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~June No-Spend Challenge~ We're tracking our spending and saving money! - Page 3

post #41 of 300
6/2/09 at 11:19am
Tricia's Totals:

Goals:

Have a $1000 EF - DONE :
Pay off consolidation loan by Jan 2010
Keep Unnecessary Spending below $50
Eat Out Less/Pack Lunches More

Types of Spending:

: Unbudgeted/Unnecessary Spending
Budgeted Spending (groceries, gas, rent, hydro, babysitting etc)
No Spending

Totals:

Groceries: /120
Gas: /120
Unecessary Spending: /50
Unbudgeted Expenses:


June 1 - 10.03 (cheesecloth and two cans of soup)
June 2 - No spend (I am vowing to not spend today)

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post #42 of 300
6/2/09 at 4:08pm
Thread Starter 
I hope they sticky us to the top soon.

I've gotten spoiled -- I'm not used to searching for our thread.

01..
02.. $67 toys and a fancy dress for youngest DD


My Goals:

1/20 No Spend Days
0/5 Let the Car Rest Days :
post #43 of 300
6/2/09 at 4:24pm
Hi! This is my first time joining, and it's with some trepidation . I'm great at making a budget...it's the keeping it that's the hard thing. I hope this group can help keep me accountable .

a. Who you are
I'm Emilie. I'm a SAHM to my 2 1/2 year old DS and my 10 week old DD.

b. Where you are going (your financial goals)
The big goals are to pay off our debt ($1100 medical bills, $2300 car loan, and big big student loan) and start saving for a house down payment.

We have a $1000 emergency fund already, so that makes me feel good.

I'd like to end the month with $ leftover in our checking acct instead of our balance at zero.

c. How you plan to get there

Stick to my budget! Stop making little unecessary purchases on things like coffee, snacks and eating out 'cause even though we don't do it often they still add up. Go with a cash budget for food, household items and gas. I think I'm going to allocated a small amount of cash for eating out so we can keep track of that easier instead of just whipping out the debit card. Meal plan so we won't even have to get takeout for dinner. Make grocery lists and stick to them.
June
06/01: 47.55 bulk laundry soap and litter (household), 100.19 groceries, 15.00 takeout tacos (dining out)
06/02: 48.35 groceries, 29.81 vitamins (household)

Budget for June:
148.54/$400 Groceries
77.36/$120 Household/Personal care
0/$80 Gas
15/$50 Eating out/treats
100/$100 general savings

No spend days goal: 0/20
post #44 of 300
6/2/09 at 5:48pm
I want to save more than I spend.

Rent $675
Gas $26.63
RoadRunner $49.99
Student Loan $50.00
Entertainment $34.25
Eating Out $4.50


Savings $0/$500
post #45 of 300
6/2/09 at 5:57pm
a. Who you are

I'm chloe, sahm to Maaike!

b. Where you are going (your financial goals)

I want to learn to live on less, as I think it's a valuable skill and I want to combat consumerism!~

c. How you plan to get there

Recording spending, sticking to my budget, depositing into sink funds- mostly just trying not to spend money!!

GOALS FOR JUNE:

20 no spend days.
10 no drive days.
NO frivolous spend days!

May 1- $11.94 (groceries), $5 dish detergent, $24 barber scissors (spending)
May 2- $11.27 value village (home), $18.98 dutch toko (groceries)

$24/$100 SPENDING
$11.27/$100 HOME/GARDEN
$35.92/$600 GROCERIES
$0/$50 MAAIKE
$0/50 ALCOHOL
$0/$75 GAS
post #46 of 300
6/2/09 at 6:50pm
June 1st: :
June 2nd
My Key:
= no spend day- does not count budgeted items like bills for rent, water, etc.
: = exercised for at least a half an hour
post #47 of 300
6/2/09 at 8:47pm
06/01:
06/02:

Goals:
2/20 No spend days.
0/$100 Frivolous spending.
0/$500 Car Repair.
3/6 Diapers sewn from stash fabric & supplies.
post #48 of 300
6/2/09 at 8:58pm
Quote:
Originally Posted by mrsbernstein View Post
I am going to be honest...I am a horrible 'no spender'.

HOWEVER, my goal for June is to TRACK the spending. That's it.
This is my goal for June, too. I'm starting here with the hopes of becoming a no-spender sometime. I anticipate spending will go down in the second half of June with the birth of our third child.
post #49 of 300
6/2/09 at 9:13pm
6/1-
6/2-

I need to grocery shop for a couple things soon, but salvaged some chicken from the fridge for dinner tonight along with farmers market potatoes, and greens from our garden at moms house!

