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~June No-Spend Challenge~ We're tracking our spending and saving money! - Page 8

post #141 of 300
Tricia's Totals:

Goals:

Have a $1000 EF - DONE :
Pay off consolidation loan by Jan 2010
Keep Unnecessary Spending below $50
Eat Out Less/Pack Lunches More

Types of Spending:

: Unbudgeted/Unnecessary Spending
Budgeted Spending (groceries, gas, rent, hydro, babysitting etc)
No Spending

Totals:

Groceries: 67.23/120
Gas: 30/120
Unnecessary Spending: 10.74/50
Unbudgeted Expenses: 1.69


June 1 - 10.03 (cheesecloth and two cans of soup)
June 2 - 5.22 (I need easy to fix meals b4 a night shift.. this is ridiculous)
June 3 - Designated No Spend day
June 4 - No Spend
June 5 - 57.20 (groceries), $5.52 (breakfast) :
June 6 - 30 (gas), 1.69 (Halls.. I hate being sick.. unbudgeted but needed)
June 7 - No Spend its Sunday
June 8 - : 4.17 (breakfast), 11.70 (lunch), 1.69 (Halls), 6.98 (orange juice), 3.25 (tea and donuts) - I HATE being sick
June 9 - 3.23 (tea and donuts)
June 10 - 10.15 (cat litter), : 5.52 (breakfast), 4.42 (tomato plant cage thingies), 6.85 (mustard, clothes pins)

Again i ask... someone pls smack me.. i think when i am sick.. i am lazy...
post #142 of 300
1-$0
2-$8.68 dinner out
3-$54.70 groceries
4-$67.55 food for dh's weekend trip, $47.49 groceries, $10.26 dinner out
5-$0
6-$0
7-$12.47 misc
8-$0
9-$0
10-payday $0
11-
12-payday
13-
14-
15-
16-
17-
18-
19-
20-
21-
22-
23-
24-payday
25-
26-payday
27-
28-
29-
30-

Groceries - $102.19/$300
post #143 of 300
Already over budget on diapers, but am using cloth part-time now and shouldn't need any more sposies until July, since my dear mom gave me a package yesterday, in addition to the one I bought...

5/30- $39 gasoline, : walked all over zoo (yay for memberships!)
5/31- $107 groceries, $5 baby wipes
6/1-
2- :
3- , :
4- $20 well-baby co-pay, $78 groceries Aldi’s
5- :, :
6- : :
7-
8-
9- $11 diapers

June goals:

Budgeted:
Groceries /household $185 / $360
Gas $39 / $80
Homeschool $0 / $20
Kid clothing & items $0 / $50
Baby $36 / $20
unbudgeted spending $0 / $20
No spend days 7 / 20 days

Other goals:
: Exercise 4 / 10
: Garden 1 / 10
Declutter/ Deep clean 1/ 5
: Cook from scratch 2 / 5
post #144 of 300
209.09/600 groceries
50.00/100 pantry stocking
46.87/60 spending money
34.50/80 sundry

5/20 no spend days
6/10 budgeted spend
0/0 non-budgeted spend!!!!

1- 8.82 shipping kk
2- 30.00 lunch, groceries
3-
4- 106.50 maple syrup 50 pantry 56.50 groceries
5- 20.95 shipping mrh spending money, 34.50 phone card sundry, 10.00 groceries
6-
7- 17.10 shipping old co-op order spending money, 97.29 groceries
8- 45.30 mrh groceries
9-
10-
11-

june
may 181.46 18
april 358.07 19
march 517.18 17
post #145 of 300
How does my financial life suck this month? Let me count the ways...

1. $500 to lawyer to deal with traffic ticket
2. As-yet-undetermined amount to fix the car of the young woman I totally merged into entering the mall yesterday. Thankfully, nobpdy was hurt. We weren't going very fast. I won't need to replace the car seats, it was a very minor bump.

BUT HONEST TO GOD, WHAT IS WRONG WITH ME? SHOULD I JUST STOP DRIVING???

<sigh> anyway.....

