We have a high deductible health plan ($5000/year.) Before we reach the deductible, we pay the negotiated rate for doctor's visits and other care. So, for example, we pay $60 per kid per sick visit to the pediatrician. Today for a variety of reasons I suspected two of my kids had ear infections so I bundled them off to the doctor... and all was well.
Obviously, from a health standpoint this was good news, but it meant that we've got an unexpected $120 bill coming down the pike and I'm again mulling whether or not it would be worth it to invest in an otoscope and/or various other instruments.
What's in your medicine chest? We really don't run to the doctor for every little thing... have your otoscopes and the like saved you money?
Obviously, from a health standpoint this was good news, but it meant that we've got an unexpected $120 bill coming down the pike and I'm again mulling whether or not it would be worth it to invest in an otoscope and/or various other instruments.
What's in your medicine chest? We really don't run to the doctor for every little thing... have your otoscopes and the like saved you money?






