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~June No-Spend Challenge~ We're tracking our spending and saving money! - Page 6

post #101 of 300
6/6/09 at 7:57pm
I want to save more than I spend.

1 Rent $675 Gas $26.63 RoadRunner $49.99 Student Loan $50.00 Entertainment $34.25
2 Eating Out $4.50
3 Eating Out $6
4 Eating Out $17 Copies $.75 Food $8
5 Eating Out $5 Entertainment $25 Food $75
6 Gas $20

TOTAL IN/TOTAL OUT
$997.12/$1063.03
Savings $25/$500
Sponsored Links
post #102 of 300
6/6/09 at 8:42pm
June 1:
June 2:
June 3:
June 4:
June 5:
June 6:

Yesterday, for the first time EVER, I completed a meal plan for the ENTIRE month. This is an enormous achievement for me, as I constantly struggle to even turn out a weekly plan. Hit the grocery store after completing the meal pland and shopping list, and believe we will be set for the next 2 weeks (trying to get back into the bi-weekly habit).

Kim :

JUNE GOALS:
* Schedule workshop - confirmed venue for 10/17
* Less than $25 in frivolous spending: month to date $0
* At least 24 days (no spend or spending w/in budget): 6/24
* NO library fines: month to date $0 / NO parking tickets: $0
* Stay within grocery/eating out budget: $281.63/$500
* ORGANIZE/declutter (lack of organization = spending): 6/24
* Exercise (feeling good = decreased emotional spending): 5/25
* Meal plan created: for the whole month! :
post #103 of 300
6/6/09 at 8:49pm
Thread Starter 
01..
02.. $67 toys and a fancy dress for youngest DD
03.. $7 cake for scrapbook night
04.. , :
05.. $11 Wendy's, then later $20 on pizza
06.. $126 Garage Sales



My Goals:

2/20 No Spend Days
1/5 Let the Car Rest Days :
post #104 of 300
6/6/09 at 10:04pm
June 2009
01: : :
02: : :
03: : :
04: : :
05: :
06: :

: True No-Spend
: Budgeted Spending
Un-Budgeted Spending
: exercise

$82.00/$125.00 gas
$164.23/$325.00 groceries
$33.00/$100.00 restaurants
$40.11/$50.00 mad money
$613.29 credit card payments
$114.55 other spending
post #105 of 300
6/7/09 at 12:18am
June 1st: :
June 2nd
June 3rd :
June 4th
June 5th : $5.78 at Taco Bell
June 6th

We did go price box springs though. We sleep with two twin beds pushed together (with king sized sheets and a blanket you would never actually know from looking at it ) but one sides box springs are damaged and have been forever now. And the springs poked a ton of holes in the actual mattress itself. I have been making do for so long now but after two years I have accepted that it must be replaced. We looked at Goodwill but they only sell them as a set- and aside from the holes, the mattress itself is fine. We found a place that has one for $89. Ugh. I hate to spend that much. I have a mental block against getting it used because of my old job I have this enormous fear of bed bugs. I just don't know what to do at this point. I am letting DH decide. I mean, yes, we have the $100, but it seems like something that isn't needed. But then again I don't really enjoy snuggling in a bed where half of it is way lower than the other Ugh! But my birthday is this month so we can just take that money from what my dinner out and gift would have cost, although we would never have dropped that much on my birthday, maybe half of it.
My Key:
= no spend day- does not count budgeted items like bills for rent, water, etc.
: = exercised for at least a half an hour[/QUOTE]

Quote:
Originally Posted by Smithie View Post
Aaaargh. There is a cop hanging out in my development giving tickets. IN MY DEVELOPMENT. Apparently I did not come to a full and complete stop at a stop sign INSIDE MY DEVELOPMENT. So now I need to find $500 for the damn lawyer, as well as any $$ I might end up owing the state if he doesn't get the ticket dismissed. If I just pay the ticket ($268!) the insurance hike will cost me far more in the long run.
Wow that is crazy expensive for a ticket!!

