Originally Posted by pssimon
Mariacm - just curious what insurance you have? We have BCBS and are trying to determine if the birth assistant we use with BirthCare might be covered. I think some insurances cover it (Kaiser perhaps?) and others don't. If it's not covered, then we can use our Flex Spending Account for it, but we have to budget for it ahead of time..
I have Fed BCBS. Regina told me that BCBS usually pays about $320 IIRC for the birth assistant. From what I understand, that you choose (I gather everyone chooses from BirthCare's list) and then contract and pay the birth ass directly. Then when they bill for your birth and prenatal care, they also bill for the birth assistant. They get paid, then send you the portion that was for the birth assistant. I have to confirm that with the front desk staff at some point, but it made sense. I think of it like them billing for a nurse - but since not all ins covers it, they have you pay up front and get back for your what they can.
We got preg in 2009, so didn't really budget in the Flex account for that, but it looks like when babe is born, it's a Qualifying Life Event for Flex account, and not just for ins. ie. it looks like we can add money to the 2009 flex pot after babe's birth to have enough to cover birth assistant and such (and my expensive prenatals, hopefully, too). If true, that will help bc we definitely underestimated this year's Flex expenses given the preg. Of course, it will come out in big chunks in the last couple paychecks of the year. Babe is due in Nov, so say if we want to add $400 to the Flex money, over 2 pay periods, they'll take out an extra $200 those last two paychecks.Question for you
, pssimon: Any idea if BCBS covers Bradley or other CB education classes? I couldnt' find anything on that...