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~June No-Spend Challenge~ We're tracking our spending and saving money! - Page 9

post #161 of 300
6/11/09 at 9:29pm
June
06/01: 47.55 bulk laundry soap and litter (household), 100.19 groceries, 15.00 takeout tacos (dining out)
06/02: 48.35 groceries, 29.81 vitamins (household)
06/03: 3.50 knitting pattern
06/04: 4.00 treats (budgeted)
06/05: 10.00 wine (grocery budget)
06/06: 30.00 gas for DH
06/07: 33.00 gas for me, 66.00 groceries, 3.00 sandpaper (household), 1.00 batteries non-budgeted: 1.00 balloon, .59 candy bar
06/08: :
06/09: 6.78 out to lunch (budgeted)
06/10: 4.99 cheap wine , 3.50 good chocolate bar (had a rough day today. wine and chocolate are needed!), 2.25 watering can (household)
06/11: groceries 12.50, personal care items 10.94 , book and toy for DS 5.00 gummi bears .97

Budget for June:
237.04/$400 Groceries
94.55/$120 Household/Personal care
66/$80 Gas
25.78/$50 Eating out/treats
100/$100 general savings

No spend days goal: 1/15
: Budgeted
: Non-budgeted
: : no spend day!
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post #162 of 300
6/12/09 at 10:03am
Quote:
Originally Posted by CityChic View Post
This sounds like a great money saving strategy for the summer!
Yes, a great thing about living in the suburbs is the pools/water parks designed for the community.
http://www.lombardparks.com/PBW.htm

this just opened last week. For my family of 4, its $170 for the season. ITs also a few dollars extra now on the whole towns property taxes, but well worth it. If we go 9 times (that is just me and the girls not DH) we get our money's worth. We will go 3 times a week at least. We also pack a lunch and the kids have their allowance to buy snacks etc if they want.
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post #163 of 300
6/12/09 at 11:51am
And the beat goes on...

My little fender-bender seems to have TOTALED the car I hit. Granted, it was a serious beater before I hit it, but sheesh. Why couldn't it be a little $300 dent fixing situation? I will have to let the insurance pay out. So no $$ out-of-pocket now, but I am screwed come December when my policy renews unless I qualify for accident forgiveness. On the upside, it looks like I can get then dent in my own car fixed if I am so inclined without getting in any more trouble. So maybe I'll do that.

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Goals:

Balanced budget each month
122/12,500 set aside for December taxes and mortgage interest

Total June Income: $5450

Total June Spending: $2942.29

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June 1: $103.30 insurance autodraft, $13.32 groceries, $100 cash, $952.15 mortgage, $24.94 gas
June 2: $75.26 nursing clothes, $42.36 at BRU, $31.33 groceries
June 3: $16.50 insurance autodraft, $113.11 at Costco (groceries, books, father's day gift for dh)
June 4: $200 taken out to pay cleaner, $12.30 Mickey-Ds, $25.00 donation to alma mater
June 5: $100 to open Helen's 529
June 6: $11.53 for something on Amazon,
June 7: $130.25 at Costco,
June 8: $14.25 movie theater concessions (used gift passes for the tickets, paid sitter with some of the cash I withdrew earlier this month).
June 9: $30.56 monthly gas bill, $179.52 quarterly water bill, $11.53 cookies (don't ask, I owed my BIL money, he wanted to be paid in expensive cookies)
June 10: $661.21 car payment autodebit
June 11: Mickey-Ds, paid in cash, $93.87 food and household at Wal-Mart
June 12:
June 13:
June 14:
June 15:
June 16:
June 17:
June 18:
June 19:
June 20:
June 21:
June 22:
June 23:
June 24:
June 26:
June 27:
June 28:
June 29:
June 30:
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post #164 of 300
6/12/09 at 11:57am
1-$0
2-$8.68 dinner out
3-$54.70 groceries
4-$67.55 food for dh's weekend trip, $47.49 groceries, $10.26 dinner out
5-$0
6-$0
7-$12.47 misc
8-$0
9-$0
10-payday $13.95 groceries
11-$9.74 lunch out
12-payday $400 dh's class
13-
14-
15-
16-
17-
18-
19-
20-
21-
22-
23-
24-payday
25-
26-payday
27-
28-
29-
30-

Groceries - $102.19/$300
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post #165 of 300
6/12/09 at 4:43pm
I am hoping to keep my TOTAL spending (not counting 60 lbs. of beef) to under $1500 for June.

