The following link from the American Cancer Society does a good job of explaining risk factors for cervical cancer:
http://tinyurl.com/652ur
Special attention to this quote from that page: "Doctors believe that women must have been infected by HPV before they develop cervical cancer."
Your chance of developing cervical cancer as a virgin is incredibly small. (As a matter of fact, it might be pretty much impossible, and cases of virgins with cervical cancer might have more to do with women falsely reporting that they are virgins, or women who were raped without their knowledge.) I have done my own risk-benefit analysis and come down on the side of "no paps for me." I believe every woman has the right to make this decision for herself. Most women find paps to be "no big deal," so they don't need to worry about it, they can just keep getting them. But for any of us who don't have significant risk factors AND for whom getting them is something we don't really want, we have the right to informed refusal. (Well, I guess EVERYONE has a right to informed refusal, even if they have high risk factors... but I would hope someone w/ any risk factors would not refuse pap screening.)
Now on to what I agree with you on, Talula...
This idea that pap smears cause miscarriage. I don't believe it. They don't. However, because so many women either believe this or think it *could* be true, I don't do paps in the first trimester. Why? Because that's when you're most likely to have a miscarriage anyway. And if I do a pap, and then you miscarry soon thereafter, all the reassurance in the world is never going to erase the thought in your mind that the pap caused the miscarriage, even though it was just a coincidence. It is easy enough to wait until the second trimester when the risk of miscarriage goes down significantly.
P.S. I feel like I should add this, because it is possible someone might read my posts and decide not to get paps. This is a serious decision, because getting a pap is relatively easy, painless for most women, and can save your life. If there is any possible chance that you have or have had hpv at any point, you should get paps. HPV is present in fully 50% of the sexually active American population. If you or your partner has ever had sex with anyone else, ever, at all, you have a good chance of having HPV. (Perhaps not the kind that causes cancer, but it could be.) If you get the cancer-causing HPV and cancer develops, a pap is practically the only way you're going to catch it. Cervical cancer is slow-growing and VERY treatable. If it is caught in time (and there's usually plenty of time, which is why an annual or every-3-year pap is plenty sufficient) you can look forward to a full life, fertility and sexuality intact. Paps are a good thing for the vast majority of women.