Quote:
Originally Posted by scrapadoozer View Post
We finally had yard sale success!
Great!
post #106 of 300
6/7/09 at 4:00am
granola_mom- that sucks about the wild creatures we live in the middle of the desert about 2 hours from town and it's awesome!! the only pest i've had is aphids and they only like the kale. is there anyway to put them in something like a cold frame until they get bigger? like, build them a little shelter from that plastic and some small pieces of wood?

smithie- huge bummer about the ticket! can you call and see how much your insurance will go up? is there anyway to take a class and have it not go on your record? i've never had a ticket but my mate did and our insurance didn't go up at all. i'd check before getting a lawyer. OH!! and i had a high-school teacher tell me this one: contest the ticket. and the police schedule is a matter of public record so pick a day your officer is NOT working, chances are they won't bother coming to court on their day off. it's worth a try and you don't need a lawyer for it.

86.50/600 groceries
50.00/100 pantry stocking
8.82/60 spending money
/80 sundry

3/20 no spend days
3/10 budgeted spend
0/0 non-budgeted spend!!!!

1- 8.82 shipping kk
2- 30.00 lunch, groceries
3-
4- 106.50 maple syrup 50 pantry 56.50 groceries
5-
6-


may 181.46 18
april 358.07 19
march 517.18 17
post #107 of 300
6/7/09 at 10:13am
Tricia's Totals:

Goals:

Have a $1000 EF - DONE :
Pay off consolidation loan by Jan 2010
Keep Unnecessary Spending below $50
Eat Out Less/Pack Lunches More

Types of Spending:

: Unbudgeted/Unnecessary Spending
Budgeted Spending (groceries, gas, rent, hydro, babysitting etc)
No Spending

Totals:

Groceries: 67.23/120
Gas: 30/120
Unnecessary Spending: 10.74/50
Unbudgeted Expenses: 1.69


June 1 - 10.03 (cheesecloth and two cans of soup)
June 2 - 5.22 (I need easy to fix meals b4 a night shift.. this is ridiculous)
June 3 - Designated No Spend day
June 4 - No Spend
June 5 - 57.20 (groceries), $5.52 (breakfast) :
June 6 - 30 (gas), 1.69 (Halls.. I hate being sick.. unbudgeted but needed)
June 7 - No Spend its Sunday
post #108 of 300
6/7/09 at 10:24am
6/1 0
6/2 0
6/3 73.28 to TXTAG for tolls for a couple months. budgeted, but a pain in my A$$
6/4 I'm giving today a "meh" I spent about $25 on groceries, yay! But then used dh's credit card for a little more (things that will get eaten, etc, but not necessary) Which isn't awful, he helps with groceries occasionally. The magazine on the other hand.... ;-)
6/5 $0
6/6 $17.66 farmers market (budgeted) $28 milk, eggs, cheese, butter (budgeted, a little over, but will do less at the store this week!
6/7
6/8
6/9
6/10
6/11
6/12
6/13
6/14
6/15
6/16 payday
6/17
6/18
6/19
6/20
6/21
6/22
6/23
6/24
6/25
6/26
6/27
6/28
6/29
6/30 payday
post #109 of 300
6/7/09 at 2:47pm
I am Amy, sah mom to my 2 girls. We carry no debt.
Planned spending:

groceries: 100.58/$550 is my goal this month

farmer's market: $20 a week. Its in my neighborhood, I want to keep our businesses nearby, so I am doing this each and every week.
$18/$100 for June farmers market

fun money: $25 a week. This is for lunches again in my neighborhood, ice cream store etc. When I buy from the local people, 70% of my money goes back into my town, when I buy from the big box maybe 10% does.
34.98/100 for the month Fun money

Key
: no spending
planned spending or fun/farmers market money
: ate what we had on hand or from grocery run
: no car day only walked or biked or public transit


1 ::
2 : : $18/100 for farmers' market
3 : produce/dairy delivery 36.28/550 $18.34/100 fun money
4 ::
5 get paid, mortgage and mc due paid bill/ fun money-3.39 + 13.25 at a yard sale so 34.98/100
6 :: : $20 for fundraising but going to a crop.
7 groceries-$64.30=100.58/550 for the month. $6 dd's allowance
8
post #110 of 300
6/7/09 at 3:25pm
I am hoping to keep my TOTAL spending (not counting 60 lbs. of beef) to under $1500 for June.