June 1st-3rd: Food Groceries: $28
Preschool Swap activity: $25
Piano Lessons: $25
Fast Food: $13
4th: no spend
5th: $120 food groceries, $5 fast food
6th: $30 Father's Day gift for DH, $5 clothes, $12 eat out, $50 kids/homeschool (scored a TON of stuff at used sale), $40 Christmas, $3 library fine
7th: Groceries $13, Chuck-E-Cheese (hubby's idea) $30, Christmas $11
8th: no spend
9th: $12 fast food, $30 baby, $10 clothing for hubby, household $40
10th: $54 food groceries, $6 baby wipes, $15 paper groceries, $80 co-op groceries
12th: Housesold: 18, clothes $12, kids $4, baby $8, milk $26, fast food, $11. $50 legos for kids (HUGE Craigslist box), $31 eat out

Totals:
Food Groceries: $336/650
Household: $58/100
baby: $44/50
Homeschool/kids: $154/150
Fast Food/entertainment: $114/125
Gifts: $30/70
Clothes: $27/30
Christmas: $51/50
Tithe: $100/250
My Spending: $3/$25

Beef, not counted in the $1500 total: $330
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post #166 of 300
6/12/09 at 5:31pm
Quote:
Originally Posted by Amys1st View Post
For my family of 4, its $170 for the season.
So lucky! The Family of 4 pass here is $360!!! UGH! We'd literally have to go every single day to make it worth it -- I just can't imagine. I've budgeted 2-3 days a week at the municipal pool, and then we hit the free pools on the other days if we have time (but I hate them -- they are small and crowded and dirty and half the time the chlorine pumps break while we're there and they send everyone home--I swear all the city council members must go to country clubs or something).
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post #167 of 300
6/12/09 at 8:57pm
okay, chalk up one more no-spend for me : this whole work thing is totally keeping me off the computer spending money! wooo-hooo! all co-op expenses are included so NO MORE NEW ONES!! this is it!! i am cutting myself off!!

expected expenses:
still more klean kanteens 80.00- i freaking LOVE these things, and i love getting them cheaply
shipping for mrh 60.00
shipping for maple syrup 45.00
shipping for gp, soleo, spry 10.00
azure 300.00
bambu 35.00
possibly, a 20# box of himalayan salt...

209.09/600 groceries
50.00/100 pantry stocking
46.87/60 spending money
34.50/80 sundry

6/20 no spend days
6/10 budgeted spend
0/0 non-budgeted spend!!!!

1- 8.82 shipping kk
2- 30.00 lunch, groceries
3-
4- 106.50 maple syrup 50 pantry 56.50 groceries
5- 20.95 shipping mrh spending money, 34.50 phone card sundry, 10.00 groceries
6-
7- 17.10 shipping old co-op order spending money, 97.29 groceries
8- 45.30 mrh groceries
9-
10-
11-
12-

june
may 181.46 18
april 358.07 19
march 517.18 17 [/QUOTE]
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post #168 of 300
6/12/09 at 9:54pm
Tricia's Totals:

Goals:

Have a $1000 EF - DONE :
Pay off consolidation loan by Jan 2010
Keep Unnecessary Spending below $50
Eat Out Less/Pack Lunches More

Types of Spending:

: Unbudgeted/Unnecessary Spending
Budgeted Spending (groceries, gas, rent, hydro, babysitting etc)
No Spending

Totals:

Groceries: 67.23/120
Gas: 30/120
Unnecessary Spending: 10.74/50
Unbudgeted Expenses: 1.69


June 1 - 10.03 (cheesecloth and two cans of soup)
June 2 - 5.22 (I need easy to fix meals b4 a night shift.. this is ridiculous)
June 3 - Designated No Spend day
June 4 - No Spend
June 5 - 57.20 (groceries), $5.52 (breakfast) :
June 6 - 30 (gas), 1.69 (Halls.. I hate being sick.. unbudgeted but needed)
June 7 - No Spend its Sunday
June 8 - : 4.17 (breakfast), 11.70 (lunch), 1.69 (Halls), 6.98 (orange juice), 3.25 (tea and donuts) - I HATE being sick
June 9 - 3.23 (tea and donuts)
June 10 - 10.15 (cat litter), : 5.52 (breakfast), 4.42 (tomato plant cage thingies), 6.85 (mustard, clothes pins)
June 11 - : 5.10 (breakfast)
June 12 - No Spend
June 13 -
June 14 - NO spending on Sunday