--------------------------------------------------------------------------
Goals:

Balanced budget each month
122/12,500 set aside for December taxes and mortgage interest

Total June Income: $5450

Total June Spending: $2175.68

----------------------------------------------------------------------------
June 1: $103.30 insurance autodraft, $13.32 groceries, $100 cash, $952.15 mortgage, $24.94 gas
June 2: $75.26 nursing clothes, $42.36 at BRU, $31.33 groceries
June 3: $16.50 insurance autodraft, $113.11 at Costco (groceries, books, father's day gift for dh)
June 4: $200 taken out to pay cleaner, $12.30 Mickey-Ds, $25.00 donation to alma mater
June 5: $100 to open Helen's 529
June 6: $11.53 for something on Amazon,
June 7: $130.25 at Costco,
June 8: $14.25 movie theater concessions (used gift passes for the tickets, paid sitter with some of the cash I withdrew earlier this month).
June 9: $30.56 monthly gas bill, $179.52 quarterly water bill
June 10:
June 11:
June 12:
June 13:
June 14:
June 15:
June 16:
June 17:
June 18:
June 19:
June 20:
June 21:
June 22:
June 23:
June 24:
June 26:
June 27:
June 28:
June 29:
June 30:
post #146 of 300
I am hoping to keep my TOTAL spending (not counting 60 lbs. of beef) to under $1500 for June.

June 1st-3rd: Food Groceries: $28
Preschool Swap activity: $25
Piano Lessons: $25
Fast Food: $13
4th: no spend
5th: $120 food groceries, $5 fast food
6th: $30 Father's Day gift for DH, $5 clothes, $12 eat out, $50 kids/homeschool (scored a TON of stuff at used sale), $40 Christmas, $3 library fine
7th: Groceries $13, Chuck-E-Cheese (hubby's idea) $30, Christmas $11
8th: no spend
9th: $12 fast food, $30 baby, $20 clothing for hubby, household $40
10th: $54 food groceries, $6 baby wipes, $15 paper groceries, $80 co-op groceries
12th: Housesold: 18, clothes $12, kids $4, baby $8, milk $26, fast food, $11

Totals:
Food Groceries: $295/600
Household: $65/100
baby: $44/50
Homeschool/kids: $104/150
Fast Food/entertainment: $83/125
Gifts: $30/70
Clothes: $28/30
Christmas: $51/50
Tithe: $100/300
My Spending: $25

Beef, not counted in the $1500 total: $330
post #147 of 300
I want to save more than I spend.

1 Rent $675 Gas $26.63 RoadRunner $49.99 Student Loan $50.00 Entertainment $34.25
2 Eating Out $4.50
3 Eating Out $6
4 Eating Out $17 Copies $.75 Food $8
5 Eating Out $5 Entertainment $25 Food $75
6 Gas $20
7 Eating Out $5
8 Eating Out $4.50
9 Oil for the car $5
10

TOTAL OUT/TOTAL IN
$1011.62/$1063.03
Savings $25/$500
post #148 of 300
Hi, Im new and I'm back from my first poor attempt in May.
I mostly stay home with my two small children, pregnant with number 3. I want to start to see where all our money is going and how to make a budget. Here we go again. . .

June. . .
7: $10.87(eating out), $1.65(eating out), $2.55(picture printing), $59.51(two mattress pads for the girls beds& 2 dresses for them-clearance), $147.87(groc-costco), razors, bath towel-husband had to have!, freezer bags)
8: $5.97(organic strawberries), $55.52(groc), $9.34(eating out), $3.95(frozen yogurt), $14.95(carwash)$58.36(groc-costco) $20.77(gas-dh car), $4.50(dh-coffee). WHAT A SPENDING SPREE!!!!!!!!!!!!
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post #149 of 300
June
06/01: 47.55 bulk laundry soap and litter (household), 100.19 groceries, 15.00 takeout tacos (dining out)
06/02: 48.35 groceries, 29.81 vitamins (household)
06/03: 3.50 knitting pattern
06/04: 4.00 treats (budgeted)
06/05: 10.00 wine (grocery budget)
06/06: 30.00 gas for DH
06/07: 33.00 gas for me, 66.00 groceries, 3.00 sandpaper (household), 1.00 batteries non-budgeted: 1.00 balloon, .59 candy bar
06/08: :
06/09: 6.78 out to lunch (budgeted)
06/10: 4.99 cheap wine , 3.50 good chocolate bar (had a rough day today. wine and chocolate are needed!), 2.25 watering can (household)

Budget for June:
224.54/$400 Groceries
83.61/$120 Household/Personal care
66/$80 Gas
25.78/$50 Eating out/treats
100/$100 general savings

No spend days goal: 1/15
: Budgeted
: Non-budgeted
: : no spend day!
post #150 of 300
06/01:
06/02:
06/03:
06/04:
06/05:
06/06: $20 Yard sales.
06/07:
06/08:
06/09: $2 onesie & elastic
06/10:

