~June No-Spend Challenge~ We're tracking our spending and saving money! - Page 5

[PlayaMama]

i got a part time job today!! so of course i celebrated by getting two things from a co-op but it'll be nice to have a good water bottle at my new job


86.50/600 groceries
50.00/100 pantry stocking
8.82/60 spending money
/80 sundry

2/20 no spend days
2/10 budgeted spend
0/0 non-budgeted spend!!!!

1- 8.82 shipping kk
2- 30.00 lunch, groceries
3-
4- 106.50 maple syrup 50 pantry 56.50 groceries
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may 181.46 18
april 358.07 19
march 517.18 17

[FeelingBlessed]

June 1:
June 2:
June 3:
June 4:

For the first time ever I used Evite's option for people to choose a food item to bring to a gathering (Father's Day BBQ). In the past always had the mindset, "If we are hosting we should provide everything", and when people offered I declined. Much less stressful this time around time-wise w/ fewer dishes to prepare, and financially w/ less cash outlay. Yay!

Kim :

JUNE GOALS:
* Schedule workshop series for September - confirm location + begin initial PR...6/1 - tentatively scheduled venue
* Less than $25 in frivolous spending: month to date $0
* At least 24 days (no spend or spending w/in budget): 4/24
* NO library fines: month to date $0 / NO parking tickets: $0
* Stay within grocery/eating out budget: $43.97/$500
* ORGANIZE/declutter (lack of organization = spending): 4/24
* Exercise (feeling good = decreased emotional spending): 4/30
* Meal plan created: 0/4 weeks

[Smithie]

Goals:

Balanced budget each month
122/12,500 set aside for December taxes and mortgage interest

Total June Income: $5155

Total June Spending: 1684.57/5155

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June 1: $103.30 insurance autodraft, $13.32 groceries, $100 cash, $952.15 mortgage, $24.94 gas
June 2: $75.26 nursing clothes, $42.36 at BRU, $31.33 groceries
June 3: $16.50 insurance autodraft, $113.11 at Costco (groceries, books, father's day gift for dh)
June 4: $200 taken out to pay cleaner, $12.30 Mickey-Ds
June 5:
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[Alyantavid]

1-$0
2-$8.68 dinner out
3-$54.70 groceries
4-$67.55 food for dh's weekend trip, $47.49 groceries, $10.26 dinner out
5-
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10-payday
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24-payday
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Groceries - $102.19/$300

[granola_mom]

So I've decided I'm going to go ahead and allow myself to buy a new mattress at the end of the month, so long as I can save an extra $100 or more this month. That's going to be hard- as you can see I cut my budget for spending and home/garden in half. I also cut out my portion of the budget for alcohol. If I stick to this I should be able to save an extra $200, which will take a big chunk out of the $600 price. I do already have all the $ saved but I'd just feel better about it if I could save lots of money to put towards it before spending the cash, less to pay myself back in the long run. A month of famine will be worth it! So I need some support because usually when I deprive myself I break down and go over my budget. Maybe it will be easier because I know there's a big prize at the end, though.

This morning I went to the mall to look at the mattress I'll be getting... I know the mall is a weakness of mine and although I'm good at sticking within my regular budget, I usually do end up buying something there. It's just too tempting with everything laid out in front of you! So I actually put $5 in my wallet in case of emergency and left my debit card at home. It actually worked like a charm!! A couple of time I spotted sales on things (mostly flowers at the side of the road), and thought I should buy it- but too bad I don't have the $ lol! I'm thinking I'll always leave it at home for the rest of the month unless I have a planned purchase like groceries.

My biggest temptation is going to be not buying things for our garden. Maybe I can just try to avoid going back there for the rest of the month... our garden beds are really empty and sad looking and I'm really aching for some more plants.

May 1-
May 2-
May 3-
May 4-
May 5-

$24/$50 SPENDING
$11.27/$50 HOME/GARDEN
$215/$600 GROCERIES
$0/25 ALCOHOL
$28/$75 GAS

[CityChic]

I will record spending here. Regular Bills will not be recorded:

June 1 - $80 Dinner for church crew that moved us, well worth it!
June 2 - $5.50 Annual Dues for Mom's Group
June 3 - made money by doing a 1 hour survey group - $75 CASH
June 4 - $75 Target - We just moved this week so I should have budgeted in some things we needed
June 5 - $10 Breakfast, Snacks

I am not doing so hot over here. This whole moving thing and DH being out of town combo and me being 33 wks pg is overwhelming. Help!

