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~August No-Spend Challenge~ We are tracking our spending and trying to save money! Come join us... - Page 7

post #121 of 344
I made my kids suffer through another day at the pool.

01.. $1 toy at a yard sale
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04.. $13 pizza
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Goals:
5/20 No Spend Days
$122/$600 Grocery Budget
post #122 of 344
Quote:
Originally Posted by AngelBee View Post
Eating out....is this an issue for anyone else?

Part of it is we do not have the proper equipment to bring stuff with us out and about. Also I am not keeping the kitchen stocked with enough stuff. :

I NEED to make a plan but we have been so busy running around.
Ugh....yeah.

I was doing really well, but with Amelia starting Pre-K (along with everything else) this week, I haven't gone grocery shopping and it's completely blowing my plan! You've just got to do it...shop, prep, pre-package, take. And tomorrow I'll be taking my own advice!!!


8/1 $11 birthday gift for friend
8/2
8/3 $9 lunch at McD's :
8/4 $5 lunch at work because I forgot mine :
8/5
8/6
8/7 $5 Dinner at work
post #123 of 344
I KNOW.

This weekend I have to make a menu and a grocery list and get out there and get some stuff for us to eat.

We always make bad choices if I wait until the last minute.
post #124 of 344
08/01: $5 Dunkin' Donuts, $2 snowshoes for dd @ a yard sale.
08/02:
08/03:
08/04:
08/05:
08/06:
08/07:
08/08: $2 vintage linen @ a yard sale

6/20 No-spend days
$9/$100 Frivolous spending
2/6 Diapers made from my stash of fabrics
post #125 of 344
I didn't spend any money today, but I was at Lowe's and a carpet store getting estimates on having our house carpeted (we have hard wood floors right now) and that will be some big $$$ if we decide to do that.

01.. $1 toy at a yard sale
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04.. $13 pizza
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Goals:
6/20 No Spend Days
$122/$600 Grocery Budget
post #126 of 344
Aug1 --
Aug 2 -- 168.00 new toilet
Aug 3 -- 18.59 lunch with mom
Aug 4 --
Aug 5 -- 119.00 blueberries bushes for the garden
Aug 6 --
Aug 7 --
Aug 8 --


Goals:

Pay off credit card 1500/2000
Groceries 126.90/600.00
No sloppy spending!
post #127 of 344
1 - GARAGE SALE: $50 dresser, $3 cards, twine, toy; $39 Pet food
2 - $2 entertainment, $38 pet store
3 - No spend (Sent out cds with prepaid paypal postage)
4 - No spend (If I can avoid the gas station tonight)
5 - $32 new showerhead; $4 milk; $20 gas; $2 lottery
6 - No spend
7 - $5 cake.
8 - GARAGE SALE: $25 swing, diapers, baby clothes. At a second sale, I put back some vintage linens. Don't really need them. Don't really have a place to put them. Yeah me!

We went to the carnival at DD's school today. We had a good time, although she brought home lots of plastic junk. As a plus, we won a raffle for dinner for two at a Mexican restaurant. SO EXCITED! I hear they have great fish tacos.

Tomorrow DD and I will probably go to a movie with free passes and free snacks. Although I may have to go buy more canning jars.
post #128 of 344
doing okay so far

318.35/600 food
11.68/80 sundry
0/60 spending money
100/100 to savings :

7/20 no spend
1/11 budgeted spend
0/0 non-budgeted spend

1- 11.68 nail clippers lip balm, 318.35 groceries trader joe's, costco, wf (don't forget tp is sundry)
2-
3-
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7-
8-


july 105.65 20
june 76.70 17
may 181.46 18
april 358.07 19
march 517.18 17
post #129 of 344
Who you are
I am a new momma to DD Madilyn (4wks) and wife to Chris. I am currently planning on being a SAHM now that Madilyn is here but our finances may dictate that I bring in some sort of income once our savings runs out.

Where you are going
My big goal is to be able to continue to be a SAHM and still be able to keep our household afloat on DH's paycheck as well as pay off our mound of debt while putting $ into our savings and retirement. No small feat when you look at our income and mortgage payment.

How you plan to get there
My goal for the month of August is to create a budget as well as a chart that shows our debts with our progress in paying those off.

My key:
No Spend Day =
Necessary Expense =
Non-Essential Expense =

08/08: $26 produce at farmer's market , $18 takeout (fussy baby foils dinner preparations, hunger ensues)
post #130 of 344
Welcome Madilyn's Mom!

01.. $1 toy at a yard sale
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09.. $33 road race registration
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Goals:
6/20 No Spend Days
$122/$600 Grocery Budget
post #131 of 344
1 - good start!
2 - 1.37 ice cream for dd while we were out picking up freecycle stuff
3 - 1.05 ice cream for dd coming back from babysitting
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7 - 1.59 snack while grocery shopping
8 -
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total
s 6

unnecessary spending $4.01
post #132 of 344
08/01: $5 Dunkin' Donuts, $2 snowshoes for dd @ a yard sale.
08/02:
08/03:
08/04:
08/05:
08/06:
08/07:
08/08: $2 vintage linen @ a yard sale
08/09:

7/20 No-spend days
$9/$100 Frivolous spending
2/6 Diapers made from my stash of fabrics
post #133 of 344
My key:
No Spend Day =
Planned/Necessary Expense =
Unplanned/Non-Essential Expense =

08/08: $26 produce at farmer's market , $18 takeout (fussy baby foils dinner preparations, hunger ensues)
08/09: $33 bought lunch for in-laws (should have split bill) , $71 grocery shopping
post #134 of 344
Grocery Store Day today.

