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~August No-Spend Challenge~ We are tracking our spending and trying to save money! Come join us... - Page 8

post #141 of 344
Got another diaper made! No plans to spend today...

08/01: $5 Dunkin' Donuts, $2 snowshoes for dd @ a yard sale.
08/02:
08/03:
08/04:
08/05:
08/06:
08/07:
08/08: $2 vintage linen @ a yard sale
08/09:
08/10:

8/20 No-spend days
$9/$100 Frivolous spending
3/6 Diapers made from my stash of fabrics
post #142 of 344
Congrats on the new baby, Amanda!
post #143 of 344
Woohoo Amanda!!!! : Congratulations!!!! Enjoy your babymoon!!!
post #144 of 344
Normally I post now -- during naptime -- but I'm going to hold off until everyone goes to bed.

We still have to go to the grocery store and I want to hold a successful no-spend posting on here as my carrot to keep me from putting bad stuff in the cart.

See you at bedtime.
post #145 of 344
: Back on track!!! I spent the weekend making, ahem, "creative" meals. We also went to a party yesterday afternoon, so none of us were very hungry for dinner. I finally went grocery shopping today and stocked up on EVERYTHING. I grabbed a bunch on "Manger Specials" (things close to exp date or with damaged packaging) and have planned the weeks meals around that. I also found that going shopping early (right after dropping Amelia at school) gave me the BEST "Manger Special" selection! (I know this is obvious....I'm a late sleeper and have been living in denial)



8/1 $11 birthday gift for friend
8/2
8/3 $9 lunch at McD's :
8/4 $5 lunch at work because I forgot mine :
8/5
8/6
8/7 $5 Dinner at work
8/8
8/9
8/10
post #146 of 344
Whew. Made it.

01.. $1 toy at a yard sale
02..
03..
04.. $13 pizza
05..
06..
07..
08..
09.. $33 road race registration
10..
11..
12..
13..
14..
15..
16..
17..
18..
19..
20..
21..
22..
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24..
25..
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30..
31..

Goals:
7/20 No Spend Days
$122/$600 Grocery Budget
post #147 of 344
Quote:
Originally Posted by Ruthiegirl View Post

Pay day today. I was able to send $1500 to the cc! Hooray! Of course, we will be eating rice and beans all month to make the budget work, but it is worth it.
!
Good for you!! WOW!
post #148 of 344
My key:
No Spend Day =
Planned/Necessary Expense =
Unplanned/Non-Essential Expense =

08/08: $26 produce at farmer's market , $18 takeout (fussy baby foils dinner preparations, hunger ensues)
08/09: $33 bought lunch for in-laws (should have split bill) , $71 grocery shopping
08/10: $238 Costco & $83 TJ's, food staples usually do a bi-monthly at TJ's and every 6 weeks at Costco. $14 Walgreens
post #149 of 344
I've been terrible at updating, but just knowing this thread exists has been a great help for me!!!

Had a pretty good weekend. Usually we go out to eat a time or two (nothing expensive, but still wasteful spending) and blow some money at Target. Friday I went grocery shopping (and did really well!) and Saturday DH took DS fishing (free fun!) and I took DD out and about. We were going to go to Once Upon a Child to look for a new toy for her (she's 6 months old and needs something a little more interactive than what we have) but she fell asleep so I splurged on a huge Diet Coke at McDonalds and parked in the shade and talked to my mom on the phone. It was nice and under $2 so I felt like it was a great treat.

Saturday night we planned on going to the county fair- we knew DS had had fun playing the games at the county fair in our old state, but this one was the LAMEST fair I've ever seen! We bought a big iced tea from Sonic (cheaper) before we went in but told ourselves that we would splurge on a funnel cake. They had no food vendors or games, just 'big kid' rides! So, we didn't spend any money (but it was really disappointing for DS. lol) Then we splurged on some DQ for DH and some Starbucks for me. I've been making my own "fancy" coffee at home and really should have been more patient. Blah.

Sunday I cooked FIVE turkey breats. Like, over 35 lbs of meat. : I made enchiladas, chili, tortilla soup, turkey noodle soup, shredded BBQ "chicken" sandwiches, meat for fajitas, and turkey pot pie and still have two HUGE plates of turkey meat for DH's lunches. At only 88 cents a pound I had to do it. (Plus, I'm so excited I won't have to cook for two weeks! I think I'll do this every week from now on!!)

Then my sister bought DS some window paint for his bday. We put a towel down next to the sliding glass door but he squeezed the tube and the top popped off and it went ALL over the carpet. We steam cleaned it but it won't come up. Then DH went to the store and bought a TWELVE DOLLAR can of carpet cleaner (after we tried everything we had in our house) and it did NOTHING to fix it. Blah.

Today we spent $1.25 on 18 eggs at the store and then went to the local park. Hooray!

I'm trying to buckle down this month and truly only purchase what I need to.


Spent according to budget
Blew the budget
: Nothing spent! No driving! Nada nada nada!