[scrapadoozer]

06/01:
06/02:
06/03:
06/04:
06/05:

Goals:
5/20 No spend days.
0/$100 Frivolous spending.
4/6 Diapers sewn from stash fabric & supplies.

[PNWmama]

My goal is to end the month with a balance in my checking account. I've taken out cash for all my budgeted expenses and will just be using the checking account to pay bills. That *hopefully* will leave us with some $ left in there by the end of the month.

June
06/01: 47.55 bulk laundry soap and litter (household), 100.19 groceries, 15.00 takeout tacos (dining out)
06/02: 48.35 groceries, 29.81 vitamins (household)
06/03: 3.50 knitting pattern
06/04: 4.00 treats (budgeted)
06/05:

Budget for June:
148.54/$400 Groceries
77.36/$120 Household/Personal care
0/$80 Gas
19/$50 Eating out/treats
100/$100 general savings

No spend days goal: 0/20
: Budgeted
: Non-budgeted

[tricia80]

Tricia's Totals:

Goals:

Have a $1000 EF - DONE :
Pay off consolidation loan by Jan 2010
Keep Unnecessary Spending below $50
Eat Out Less/Pack Lunches More

Types of Spending:

: Unbudgeted/Unnecessary Spending
Budgeted Spending (groceries, gas, rent, hydro, babysitting etc)
No Spending

Totals:

Groceries: /120
Gas: /120
Unecessary Spending: 10.74/50
Unbudgeted Expenses:


June 1 - 10.03 (cheesecloth and two cans of soup)
June 2 - 5.22 (I need easy to fix meals b4 a night shift.. this is ridiculous)
June 3 - Designated No Spend day
June 4 - No Spend
June 5 - 57.20 (groceries), $5.52 (breakfast) :

[Amanda Williams]

I am hoping to keep my TOTAL spending to under $1500 for June, I love these threads!

June 1st-3rd: Food Groceries: $28
Preschool Swap activity: $25
Piano Lessons: $25
Fast Food: $13
4th: no spend
5th: $120 food groceries, $5 fast food



Totals:
Food Groceries: $148
Homeschool/kids: $50
Fast Food: $18

[Purple*Lotus]

June 1st: :
June 2nd
June 3rd :
June 4th
June 5th : $5.78 at Taco Bell
My Key:
= no spend day- does not count budgeted items like bills for rent, water, etc.
: = exercised for at least a half an hour

[Om Girl]

June 2009
01: : :
02: : :
03: : :
04: : :
05: :

: True No-Spend
: Budgeted Spending
Un-Budgeted Spending
: exercise

$51.00/$125.00 gas
$164.23/$325.00 groceries
$33.00/$100.00 restaurants
$40.11/$50.00 mad money
$613.29 credit card payments
$114.55 other spending

[PlayaMama]

Originally Posted by granola_mom

My biggest temptation is going to be not buying things for our garden. Maybe I can just try to avoid going back there for the rest of the month... our garden beds are really empty and sad looking and I'm really aching for some more plants.

maybe you could get a couple of seed packets? i know it's not as satisfying as an instant garden like when you buy larger plants but it's so much cheaper and then you have seeds for a few years and hinestly, it feels more satisfying to me to have created the entire plant. plus, most gardens are only just starting to get going, give yours time and i bet it'll fill in. our sunflowers out now almost 3 feet tall and they started from seeds! good luck!



86.50/600 groceries
50.00/100 pantry stocking
8.82/60 spending money
/80 sundry

2/20 no spend days
3/10 budgeted spend
0/0 non-budgeted spend!!!!

1- 8.82 shipping kk
2- 30.00 lunch, groceries
3-
4- 106.50 maple syrup 50 pantry 56.50 groceries
5-
6-
7-
8-
9-
10-
11-
12-
13-
14-
15-
16-
17-
18-
19-
20-
21-
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24-
25-
26-
27-
28-
29-
30-

may 181.46 18
april 358.07 19
march 517.18 17

[Smithie]

Aaaargh. There is a cop hanging out in my development giving tickets. IN MY DEVELOPMENT. Apparently I did not come to a full and complete stop at a stop sign INSIDE MY DEVELOPMENT. So now I need to find $500 for the damn lawyer, as well as any $$ I might end up owing the state if he doesn't get the ticket dismissed. If I just pay the ticket ($268!) the insurance hike will cost me far more in the long run.

Damn damn damn! I somehow survived into my thirties without getting ANY tickets, and now I've gotten two so far this year! Can't they find a better way to raise money? Like, maybe, accepting the UAVing stimulus package?

