~July No-Spend Challenge~ We are tracking our spending and trying to save money! Come join us --... - Page 12

[anstar]

spending goals:
Eliminate non-essential purchases.
Uder limit on all reimbursed purchases (for work).
Neccessary spending = $50 a week.
Gas = $30 a week

earning goals:
$100 a day

Driving goal:
less than 100 miles per week.

7/25:: .68 over reimbursment amount, 6.18 on Starbucks,
Weekends don't count for earnings, but $10
7/26: 5.76 groceries, 52.72 clothes for me.
7/27: 2.40 Christmas gifts. Made $105
7/28: 10.36 at postoffice, under limit for reimbursed. Made $86
7/29: NO SPEND! under limit, Made $136
7/30: : 1.65 on soda at work, $5 Christmas gifts. Made $122

[scrapadoozer]

07/01-07/05 Vacation (didn't track spending, probably should have.)
07/06:
07/07:
07/08:
07/09:
07/10:
07/11:
07/12:
07/13:
07/14:
07/15:
07/16:
07/17:
07/18:
07/19: $15 mini golf, $21 Chinese food, $10 fabric, $5 outfit for DS.
07/20:
07/21:
07/22:
07/23:
07/24: $21 Chinese food.
07/25:
07/26:
07/27:
07/28:
07/29:
07/30:

23/15 No spend days.
$72/$100 Frivolous Spending.

[Crunchy*VT*Mom]

Spent money on beach admission today, but it was worth every penny.

At least I didn't buy any ice cream or hot dogs while we were there. We ate food from home.


01.. $13 Chlorine for pool and test strips
02..
03..
04..
05.. $60 birthday party supplies
06..
07.. $5 for a clean bedspread
08..
09..
10.. $17 Lowe's for building supplies
11.. $102 Eating out
12..
13..
14.. $100 birthday party supplies
15.. $67 Pool chemicals
16.. $3.17 postage
17..
18..
19..
20..
21..
22..
23.. $40 haircut
24..
25.. $60 loveseat for the playroom
26..
27..
28..
29.. $52 Fair Tickets
30.. $8 Beach admission
31.. ???

My Goals:

17/20 No Spend Days
0/5 Let the car rest days :

[highlandmum]

Ok! Well, I haven't done very well with putting up all my dates and whatnot this month...but I will do better next month! At least this still helps me stay on budget, even if I'm not doing it right

7/29 (no spend)
7/30 (budgetted spend--spent $18 on veggies from a farm--will be used to make sauerkraut for the fall{we eat a lot of that in the fall} and other stuff)
7/31 (I am going ahead an putting this up for today! Today am going to a yard sale with tons of baby stuff. Planning on spending some money on boy clothes for the new baby. Only have $30 to spend, have it in cash, so that is my budget, and I can't go over)

[Alyantavid]

1-$0
2-$69.36 groceries
3-$14.82 fabric, $11.09 lunch dinner
4-$0
5-$0
6-$0
7-$44.41 groceries/household misc
8-payday $0
9-$0
10-payday $0
11-$0
12-$14.55 dinner out
13-$0
14-$0
15-$0
16-$100 taxi, dinner
17-$10 misc
18-$0
19-$0
20-$0
21-$0
22-payday $51.97 groceries, $27.88 prescription
23-$0
24-payday $32.75 dinner out
25-$0
26-$0
27-$0
28-$32.79 dinner out
29-$108.84 groceries
30-$10.43 groceries, $72.42 dinner out
31-$0

Groceries - $285.01/$300

[scrapadoozer]

07/01-07/05 Vacation (didn't track spending, probably should have.)
07/06:
07/07:
07/08:
07/09:
07/10:
07/11:
07/12:
07/13:
07/14:
07/15:
07/16:
07/17:
07/18:
07/19: $15 mini golf, $21 Chinese food, $10 fabric, $5 outfit for DS.
07/20:
07/21:
07/22:
07/23:
07/24: $21 Chinese food.
07/25:
07/26:
07/27:
07/28:
07/29:
07/30:
07/31: $19 Wendy's

23/15 No spend days.
$91/$100 Frivolous Spending.