Well i have good news.. i went on a job interview because I need another PT job as my current one isn't giving me enough hours to pay off my debts ( I have one good pt one now and a bad one.. make sense?)... and I got it... : I will call on monday and get the logistics but i am very happy... whooo hoooo goooo me...hopefully it will be extra enough every month to give me some real extra cash to pay down my debts and i would like to start saving for a trip next year to Nova Scotia...
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post #169 of 300
6/12/09 at 11:50pm
June 1st: :
June 2nd
June 3rd :
June 4th
June 5th : $5.78 at Taco Bell
June 6th
June 7th : $15.90 at Big Lots. I got a CD holder for work to organize the tons of games and cds we have for the kids. Not a needed item, though.
June 8th
June 9th
June 10th : 4 perfectly good dollars wasted on junk food.
June 11th
June 12th : $52 spent at a local Greek Food Festival. Expensive, yet very yummy
My Key:
= no spend day- does not count budgeted items like bills for rent, water, etc.
: = exercised for at least a half an hour
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post #170 of 300
6/13/09 at 8:19am
06/01:
06/02:
06/03:
06/04:
06/05:
06/06: $20 Yard sales.
06/07:
06/08:
06/09: $2 onesie & elastic
06/10:
06/11:
06/12: $2 stop for drinks on our walk.

Goals:
9/20 No spend days.
$24/$100 Frivolous spending.
6/6 Diapers sewn from stash fabric & supplies.
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post #171 of 300
6/13/09 at 10:46am
I want to save more than I spend.

1 $26.63$34.25
2 4.50
3 $6
4 $17 $8 Copies $.75
5 $5 $25 $75
6 $20
7 $5
8 $4.50
9 $5
10
11 $3
12 $88 $15Video Game DH (he traded in 2 games to knock off about $50)

TOTAL OUT/TOTAL IN
$1552/$1703
:Savings $25/$500

Bills $1183
Gas/Car $78
Eating Out $45
Entertainment $73
Food/Household $171
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post #172 of 300
6/13/09 at 1:39pm
Went on a stock up grocery trip. 1lb bags of pasta were 89 cents. I bought 4 of each type my family likes plus noodles. We are set for several months LOL. We eat pasta at least twice a week so its great to stock up.
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post #173 of 300
6/13/09 at 9:03pm
6/6 $17.33 gardening goodies
6/7 $24.00 farmers market
6/8
6/9
6/10
6/11
6/12 an overdraft charge
6/13

Goals
Save more than I spend!
Savings goal by Aug 15th: $2400.00
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post #174 of 300
6/13/09 at 9:32pm
Tricia's Totals:

Goals:

Have a $1000 EF - DONE :
Pay off consolidation loan by Jan 2010
Keep Unnecessary Spending below $50
Eat Out Less/Pack Lunches More

Types of Spending:

: Unbudgeted/Unnecessary Spending
Budgeted Spending (groceries, gas, rent, hydro, babysitting etc)
No Spending

Totals:

Groceries: 67.23/120
Gas: 30/120
Unnecessary Spending: 10.74/50
Unbudgeted Expenses: 1.69


June 1 - 10.03 (cheesecloth and two cans of soup)
June 2 - 5.22 (I need easy to fix meals b4 a night shift.. this is ridiculous)
June 3 - Designated No Spend day
June 4 - No Spend
June 5 - 57.20 (groceries), $5.52 (breakfast) :
June 6 - 30 (gas), 1.69 (Halls.. I hate being sick.. unbudgeted but needed)
June 7 - No Spend its Sunday
June 8 - : 4.17 (breakfast), 11.70 (lunch), 1.69 (Halls), 6.98 (orange juice), 3.25 (tea and donuts) - I HATE being sick
June 9 - 3.23 (tea and donuts)
June 10 - 10.15 (cat litter), : 5.52 (breakfast), 4.42 (tomato plant cage thingies), 6.85 (mustard, clothes pins)
June 11 - : 5.10 (breakfast)
June 12 - No Spend
June 13 - No Spend
June 14 - NO spending on Sunday
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post #175 of 300
6/13/09 at 10:36pm
I want to save more than I spend.

