a. Who you are - Aileen, wife to hubby, part time stepmom to 11 year old girl and 16 year old boy.
b. Where you are going (your financial goals) - long term: be debt free by this time next year (medical bills, one cc and one car payment), continue building up savings/retirement cushion. short term: work on reducing grocery budget and unnecessary spends.
c. How you plan to get there - get an online budget tracker such as Quicken because what I'm doing now is NOT doing the trick.
: Unnecessary spend
: um, got off on the wrong foot, bought a starbucks frappacino.
gas, grocery store (getting better at trying to eliminate frivolous spending here), petsmart (fish to replace some we lost).
took a day off work to go to water park with daughter and grandbabies but my power went out and i didn't want to leave kitty alone in the 100 degree heat! a/c came back on before it got too unbearable but timing wasn't right anymore so i just went to dd's house and visited with her there. didn't spend any money!
necessary spends - grocery store, gas, walgreen's (bought some chocolate. isn't this a necessary spend, though?
) goodwill (crossword puzzles for dh i consider necessary cuz at least he'll do them while watching tv; also a couple of little juice glasses which are hard to find anymore), wine store (we buy the boxes which are cheaper), best buy (wireless printer for the laptop).