[anstar]

spending goals:
Eliminate non-essential purchases.
Uder limit on all reimbursed purchases (for work).
Neccessary spending = $50 a week.
Gas = $30 a week

earning goals:
$100 a day

Driving goal:
less than 100 miles per week.

7/25:: .68 over reimbursment amount, 6.18 on Starbucks,
Weekends don't count for earnings, but $10
7/26: 5.76 groceries, 52.72 clothes for me.
7/27: 2.40 Christmas gifts. Made $105
7/28: 10.36 at postoffice, under limit for reimbursed. Made $86
7/29: NO SPEND! under limit, Made $136
7/30: : 1.65 on soda at work, $5 Christmas gifts. Made $122
7/31: 3.00 for lunch for 5, $54 on shoes for DH, DS2 (desperate) and a future size, Made $10 (there's that end of the month hitting us hard...)

Wednesday I drew up a budget draft and went over it with DH. Today I realized that I spend the entire clothing budget EVERY TIME I go shopping. I've spent $50 on clothes at least 4 times this month. I will excuse myself bc about 1/5 of those purchases were for being behind on clothing purchases and we really needed the stuff (pjs, shoes), but a lot of the rest was "too good of a deal." sigh.

[PlayaMama]

Originally Posted by anstar

but a lot of the rest was "too good of a deal." sigh.

i have a hard time with this too. i just read that it's one of the signs of a shopping addiction, in case you didn't know

as for me, i'm counting this month as good!!! each month i keep getting better and this is the first time i have not overspent every aspect of my budget. in fact, i only overspend spending money by 1.02. it's seriously amazing.

:::::::::

thank you prudence so SO much for starting this. it has made a huge difference in my life.

493.33/600 food
100/100 pantry stocking
80/80 sundry
61.02/60 spending money

20/25 no spend
10/6 budgeted spend
1/0 non-budgeted spend

1- 11.19 shipping co-op, 32.80 mama pads co-op, 10.45 shipping co-op
2-
3-
4-
5-
6-
7- 23.06 mount hope smoked sea salt
8-
9- 4.27 ice cream
10-
11-
12-
13-
14- 150.99 tierra farm
15- 146.87 costco 75.60 farmer's market 30.51 trader joe's
16- 57.63 tierra farm
17-
18-
19- 4.95 ice cream
20- 3.48 shipping mama pads (sm), 50.77 mrh shipping,
21- 40.96 burt's bees
22-
23-
24-
25-
26-
27- 48.68 shipping tierra farm
28-
29-
30- 42.76 crocodile creek for the 1.02 over spending budget
31-


july 105.65 20
june 76.70 17
may 181.46 18
april 358.07 19
march 517.18 17

[Crunchy*VT*Mom]

in fact, i only overspend spending money by 1.02. it's seriously amazing.

Woohoo Carrie! Way to Go! :

I didn't start these no-spend threads...they were going long before I came along -- but they have made a huge difference in my spending too. Which is why I keep them going. These threads helped me pay off 16K in debt.

They keep you focused on financial goals instead of immediate gratification, for me anyway.

:

[Crunchy*VT*Mom]

Our backyard pool is costing us a TON of money this year because of all the rain Vermont has been getting. I'm seriously thinking of posting it on craig's list and selling it.

My kids love it and swim all the time, but we have access to a lot of pools -- neighbors have pools on both sides, my gym pool, their dad's pool at work (university), the lake, and our community pool.

Do we really need one in the back yard?? I'm seriously starting to question this.