June 1st-3rd: Food Groceries: $28
Preschool Swap activity: $25
Piano Lessons: $25
Fast Food: $13
4th: no spend
5th: $120 food groceries, $5 fast food
6th: $30 Father's Day gift for DH, $5 clothes, $12 eat out, $50 kids/homeschool (scored a TON of stuff at used sale), $40 Christmas, $3 library fine

Totals:
Food Groceries: $148
Homeschool/kids: $100
Fast Food: $30
Gifts: $30
Clothes: $5
Christmas: $40

Goals for rest of month as of 6/7/09:
Groceries: $400
Clothes: $30
Kids/new baby: $100
Tithe: $300
Gifts: $50
Eat Out/Entertainment: $100
My Spending $: $25
Household: $100
Christmas: $40
Beef, not counted in the $1500 total: $330
post #111 of 300
6/7/09 at 4:13pm
06/01:
06/02:
06/03:
06/04:
06/05:
06/06: $20 Yard sales.
06/07:

Goals:
6/20 No spend days.
$20/$100 Frivolous spending.
5/6 Diapers sewn from stash fabric & supplies.
post #112 of 300
6/7/09 at 4:51pm
I don't think I'm going to meet my goal of 20 no spend days since I've already spent $ every day this month . Since this is my first month on the no-spend challenge I think I'm going to change my no spend day goal to 15 days. Hopefully I can reach that goal! Today I did all my grocery shopping for the week so maybe I'll rack up some no spend days this week. My main problem is that I make multiple trips to the store a week. Meal planning and making grocery lists would help with that, I'm sure .

June
06/01: 47.55 bulk laundry soap and litter (household), 100.19 groceries, 15.00 takeout tacos (dining out)
06/02: 48.35 groceries, 29.81 vitamins (household)
06/03: 3.50 knitting pattern
06/04: 4.00 treats (budgeted)
06/05: 10.00 wine (grocery budget)
06/06: 30.00 gas for DH
06/07: 33.00 gas for me, 66.00 groceries, 3.00 sandpaper (household), 1.00 batteries non-budgeted: 1.00 balloon, .59 candy bar

Budget for June:
224.54/$400 Groceries
81.36/$120 Household/Personal care
66/$80 Gas
19/$50 Eating out/treats
100/$100 general savings

No spend days goal: 0/15
: Budgeted
: Non-budgeted
post #113 of 300
6/7/09 at 5:04pm
I want to save more than I spend.

1 Rent $675 Gas $26.63 RoadRunner $49.99 Student Loan $50.00 Entertainment $34.25
2 Eating Out $4.50
3 Eating Out $6
4 Eating Out $17 Copies $.75 Food $8
5 Eating Out $5 Entertainment $25 Food $75
6 Gas $20
7 Eating Out $5

TOTAL IN/TOTAL OUT
$1002.12/$1063.03
Savings $25/$500
post #114 of 300
6/7/09 at 6:29pm
June 1:
June 2:
June 3:
June 4:
June 5:
June 6:
June 7:

Have been in nutty organizational mode; passing along and tossing left and right. Have one week before starting a PT WOH gig, and want to simplify and organize the heck out of the homefront to ease transition. Thankfully the kids are onboard, and enjoying the projects (and of course, the rediscovery of long lost toys).

Kim :

JUNE GOALS:
* Schedule workshop - confirmed venue for 10/17
* Less than $25 in frivolous spending: month to date $0
* At least 24 days (no spend or spending w/in budget): 7/24
* NO library fines: month to date $0 / NO parking tickets: $0
* Stay within grocery/eating out budget: $281.63/$500
* ORGANIZE/declutter (lack of organization = spending): 7/24
* Exercise (feeling good = decreased emotional spending): 6/25
* Meal plan created: for the whole month! :
post #115 of 300
6/7/09 at 10:24pm
June 1st: :
June 2nd
June 3rd :
June 4th
June 5th : $5.78 at Taco Bell
June 6th
June 7th : $15.90 at Big Lots. I got a CD holder for work to organize the tons of games and cds we have for the kids. Not a needed item, though.

My Key:
= no spend day- does not count budgeted items like bills for rent, water, etc.
: = exercised for at least a half an hour

We did a balance transfer today to consolodate all three credit cards to one. I think that will help in the long run.

I hope that everyone is doing well
post #116 of 300
6/8/09 at 10:53am
I am hoping to keep my TOTAL spending (not counting 60 lbs. of beef) to under $1500 for June.