Goals:
8/20 No spend days.
$22/$100 Frivolous spending.
6/6 Diapers sewn from stash fabric & supplies.
post #151 of 300
June 1st: :
June 2nd
June 3rd :
June 4th
June 5th : $5.78 at Taco Bell
June 6th
June 7th : $15.90 at Big Lots. I got a CD holder for work to organize the tons of games and cds we have for the kids. Not a needed item, though.
June 8th
June 9th
June 10th : 4 perfectly good dollars wasted on junk food.
My Key:
= no spend day- does not count budgeted items like bills for rent, water, etc.
: = exercised for at least a half an hour

Quote:
Originally Posted by tricia80 View Post
someone pls smack me across the head...

i am asking nicely...
Only if you hit me back!

Quote:
Originally Posted by PlayaMama View Post
i think last month had me a little cocky. and getting the job did not help because now i'm not quite as concerned about money... get a grip lady!!
I do the same thing every time we get extra money! The comfortable feeling sometimes leads to my spending.

Quote:
Originally Posted by Smithie View Post
How does my financial life suck this month? Let me count the ways...

1. $500 to lawyer to deal with traffic ticket
2. As-yet-undetermined amount to fix the car of the young woman I totally merged into entering the mall yesterday. Thankfully, nobpdy was hurt. We weren't going very fast. I won't need to replace the car seats, it was a very minor bump.

BUT HONEST TO GOD, WHAT IS WRONG WITH ME? SHOULD I JUST STOP DRIVING???

<sigh> anyway.....
Oh no! I am sorry, this has been a rough month for you driving wise!
post #152 of 300
I will record spending here. Regular Bills will not be recorded:

June 1 - $80 Dinner for church crew that moved us, well worth it!
June 2 - $5.50 Annual Dues for Mom's Group
June 3 - made money by doing a 1 hour survey group - $75 CASH
June 4 - $75 Target - We just moved this week so I should have budgeted in some things we needed
June 5 - $10 Breakfast, Snacks
June 6 - Yes, a good day!
June 7 - $20 Lunch/Sitter so I could participate in a church activity
June 8 - Long day, but worth it
June 9 - There is the smile we've been looking for, even resisted Coldstone
June 10 - $5 on coffee

***Finding it hard to hold back. We just moved to a new place and we have no cabinet space (my pantry items are sitting in boxes on the floor) I need to buy some kind of cabinet/storage. We also need seats in the living room (we used to have a roommate and the seating belonged to her) and a dresser for our bedroom (the one we had doesn't fit as we super downsized, trying to sell on Craiglist with no luck!).

Right now we just don't have the money to splurge on these items. I am looking on the free section of Craiglist and on Freecycle but nothing yet.

I need to remind myself of the things we need to do first:

-Get the car looked at, coolant leak (Tomorrow)
-Finish Paying Midwife (Friday)
-Reimburse my sister for money borrowed to move (July)
-Live 2-3 months on DH salary before spending 'extra' money (August)

Hopefully by August I will have found some things for free...the waiting and the clutter might drive me crazy before then.
post #153 of 300
June 1:
June 2:
June 3:
June 4:
June 5:
June 6:
June 7:
June 8:
June 9:
June 10:

Busy, busy schedule preventing shopping - yay!

Kim :

JUNE GOALS:
* Schedule workshop - confirmed venue for 10/17
* Less than $25 in frivolous spending: month to date $0
* At least 24 days (no spend or spending w/in budget): 10/24
* NO library fines: month to date $0 / NO parking tickets: $0
* Stay within grocery/eating out budget: $281.63/$500
* ORGANIZE/declutter (lack of organization = spending): 9/24
* Exercise (feeling good = decreased emotional spending): 8/25
* Meal plan created: for the whole month! :
post #154 of 300
Thread Starter 
Today is the last day of school, so hopefully I can keep us busy around here and not spend more money!

This month is turning spendy on me.

01..
02.. $67 toys and a fancy dress for youngest DD
03.. $7 cake for scrapbook night
04.. , :
05.. $11 Wendy's, then later $20 on pizza
06.. $126 Garage Sales
07.. $42 Scrapbook stuff, curtain tie-backs
08.. $14 diapers
09..
10..