I can't remember the first two days of August, so I'll start with Monday the 3rd.
3: Bought a few things at the grocery store. Made a basically-free dinner (trout DH caught, mashed potatoes w/ ingredients I already had)
4: Didn't go anywhere, didn't spend money, made a yummy dinner out of things I already had at home (including adding herbs to a really yucky spaghetti sauce I had in the fridge.
5: Bought postage to send the card my kids made for my dad's bday, about $5 at McDonald's (lunch for DS and I, and an ice cream cone. And entertainment for over an hour for DS!) and about $35 at the grocery store, where I got some great deals (but did splurge on some letter tater tots for DS, who has recently learned the alphabet and was very excited about them).
6: Didn't buy anything at the farmer's market. Played at the park and made dinner with things we had around the house (and DH loved it!)
7: Grocery shopping- did well!
8: A bit of driving and a tiny splurge for DH and me (DQ and Starbucks) but not too bad
9: $12 on stupid carpet cleaner
10: $1.25 on eggs, no 'real' driving (just to the park!)
post #150 of 344
Although there is a nice string of here, fairly certain we are running through this month's groceries/eating out budget too quickly. Need to tally asap and CREATE A DARN MEAL PLAN!

Kim :

Aug. 1: $79 at Goodwill (2 dresses, 2 shirts for DH, + about 15 exceptionally cool floor puzzles/wooden toys/board games/art stuff for kiddos)
Aug. 2:
Aug. 3:
Aug. 4:
Aug. 5:
Aug. 6:
Aug. 7:
Aug. 8:
Aug. 9:
Aug. 10:

: 9/27 (no spend/spending w/in budget)
Groceries/Dining Out: $237.03/$500
post #151 of 344
Aug1 --
Aug 2 -- 178.08 new toilet
Aug 3 -- 18.59 lunch with mom
Aug 4 --
Aug 5 -- 119.78 blueberries bushes for the garden
Aug 6 --
Aug 7 --
Aug 8 --
Aug 9 --
Aug 10 -- $9 pool fee
Aug 11 --
Aug 12
Aug 13
Aug 14


Goals:

Pay off credit card -- 1200/2000
Groceries -- 139.72/600.00
Extra big expenses this month -- 178.08 (toilet), 119.78 (garden)
No sloppy spending!
post #152 of 344
Quote:
Originally Posted by Bookworm715 View Post
Good for you!! WOW!
Thanks! Though after paying for a new toilet and some blueberry bushes our payment was closer to $1200, but still amazing progress. Dh and I are both putting in long hours to make it possible, but I am determined to get rid of this debt this month.
post #153 of 344
01.. $1 toy at a yard sale
02..
03..
04.. $13 pizza
05..
06..
07..
08..
09.. $33 road race registration
10..
11..
12..
13..
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16..
17..
18..
19..
20..
21..
22..
23..
24..
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27..
28..
29..
30..
31..

Goals:
7/20 No Spend Days
$122/$600 Grocery Budget
post #154 of 344
a. Who you are - Aileen, wife to hubby, part time stepmom to 11 year old girl and 16 year old boy.

b. Where you are going (your financial goals) - long term: be debt free by this time next year (medical bills, one cc and one car payment), continue building up savings/retirement cushion. short term: work on reducing grocery budget and unnecessary spends.

c. How you plan to get there - get an online budget tracker such as Quicken because what I'm doing now is NOT doing the trick.

Legend:
Necessary spend
: Unnecessary spend
No spend

August
1. : um, got off on the wrong foot, bought a starbucks frappacino. gas, grocery store (getting better at trying to eliminate frivolous spending here), petsmart (fish to replace some we lost).
2.
3.
4.
5.
6. took a day off work to go to water park with daughter and grandbabies but my power went out and i didn't want to leave kitty alone in the 100 degree heat! a/c came back on before it got too unbearable but timing wasn't right anymore so i just went to dd's house and visited with her there. didn't spend any money!
7.
8. necessary spends - grocery store, gas, walgreen's (bought some chocolate. isn't this a necessary spend, though? ) goodwill (crossword puzzles for dh i consider necessary cuz at least he'll do them while watching tv; also a couple of little juice glasses which are hard to find anymore), wine store (we buy the boxes which are cheaper), best buy (wireless printer for the laptop).
9.
10.
11. : i KNEW i shouldn't have gone out to lunch with my coworker. she went to bath & body works (i knew this before hand) and of course i HAD to buy something there. grrr. and then bought lunch at chickfila when i had brought a perfectly good lunch of leftovers.
12.
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15.
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post #155 of 344
I had to leave my purse at home this afternoon because I knew if I had it with me we would be buying ice cream at the pool.