June 1st-3rd: Food Groceries: $28
Preschool Swap activity: $25
Piano Lessons: $25
Fast Food: $13
4th: no spend
5th: $120 food groceries, $5 fast food
6th: $30 Father's Day gift for DH, $5 clothes, $12 eat out, $50 kids/homeschool (scored a TON of stuff at used sale), $40 Christmas, $3 library fine
7th: Groceries $13, Chuck-E-Cheese (hubby's idea) $30, Christmas $11

Totals:
Food Groceries: $161
Homeschool/kids: $100
Fast Food: $60
Gifts: $30
Clothes: $5
Christmas: $51

Goals for rest of month as of 6/7/09:
Groceries: $13/ $400
Clothes: $30
Kids/new baby: $100
Tithe: $300
Gifts: $50
Eat Out/Entertainment: $30/$100
My Spending $: $25
Household: $100
Christmas: $11/$40
Beef, not counted in the $1500 total: $330
post #117 of 300
6/8/09 at 11:06am
Yay... I dropped off a bunch of boxes of junk from the basement this morning at the thrift store and didn't even go inside! I was super tempted, too!

May 1-
May 2-
May 3-
May 4-
May 5-
May 6-
May 7- and :

- Personal spending within budget
No spend or necessary spending
Unnecessary spending
: No drive
post #118 of 300
6/8/09 at 11:12am
Quote:
Originally Posted by PlayaMama View Post
granola_mom- that sucks about the wild creatures we live in the middle of the desert about 2 hours from town and it's awesome!! the only pest i've had is aphids and they only like the kale. is there anyway to put them in something like a cold frame until they get bigger? like, build them a little shelter from that plastic and some small pieces of wood?
I tried that too, but all I could afford was to use plastic sheeting and PVC pipes for the frame. Then I weighed down the sides of the plastic using bricks. They still get in, though I think it's the raccoons... they are strong! Last week they pushed down our huge green bin and scattered food around our yard : So I'm just going to give up on growing veggies. Luckily we still have our community garden plot and there's no critters around there.
post #119 of 300
6/8/09 at 11:23am
Well, I should be racking up some serious no-spend days this week, as I am stranded out here in the sticks with no vehicle, until DH buys the part needed to fix the rear brakes! Fortunately, I bought groceries earlier than I needed to, so we are still just fine on food.

I'm glad I've been tracking baby expenses separately, because holy crap, I forgot how expensive disposable diapers, wipes, and breast pads are! : I finally busted out the cloth diapers and wipes last week, but I need to sew myself some cloth breast pads this week too, since the cost of those adds up pretty darn fast, at the rate I'm currently using them.


5/30- $39 gasoline, : walked all over zoo (yay for memberships!)
5/31- $107 groceries, $5 baby wipes
6/1-
2- :
3- , :
4- $20 well-baby co-pay, $78 groceries Aldi’s
5- :, :
6- : :
7-

June goals:

Budgeted:
Groceries /household $185 / $360
Gas $39 / $80
Homeschool $0 / $20
Kid clothing & items $0 / $50
Baby $25 / $20
unbudgeted spending $0 / $20
No spend days 6 / 20 days

Other goals:
: Exercise 4 / 10
: Garden 1 / 10
Declutter/ Deep clean 1/ 5
: Cook from scratch 2 / 5
post #120 of 300
6/8/09 at 11:29am
6/1 0
6/2 0
6/3 73.28 to TXTAG for tolls for a couple months. budgeted, but a pain in my A$$
6/4 I'm giving today a "meh" I spent about $25 on groceries, yay! But then used dh's credit card for a little more (things that will get eaten, etc, but not necessary) Which isn't awful, he helps with groceries occasionally. The magazine on the other hand.... ;-)
6/5 $0
6/6 $17.66 farmers market (budgeted) $28 milk, eggs, cheese, butter (budgeted, a little over, but will do less at the store this week!
6/7 : child support finally got deposited, plus I sold some clothes at resale for 17.50! Will be able to buy new boosters and some other necessary things that were waiting on CS. Spent about $10 on latte and a magazine, out with a friend.
6/8
6/9
6/10
6/11
6/12
6/13
6/14
6/15
6/16 payday
6/17
6/18
6/19
6/20
6/21
6/22
6/23
6/24
6/25
6/26
6/27
6/28
6/29
6/30 payday
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