No judgement here, but it puzzles me that people do not safe when the times are good. Than they expect help for their bad choices.
You know, there are times I wish that people who think like this could live in this situation for a day or two - with all of the fear, panic, worry and stress that comes with it. I'm sure your opinion would change then.
People DO save during the good times, but one hospital stay could easily wipe out $10,000 or more. My step father was in the hospital for 1 week, and that took their entire savings (over 30K)