I have to send a check for toll fees but will put that on tomorrows, and that is planned spending.
post #50 of 300
6/2/09 at 9:23pm
Thread Starter 
Yeah -- Thanks for stickying us up there Annette!
post #51 of 300
6/2/09 at 10:07pm
June 1:
June 2:

JUNE GOALS:
* Schedule workshop series for September - confirm location + begin initial PR...6/1 - quote request for venue
* Less than $25 in frivolous spending: month to date $0
* At least 24 days (no spend or spending w/in budget): 2/24
* NO library fines: month to date $0 / NO parking tickets: $0
* Stay within grocery/eating out budget: $0/$500
* ORGANIZE/declutter (lack of organization = spending): 2/24
* Exercise (feeling good = decreased emotional spending): 2/30
* Meal plan created: 0/4 weeks
post #52 of 300
6/3/09 at 12:31am
a. Who you are- i'm carrie. here to be accountable for my spending. i don't spend my money on fun stuff, it's always healthy things for my family, good food, dental items for the kids, thrift store finds, and they just add up.

b. Where you are going (your financial goals)- i'm hoping to get a pt job this month and start hitting the savings hard for possible starting school next year. we're going to buy a house within the next few years and i really want to get a larger emergency fund set up.

c. How you plan to get there- i will be frugal for everything this month, no "must-have" unless it really is a must-have. i will NOT let a really good deal take money from me!!!!!


135.00/600 groceries
0/100 pantry stocking
8.82/60 spending money
/80 sundry

0/20 no spend days
2/10 budgeted spend
0/0 non-budgeted spend!!!!

1- 8.82 shipping kk
2- 30.00 lunch, 105.00 maple syrup, groceries
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may 181.46 18
april 358.07 19
march 517.18 17
post #53 of 300
6/3/09 at 12:35am
Tricia's Totals:

Goals:

Have a $1000 EF - DONE :
Pay off consolidation loan by Jan 2010
Keep Unnecessary Spending below $50
Eat Out Less/Pack Lunches More

Types of Spending:

: Unbudgeted/Unnecessary Spending
Budgeted Spending (groceries, gas, rent, hydro, babysitting etc)
No Spending

Totals:

Groceries: /120
Gas: /120
Unecessary Spending: /50
Unbudgeted Expenses:


June 1 - 10.03 (cheesecloth and two cans of soup)
June 2 - 5.22 (I need easy to fix meals b4 a night shift.. this is ridiculous)
June 3 - Designated No Spend day
post #54 of 300
6/3/09 at 1:37am
June 2009
01: :
02: :

Goals:
$0.00/$125.00 gas
$96.81/325.00 groceries
$0.00/100.00 restaurants
$50.00 mad money
$613.29 credit card payments
post #55 of 300
6/3/09 at 2:08am
I will record spending here. Regular Bills will not be recorded:

June 1 - $80 Dinner for church crew that moved us, well worth it!
June 2 - $5.50 Annual Dues for Mom's Group
post #56 of 300
6/3/09 at 10:28am
6/1
6/2
6/3 73.28 to TXTAG for tolls for a couple months. budgeted, but a pain in my A$$
post #57 of 300
6/3/09 at 1:04pm

Unexpected Expenses???

DH just told me this morning that he thinks he needs four new tires on his truck :

This is obviously not in the budget this month. The good news is that he doesn't need them rightnow, and I'm thinking we can make it to July without buying tires, but we will need to buy them eventually. There is a chance one of the tires will blow this month, he does have a spare, but then we will definitely need replacements.

I've asked him to call the discount place and find out how much they are so I can budget them into July. I'm trying to figure out where the money will come from. I'm thinking we need a specific "auto repair fund" that I start putting money into (after all, my car needed almost $1K in transmission work last month ) ... or do you take this kind of thing out of your EF??? Any advice welcome!!!!
post #58 of 300
6/3/09 at 1:57pm
I would take it out of EF as it's safety - but I'd right away work CRAZY HARD to refill the EF.
post #59 of 300
6/3/09 at 4:39pm
Hi, I am Amanda, mama to three, wife to one, with a baby on the way.
I REALLY need to spend less money overall. I am in big trouble with the amount I spend on kids, clothes, food, etc. everything is out of control!!!

I am hoping to keep my TOTAL spending to under $1500 for June, I love these threads!

June 1st-3rd: Food Groceries: $28
Preschool Swap activity: $25
Piano Lessons: $25
Fast Food: $13



Totals:
Food Groceries: $28
Homeschool/kids: $50
Fast Food: $13
post #60 of 300
6/3/09 at 4:52pm
1-$0
2-$8.68 dinner out
3-$54.70 groceries
4-
5-
6-
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10-payday
11-
12-payday
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23-
24-payday
25-
26-payday
27-
28-
29-
30-

Groceries - $54.70/$300
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Tips for Keeping Cloth Diapers in Good Shape?
There Is Not Always a "Fix" For the Difficult Child
10 Things You Don't Need For a New Baby
Mothering › Mothering Discussion Forums › Natural Family Living › The Mindful Home › Frugality & Finances › ~June No-Spend Challenge~ We're tracking our spending and saving money!