I'm going to give myself a if I buy ONLY food and ONLY what is on my list today.

But going to the grocery store is a land mine for me...I have to be very conscious of what I am buying because other things miraculously appear in my cart.

Wish me luck!
post #135 of 344
We made $100 from our garage sale. Not bad. It's going in our vacation fund.


My Key-
No Spend
Necessary/Planned Spending
Unnecessary Spending

8/1- $50 on fundraiser for World Breastfeeding Week
8/2- $70 on dinner for dh's 30th birthday
8/3- $45 on groceries
8/4-
8/5- $23 on groceries
8/6- $9 on flyers for garage sale
8/7-
8/8-
8/9-


Goal
No spend 4/14/30 days
Groceries/Household $68/$100
Vitamix Money $0/$400
post #136 of 344
Quote:
Originally Posted by Crunchy*VT*Mom View Post
Grocery Store Day today.

I'm going to give myself a if I buy ONLY food and ONLY what is on my list today.

But going to the grocery store is a land mine for me...I have to be very conscious of what I am buying because other things miraculously appear in my cart.

Wish me luck!
This happens to me but I can forgive myself if it's something on sale that I would normally use. Grocery stores are usually a land mine for me also but I've been trying to curb that!

Good luck VTmom!
post #137 of 344
a. Who you are - Aileen, wife to hubby, part time stepmom to 11 year old girl and 16 year old boy.

b. Where you are going (your financial goals) - long term: be debt free by this time next year (medical bills, one cc and one car payment), continue building up savings/retirement cushion. short term: work on reducing grocery budget and unnecessary spends.

c. How you plan to get there - get an online budget tracker such as Quicken because what I'm doing now is NOT doing the trick.

Legend:
Necessary spend
: Unnecessary spend
No spend

August
1. : um, got off on the wrong foot, bought a starbucks frappacino. gas, grocery store (getting better at trying to eliminate frivolous spending here), petsmart (fish to replace some we lost).
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6. took a day off work to go to water park with daughter and grandbabies but my power went out and i didn't want to leave kitty alone in the 100 degree heat! a/c came back on before it got too unbearable but timing wasn't right anymore so i just went to dd's house and visited with her there. didn't spend any money!
7.
8. necessary spends - grocery store, gas, walgreen's (bought some chocolate. isn't this a necessary spend, though? ) goodwill (crossword puzzles for dh i consider necessary cuz at least he'll do them while watching tv; also a couple of little juice glasses which are hard to find anymore), wine store (we buy the boxes which are cheaper), best buy (wireless printer for the laptop).
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post #138 of 344
Oh this month is testing my mettle!! First we have plumbing fiasco, and then low and be-hold, DH loses his keys while they were subbing as a baby toy/distraction. Seriously!!! Please universe - less random expenses would be nice

08/01: :
08/02: Groceries $324 (ala costco)
08/03:
08/04: $412.57 for plumber to tear all roots in our main water drain
08/05: $ 2.50 for soda
08/06: $1.25 soda
08/07: $74.75 - groceries & $15.00 for replacement keys for DH
for both cars
08/08: Got lunch out for fam $19.02, but came out of budget $$
08/09: :
08/10: free salad for lunch! YUM


Goals:
No Spending: :
Dining out: 0/2 :
Splurges: 0/3 :
On budget: 7/25
Emergencies: (new one Thanks plumbing!)

Overall Montly goal - Have $100 extra bucks to set aside for Savings/CC or etc.
post #139 of 344
I'll post my intro tomorrow, gotta get my feet up, 38 weeks pregnant.

August 1st-3rd: clothes, shoes for kids, $74, food groceries $63, makeup $27 (only buy this twice a year)
4th: $29 baby gift for brother
5th+6th: $66 food groceries, $15 fast food, $12 clothes, $6 kids, $30 baby
$26 Christmas gift for parents
$18 food groceries
10th: $10 kids, doll sling for DD
13th: $42 diapers, $95 co-op, $30 food groceries, hubby

We had our baby on Friday, so my spending should be down over the next few weeks... we'll see how that goes.


Totals:

Food Groceries: $272
Clothes, Shoes: $86
Makeup : $27
Fast Food: $15
Kids/Homeschool: $16
Baby/Cloth Diapers: $72
Gifts: $55
Tithe: $100
post #140 of 344
Hot here today. We took a late afternoon trip to the pool and it was heavenly. Money spent, but I was super frugal with our groceries this week and I was able to squeak another $100 to the cc. That cc is going down in 10 days when we get paid again.

Aug1 --
Aug 2 -- 178.08 new toilet
Aug 3 -- 18.59 lunch with mom
Aug 4 --
Aug 5 -- 119.78 blueberries bushes for the garden
Aug 6 --
Aug 7 --
Aug 8 --
Aug 9 --
Aug 10 -- $9 pool fee

Goals:

Pay off credit card -- 1200/2000
Groceries -- 139.72/600.00
Extra big expenses this month -- 178.08 (toilet), 119.78 (garden)
No sloppy spending!
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