01.. $13 Chlorine for pool and test strips
02..
03..
04..
05.. $60 birthday party supplies
06..
07.. $5 for a clean bedspread
08..
09..
10.. $17 Lowe's for building supplies
11.. $102 Eating out
12..
13..
14.. $100 birthday party supplies
15.. $67 Pool chemicals
16.. $3.17 postage
17..
18..
19..
20..
21..
22..
23.. $40 haircut
24..
25.. $60 loveseat for the playroom
26..
27..
28..
29.. $52 Fair Tickets
30.. $8 Beach admission
31.. $18 pool chemicals

My Goals:

17/20 No Spend Days
0/5 Let the car rest days :

[Amanda Williams]

July 1st:
$18 clothes
$142 food groceries
$14 homeschool
$2 gifts
$33 baby
$23 household
2nd: Baby $15
3rd and 4th: No spend
5th: another big grocery day, lots of coupons and good deals!
fast food $14, household $55.50, clothes $20, food $116
7th: fast food $8, $5 clothes, $11 Christmas, $6 baby, $69 co-op
8th: Hubby stocked up on Annie's mac and cheese $30
9th: $69 diapers, $20 groceries, hubby stocked up on more stuff....
10th: $7 fast food, $46 kids homeschool, back to school sales, $9 household, $2 scrap stuff, $4 cereal
11th: $25 Christmas, $15 baby
12th: $97 food groceries, $17 hair cut, $12.50 fast food
13th-16th: $35 household, $83 food groceries, $19 baby, $15 kids, fast food $7, clothes $7
18th: Eating Out $30, Diapers $70
19th-22nd: $25 piano lessons, kids $21, food groceries $143, personal care groceries $22, fast food $8, household 15, clothes $7
23rd: clothes: $28, fast food, $14, food grocery $6, kids $8, $140 stroller
25th: $10 fast food, $12 kids
28th: food groceries $27, fast food $11, clothes $24
29th-31st: $18 fast food, $75 clothes (4 new pairs of pants, DH, undies DD), $10 household

Goals:
Food Groceries: $668/$631
Household: $169.50/$100
baby/stash of cloth new diapers: $352/$150 new double stroller!
Homeschool/kids: $141/$75
Fast Food/entertainment: $139.50/$100
Gifts/Christmas: $38/$75
Clothes: $184/$50
Tithe: $230/$250
Co-op: $69/$70
$2 scrap stuff
Haircut $17

[major_mama11]

OK, I know I'm two days late on this, but I've done this every month since January, so I don't really feel right until I put this up. Here's my final totals on spending for the month. Kinda blew it in several categories. OK, mainly just in spending on myself, which I normally don't do- kinda binged on self spending this month. I think I got it out of my system. Pat on the back for staying way under on grocery spending and also meeting exercise goal! :

6/30- $44 gasoline, $65 groceries, $6 baby wipes $12 gifts :
7/1-
2- $19 Lindsay Brin workout DVD : :
3- : : :
4-
5- $53 groceries, $5 gift

6- $20 dr copay, $5 baby medicine $15 groceries : :
7- :
8- $39 gasoline : :
9- :
10- $23 breast pump $2 ink pen $5 milk :

11
12- : :
13- : $13 Chipotle, $26 Goodwill (: $14 me items, $6 kid shoes, $6 homeschool books) $5 Marshalls kid socks, $33 Target ($4 pacis, $10 pen and papers self, $16 exercise bra self)
14 : :
15- :
16- : : :
17-
18- : : :
19- $105 groceries $5 shirt me
20 : : :
21 : :
22
23 $3 bereavement card $13 groceries $36 gas
24 $9 pickling spices, : $69 sports bra that really works
25 : :
26
27 :
28
29
30 :
31 : $2.50 breakfast at work
-----------------------------------------------------------------------------------
July goals:

Budgeted:
Groceries /household $265 / $360
Gas $119 / $80
Homeschool $6 / $20 (will hit the back-to-school sales this month)
Kid clothing & items $11 / $30
Baby $58 / $20
unbudgeted spending $168 / $20
No spend days 21 / 20 days

Other goals:
: Exercise 13 / 12
: Garden 13 / 10
Declutter/ Deep clean 2 / 7
: Cook from scratch 6 / 7

Total budgeted =$530
Total spent = $627