas.
: No drive day!
post #155 of 390
I hope I have a lot more coming. I know I totally went crazy on household stuff, I also forgot that there are 5 Fridays so I get to bump the $ up a bit. Wheww. Picked out pj's for my birthday. And found $5 in my scrubs this morning. I consider that a "gift".

I need to get a hold of this eating out thing.

1
2
3 $6 fast food breakfast
4 $14 arguably necessary meal out $10 nurses week special lunch
5 $2.50 snack at work
6 $4 smoothie on badge at work
7 $16 eating out
8
9
10
11
12 : 21st!
13
14
15 : PAY
16
17
18
19
20
21
22 : PAY
23
24
25
26
27
28
29 : PAY - sister & mom visit
30
31

KEY/GOALS/TOTALS

No unncessary/unneeded spending 4

$51.50

: $141 left in budget.

Savings $64/$500
post #156 of 390
May 1 - $191.52 :, $30 t-shirts for school fundraiser, $13 lunch, $26.95 toys :
May 2 -
May 3 -
May 4 -
May 5 – $33.75 Mother's day cards & gifts, $40 Maple syrup, $40 gas, $13.58 parking at hospital (not budgeted by necessary)
May 6 – $79.03 : (including dh's wine), $82.48 medication for dd3:, $3.82 treat for the girls (taking it out of my fun money)
May 7 – $8.23 lunch with a friend (out of my fun money)
May 8 –
May 9 – $132.66 :, $9.02 movie rentals for date night
May 10 – Mother’s Day
May 11 –
May 12 –
May 13 –
May 14 –
May 15 –
May 16 – Dh’s Birthday
May 17 –
May 18 – DD2’s Birthday
May 19 –
May 20 –
May 21 –
May 22 –
May 23 –
May 24 – My Birthday
May 25 –
May 26 –
May 27 –
May 28 –
May 29 –
May 30 –
May 31 –

= No Spend
= Unbudgeted/Unnecessary Spending
= Budgeted/Necessary Spending

: & Household items: $403.21/$600
Gas: $40/$100
Spending $: $34.07/$50
Unbudgeted/Unnecessary Spending: $56.95
Budgeted/Necessary Spending: $169.81
No Spend Days 4/15
post #157 of 390
May 1st: BIG spending! Paper groceries/medicines: $43
Fast food: $1, Baby gym/playmat: $15, Food Groceries: $224, walked one mile
May 2nd: no spend, one mile
3rd: hiked one mile, $6 state park, $1 fast food
4th: one mile
5th, another big spend day here. UGH!
$79 baby supplies, maya wrap, bibs, blankets, washcloths, etc.
$15, paper groceries, $14 food groceries, $4 homeschool, $22 clothes, $8.50 fast food
6th: no spend, walked one mile
7th: no spend, no walk
8th: $37 food, Household $15, DH shorts $43, baby $35 (cloth dipes, miracle blanket) $87 homeschool, $6 kids toys, $ 10 gift, $12 personal care groceries, $15.5 fast food, walked two miles
9th: walked two miles, no spend



Tallies:

Baby: $129
Food Groceries: $275
Paper/ personal Groceries: $70
Fast food: $26
Homeschool: $97
Kids: $6
Clothes: $65
Walked 7/9 days
post #158 of 390
05/01 Budgeted day: $21.44 gas for car J; $66.52 dinner (it was our eight year anniversary of our first date, so we splurged, but we planned to splurge in advance and budgeted for it).
05/02 budgeted grocery/household spending: $149.47 I plan to seperate this out later in to household and grocery categories but I can't find the receipt right this second.
05/05 budgeted: $20.47 gas for car B; $5.32 at the post office sending a certified letter to the slumlord, however, I am not counting this against me as I plan to dock it from the rent anyhow ; $20 at the ATM taken out for gas for car J.
05/06 : $25.42 at Lowes for ceiling tiles that WILL be reimbursed by the landlord and $28.32 for Mother's Day cards and two small gifts plus gift wrap. This was a spend, I could have gotten this cheaper had I tried.
05/07 Budgted day: $22.74 for two bouquets of flowers for the Moms and $48.20 taking them both out to eat for Mother's Day- had to do it early because of travel/being out of town
05/08 $20 budgeted for my share of a Baby Shower present