Oh, and a nice old man who was out walking saw me pulled over with the baby screaming in the backseat, went up to the cop's window to plead with him to let the lady with the baby go and get out of our neighborhood because really, truly, we do not have a safety problem with the stop signs, and wound up with a huge ticket of his own for obstruction or contempt or something. All for talking to the cop for less than one minute in a totally nonthreatening way. Aaaaaaaaargh.

:::::::

Anyhow, there goes my savings for the month...

Goals:

Balanced budget each month
122/12,500 set aside for December taxes and mortgage interest

Total June Income: $5155

Total June Spending: 1709.57/5155

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June 1: $103.30 insurance autodraft, $13.32 groceries, $100 cash, $952.15 mortgage, $24.94 gas
June 2: $75.26 nursing clothes, $42.36 at BRU, $31.33 groceries
June 3: $16.50 insurance autodraft, $113.11 at Costco (groceries, books, father's day gift for dh)
June 4: $200 taken out to pay cleaner, $12.30 Mickey-Ds, $25.00 donation to alma mater
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[granola_mom]

Originally Posted by PlayaMama

maybe you could get a couple of seed packets? i know it's not as satisfying as an instant garden like when you buy larger plants but it's so much cheaper and then you have seeds for a few years and hinestly, it feels more satisfying to me to have created the entire plant. plus, most gardens are only just starting to get going, give yours time and i bet it'll fill in. our sunflowers out now almost 3 feet tall and they started from seeds! good luck!

I wish wish wish I could do that! I tried it many times but there is so much wildlife that visits our yard and they are vicious city animals... between the squirrels, raccoons and rabbits, the seeds are either gone before they even sprout or as soon as the sprout they are chowed down or dug up. The only thing they don't seem to touch are the larger, non-edible plants and sometimes they go freakish and even dig those up. Trust me, I've wasted lots of money trying to start things from seeds! And yes, I've tried natural deterrents but no even if I plant my seeds in SOLID cayenne pepper they don't seem to mind!! :

[scrapadoozer]

Originally Posted by Smithie

Aaaargh. There is a cop hanging out in my development giving tickets. IN MY DEVELOPMENT. Apparently I did not come to a full and complete stop at a stop sign INSIDE MY DEVELOPMENT. So now I need to find $500 for the damn lawyer, as well as any $$ I might end up owing the state if he doesn't get the ticket dismissed. If I just pay the ticket ($268!) the insurance hike will cost me far more in the long run.

Damn damn damn! I somehow survived into my thirties without getting ANY tickets, and now I've gotten two so far this year! Can't they find a better way to raise money? Like, maybe, accepting the UAVing stimulus package?

Oh, and a nice old man who was out walking saw me pulled over with the baby screaming in the backseat, went up to the cop's window to plead with him to let the lady with the baby go and get out of our neighborhood because really, truly, we do not have a safety problem with the stop signs, and wound up with a huge ticket of his own for obstruction or contempt or something. All for talking to the cop for less than one minute in a totally nonthreatening way. Aaaaaaaaargh.

:::::::

Anyhow, there goes my savings for the month...

Wow! That is completely ridiculous! I think that cop needs to find something better to do. I'm sorry.

[scrapadoozer]

We finally had yard sale success!

06/01:
06/02:
06/03:
06/04:
06/05:
06/06: $20 Yard sales.

Goals:
5/20 No spend days.
$20/$100 Frivolous spending.
5/6 Diapers sewn from stash fabric & supplies.

[tricia80]

Playamama - Congrats on the PT job...

Smithie- sorry about the ticket... don't police have better things to do.. you know maybe stop criminals from selling drugs... sheesh

[lactivistmama]

I am going to try yet again LOL.. I always seem to start out good, and then I forget to come on and post.. It really helps when I remember though!

I have to get some $$ saved in the next 3 months so..

6/6 $17.33 gardening goodies




Goals
Save more than I spend!
Savings goal by Aug 15th: $2400.00

[dfunk98]

My Key-
No Spend
Necessary/Planned Spending
Unnecessary Spending
Weekly Money

OK, so I went ahead and bought the donut pan and the 2 books. Then I bought more groceries!! The way I see it, I'm not going grocery shopping for another 2 weeks. I have more than enough food in my pantry, plus stuff to make bread, yogurt, etc. And my CSA pickup is next week, so there's more food, right there. I'm good. Really. No. More. Spending.

6/1- $100 groceries, $30 gas
6/2-
6/3-
6/4- $67 Household (including the 2 books I wanted)
6/5-
6/6-$77 groceries, $30 amazon (donut pan!!)

Goal
No spend 3/14/30 days
Groceries/Household $274/$400