My Goals:

4/20 No Spend Days
1/5 Let the Car Rest Days :
post #155 of 300
June 1 - $80 Dinner for church crew that moved us, well worth it!
June 2 - $5.50 Annual Dues for Mom's Group
June 3 - made money by doing a 1 hour survey group - $75 CASH
June 4 - $75 Target - We just moved this week so I should have budgeted in some things we needed
June 5 - $10 Breakfast, Snacks
June 6 - Yes, a good day!
June 7 - $20 Lunch/Sitter so I could participate in a church activity
June 8 - Long day, but worth it
June 9 - There is the smile we've been looking for, even resisted Coldstone
June 10 - $5 on coffee
June 11 - $450 for new car radiator. This is actually ok as we have money set aside for car emergencies so this isn't dipping into any of our actual budget. We've never used this money before but now I am glad it's there!
post #156 of 300
Planned spending:

groceries: 118.29/550 is my goal this month

farmer's market: $20 a week. Its in my neighborhood, I want to keep our businesses nearby, so I am doing this each and every week.
Farmers market $18/$100 for June

fun money: $25 a week. This is for lunches again in my neighborhood, ice cream store etc. When I buy from the local people, 70% of my money goes back into my town, when I buy from the big box maybe 10% does.
Fun Money 34.98/100 for the month

Key
: no spending
planned spending or fun/farmers market money
: ate what we had on hand or from grocery run
: no car day only walked or biked or public transit


1 ::
2 : : $18/100 for farmers' market
3 : produce/dairy delivery 36.28/550 $18.34/100 fun money
4 ::
5 get paid, mortgage and mc due paid bill/ fun money-3.39 + 13.25 at a yard sale so 34.98/100
6 :: : $20 for fundraising but going to a crop.
7 groceries- $64.30 = 100.58/550 for the month $6 dd's allowance
8 groceries $17.71= 118.29/550
9 farmers market and fun money
10 ::
11 ::
12


This week was not hard, because DD1 just finished school and we had a bunch of planned activities such as dentist appts and get togethers. Also, we are going to the pool which is already paid for so no extra money paid out.
post #157 of 300
Quote:
Originally Posted by Amys1st View Post
This week was not hard, because DD1 just finished school and we had a bunch of planned activities such as dentist appts and get togethers. Also, we are going to the pool which is already paid for so no extra money paid out.
This sounds like a great money saving strategy for the summer!
post #158 of 300
06/01:
06/02:
06/03:
06/04:
06/05:
06/06: $20 Yard sales.
06/07:
06/08:
06/09: $2 onesie & elastic
06/10:
06/11:

Goals:
9/20 No spend days.
$22/$100 Frivolous spending.
6/6 Diapers sewn from stash fabric & supplies.
post #159 of 300
I want to save more than I spend.

1 $26.63$34.25
2 4.50
3 $6
4 $17 $8 Copies $.75
5 $5 $25 $75
6 $20
7 $5
8 $4.50
9 $5
10
11 $3
TOTAL OUT/TOTAL IN
$1449/$1483
:Savings $25/$500

Bills $1183
Gas/Car $78
Eating Out $45
Entertainment $58
Food/Household $83
post #160 of 300
[QUOTE=tricia80;13913294]Tricia's Totals:

Goals:

Have a $1000 EF - DONE :
Pay off consolidation loan by Jan 2010
Keep Unnecessary Spending below $50
Eat Out Less/Pack Lunches More

Types of Spending:

: Unbudgeted/Unnecessary Spending
Budgeted Spending (groceries, gas, rent, hydro, babysitting etc)
No Spending

Totals:

Groceries: 67.23/120
Gas: 30/120
Unnecessary Spending: 10.74/50
Unbudgeted Expenses: 1.69


June 1 - 10.03 (cheesecloth and two cans of soup)
June 2 - 5.22 (I need easy to fix meals b4 a night shift.. this is ridiculous)
June 3 - Designated No Spend day
June 4 - No Spend
June 5 - 57.20 (groceries), $5.52 (breakfast) :
June 6 - 30 (gas), 1.69 (Halls.. I hate being sick.. unbudgeted but needed)
June 7 - No Spend its Sunday
June 8 - : 4.17 (breakfast), 11.70 (lunch), 1.69 (Halls), 6.98 (orange juice), 3.25 (tea and donuts) - I HATE being sick
June 9 - 3.23 (tea and donuts)
June 10 - 10.15 (cat litter), : 5.52 (breakfast), 4.42 (tomato plant cage thingies), 6.85 (mustard, clothes pins)
June 11 - : 5.10 (breakfast)

Well now i have no more money... so no more eating out... i am adding $25 a pay for blow money so i feel less guilty... and yeah being sick totally sucks...

Bunny - *smack* i wish i could be smacked so i learn but alas...
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