I am drowning in medical bills though from the surgery So far this month I have been hit with a ton, and have had to pay half on two so far, resulting in:
Medical bills paid:
$96.51 half of hospital bill
$114.35 half of surgeon's bill
$178.44

And I have a stack to still work through. Wish me luck. I am basically paying what I can, as I just don't have it all up front.

And I have thrown an extra $145 at debt so far this month.

Extra debt paid:
$145

And from the current mail today:
Medical Bills Owed:
$96.50
$114
$69.87
$22.58
$153.00
I have no idea where this money is going to come from

ETA: I just updated after adjusting for the bills I just paid this week.
post #159 of 390
I've got my melons planted - so this baby can come any old time! Mother's Day would be just perfect!

----------------------------------------------------------------------------

May 1: $2 pizza day at preschool, $295 preschool tuition, $300 mural in kids' bedroom
May 2: Mortgage paid.$4.56 overpriced yummy sugary coffee drink, $3 brownie breakfast for kids, $7 heirloom veggies seedlings, $10 gallon of local strawberries, $6.77 bananas and raw milk.
May 3: $26.37 book, $31.57 bulk order of Dreamfields pasta
May 4: $16.50 insurance autodraft, $35.99 sheets and socks for older kids at BRU, $33.86 baby supplies at Baby Depot, $44.45 at Michael's, and... $13.23 unhealthy lunch at the Barnes and Noble cafe for ds and me
May 5: $12.30 Mickey-Ds, $38.13 household 40.75 groceries $9.42 gas at Costco
May 6:
May 7: about $ 25 fast food It was a loooong drive to the pediatric urologist, but I should've had lunch at home.
May 8: $85 household at CVS, $18.34 groceries, $35.59 Asian takeout. Aaaargh!
May 9: $71.71 gas bill autodraft


Expense categories:

Gas: 9.42/60
Cash: 0/200
Celebrations (kids' birthdays!): 0/300
Babysitter: 0/50
Clothing: 0/50
Preschool Tuition: 295/295
Entertainment: 26.37/50
Groceries: 57.34/300
Eating Out: 95.68/100
Gifts: 0/75
Grooming: 0/50
Holding Costs on house in Seattle: 703.51/704
Cleaner: 0/300
Garden: 7/50
Yard Guy: 0/70
Other household: 540/500
Insurance: 119.80/120
Tax: 0/475 set aside to pay state property taxes due in December
Cable: 0/98
Garbage: 0/53
Gas and Electric: 71.71/220
Internet and Phone: 0/89
Water: 0/43
Principal Payment on Seattle house: 250/250
Car Loan: 0/661.21

Total: 1992.52/4808 (this is the total amount of take-home $$$ for this month)
--------------------------------------------------------------------------
Goals:

Get this household in the green for May!
post #160 of 390
Wahoo! We got the contract on the house! : Now we are really trying to see how much $$ we can gather together before the closing. I've been pretty good this week, but we did splurge on Chinese take-out to celebrate getting the contract. I am on track to have an extra bit in my 2-week budget that I can put towards the house, so let's keep our fingers crossed that I'll stay on track.

5/6: Groceries, B'day gifts for dd, gas (all budgeted)
5/7: Gift, hangers & Boggle game ($18)... not budgeted
5/8: $35 Chinese Take-out - Had to celebrate, right?::
5/9: $12 groceries (not necessary, but still in budget)
No-drive day:
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Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › ~May No-Spend Challenge~ We're tracking our spending and trying hard to spend less. Come Join us!