1 $26.63$34.25
2 4.50
3 $6
4 $17 $8 Copies $.75
5 $5 $25 $75
6 $20
7 $5
8 $4.50
9 $5
10
11 $3
12 $88 $15Video Game DH (he traded in 2 games to knock off about $50)
13 $10

TOTAL OUT/TOTAL IN
$1562/$1703
:Savings $25/$500

Bills $1183
Gas/Car $78
Eating Out $55
Entertainment $73
Food/Household $171
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post #176 of 300
6/14/09 at 1:06pm
June 1:
June 2:
June 3:
June 4:
June 5:
June 6:
June 7:
June 8:
June 9:
June 10:
June 11:
June 12:
June 13:

Just returned from a couple days volunteering w/ Special Olympics Summer Games. No plan to leave the house on this very rainy day; do need to update food spending from our trip - should be minimal.

Kim :

JUNE GOALS:
* Schedule workshop - confirmed venue for 10/17
* Less than $25 in frivolous spending: month to date $0
* At least 24 days (no spend or spending w/in budget): 13/24
* NO library fines: month to date $0 / NO parking tickets: $0
* Stay within grocery/eating out budget: $to update/$500
* ORGANIZE/declutter (lack of organization = spending): 11/24
* Exercise (feeling good = decreased emotional spending): 11/25
* Meal plan created: for the whole month! :
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post #177 of 300
6/14/09 at 3:23pm
I am hoping to keep my TOTAL spending (not counting 60 lbs. of beef) to under $1500 for June.

June 1st-3rd: Food Groceries: $28
Preschool Swap activity: $25
Piano Lessons: $25
Fast Food: $13
4th: no spend
5th: $120 food groceries, $5 fast food
6th: $30 Father's Day gift for DH, $5 clothes, $12 eat out, $50 kids/homeschool (scored a TON of stuff at used sale), $40 Christmas, $3 library fine
7th: Groceries $13, Chuck-E-Cheese (hubby's idea) $30, Christmas $11
8th: no spend
9th: $12 fast food, $30 baby, $10 clothing for hubby, household $40
10th: $54 food groceries, $6 baby wipes, $15 paper groceries, $80 co-op groceries
12th: Housesold: 18, clothes $12, kids $4, baby $8, milk $26, fast food, $11. $50 legos for kids (HUGE Craigslist box), $31 eat out
13th: no spend
14th: $11.50 album, my spending, $100 check to friend, tithe
$10 gift for dad

Totals:
Food Groceries: $336/650
Household: $58/100
baby: $44/50
Homeschool/kids: $154/150
Fast Food/entertainment: $114/125
Gifts: $40/70
Clothes: $27/30
Christmas: $51/50
Tithe: $200/250
My Spending: $14.50/$25

Beef, not counted in the $1500 total: $330
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post #178 of 300
6/14/09 at 4:35pm
Thread Starter 
01..
02.. $67 toys and a fancy dress for youngest DD
03.. $7 cake for scrapbook night
04.. , :
05.. $11 Wendy's, then later $20 on pizza
06.. $126 Garage Sales
07.. $42 Scrapbook stuff, curtain tie-backs
08.. $14 diapers
09..
10..
11..
12..
13.. $40 haircut
14..

My Goals:

7/20 No Spend Days
1/5 Let the Car Rest Days :
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post #179 of 300
6/14/09 at 4:39pm
Thread Starter 
re: community pool as money-saving strategy :

Same Here!!!

Our pool opened yesterday and it is already paid for so I told the kids we are going EVERY. SINGLE. DAY.

And I'm not kidding!!! That pass is expensive so we are going to use it -- I'm going to that pool like it is my job.

We also started a "Playground Challenge" -- we've made a list of a dozen playgrounds in the area that the girls like and we are going to be visiting ALL of them.

I took a milk crate to the library last week and loaded that thing up with books. On rainy days -- they are reading.

I'm trying to keep this summer busy so that I will keep myself out of the stores.

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post #180 of 300
6/14/09 at 5:06pm
I want to save more than I spend.

1 $26.63$34.25
2 4.50
3 $6
4 $17 $8 Copies $.75
5 $5 $25 $75
6 $20
7 $5
8 $4.50
9 $5
10
11 $3
12 $88 $15Video Game DH (he traded in 2 games to knock off about $50)
13 $10
14 $18

TOTAL OUT/TOTAL IN
$1580/$1703
:Savings $25/$500

Bills $1183
Gas/Car $78
Eating Out $55
Entertainment $73
Food/Household $189
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Mothering › Forums › Natural Family Living › The Mindful Home › Frugality & Finances › ~June No-Spend Challenge~ We're tracking our spending and saving money!