Having no money with me seems to be doing the trick for me these days.
post #156 of 344
8/1 $11 birthday gift for friend
8/2
8/3 $9 lunch at McD's :
8/4 $5 lunch at work because I forgot mine :
8/5
8/6
8/7 $5 Dinner at work
8/8
8/9
8/10
8/11


I'm on a roll!!! Today after dropping DD off at school we went to the park and walked 3 miles. Then I came home and cooked tonight's dinner. And I had all the stuff out and the stove on so I went ahead and made tomorrow's dinner!

Feeling good!
post #157 of 344
I know it is close to the middle of the month, but I am going to do this. I have done it last year and early this year, and have to get our spending under control so....
I am Vicki, have 4 girls, and we have just paid off (almost all) the last of our debt. I will admit I impulse buy, and buy way more "stuff" than we need. I am much better than I use to be though.
Saving for short term goals right now, travel for my step-brother's wedding and a vacation right after that, paying for 2 new tires, "fun stuff" at the end of this month while we have family in town.

I am going to start the month off as of August 6th- up until this point this month as been mostly school related supplies, we homeschool, and regular groceries, etc.

My key...
No Spend Day :
Necessities/Low Spend Day :
Over budget- frivolous spending :

August 6th- :
August 7th-:
August 8th- School supplies over tax free weekend $120
August 9th- :
August 10th- Sam's $96, Homeschool Used Curriculum Sale $35
August 11th- Farmer's Market $50, CVS $2.41, Gas $27
August 12th-
13th-
14th-
15th-
16th-
17th-
18th-
19th-
20th-
21st-
22nd-
23rd-
24th-
25th-
26th-
27th-
28th-
29th-
30th-
31st-
post #158 of 344
anticipated spending
cheese making supplies 75.00
solstice shopping 75.00
fan for freezer 115.00

318.35/600 food
11.68/80 sundry
0/60 spending money
25/100 to savings

10/20 no spend
1/11 budgeted spend
0/0 non-budgeted spend

1- 11.68 nail clippers lip balm, 318.35 groceries trader joe's, costco, wf (don't forget tp is sundry)
2-
3-
4-
5-
6-
7-
8-
9-
10-
11-

july 105.65 20
june 76.70 17
may 181.46 18
april 358.07 19
march 517.18 17
post #159 of 344
We decided the way to force ourselves to pay off debt is to pay as much as we physically can, and then basically be stuck for two weeks (between paychecks) with no money. It works well, but isn't a lot of fun (though it's getting better!)

We had literally $6 for the next 12 days, which was stressing me out. I realized DS didn't have enough snacks and he was acting SO hungry today. Then I checked our bank account and saw that we'd been refunded $30 from our old car insurance company (we just switched companies). Hooray! Went to the grocery store for some staples and have about $20. I'll probably need some gas, but other than that we don't really need anyhing. It's great to have a cushion besides our emergency fund.

Something that I've found very helpful- sometimes, cheap dinner ideas don't sound great to me, so I've started baking a lot more. DH and I don't mind as much if we're eating something cheap but 'blah' if we get something sweet afterwards. I made lemon bars today and they were so cheap to make!

Spent according to budget
Blew the budget
: Nothing spent! No driving! Nada nada nada!

I can't remember the first two days of August, so I'll start with Monday the 3rd.
3: Bought a few things at the grocery store. Made a basically-free dinner (trout DH caught, mashed potatoes w/ ingredients I already had)
4: Didn't go anywhere, didn't spend money, made a yummy dinner out of things I already had at home (including adding herbs to a really yucky spaghetti sauce I had in the fridge.
5: Bought postage to send the card my kids made for my dad's bday, about $5 at McDonald's (lunch for DS and I, and an ice cream cone. And entertainment for over an hour for DS!) and about $35 at the grocery store, where I got some great deals (but did splurge on some letter tater tots for DS, who has recently learned the alphabet and was very excited about them).
6: Didn't buy anything at the farmer's market. Played at the park and made dinner with things we had around the house (and DH loved it!)
7: Grocery shopping- did well!
8: A bit of driving and a tiny splurge for DH and me (DQ and Starbucks) but not too bad
9: $12 on stupid carpet cleaner
10: $1.25 on eggs, no 'real' driving (just to the park!)
11: About $15 on groceries. Just drove to the store!
post #160 of 344
Quote:
Originally Posted by mommyto4grits View Post
I am Vicki, have 4 girls, and we have just paid off (almost all) the last of our debt. I will admit I impulse buy, and buy way more "stuff" than we need.
Welcome back Vicki! I have three girls myself and one thing I have found that really makes me impulse buy is that my girls LOVE new stuff -- new clothing, new toys -- they literally enjoy shopping themselves. This is hard for me because "shopping" is so much considered a female sport in our culture and -- if you are conscious of it -- you will find that many stores cater heavily to women.

I'm trying to remind myself that I do not want to raise my girls to be "shoppers". I really do not.

And that they are watching me like hawks...when they see me buy things they are learning to buy things themselves.

Anyway...this is something I have been thinking about lately.

Quote:
Originally Posted by Bookworm715 View Post
We decided the way to force ourselves to pay off debt is to pay as much as we physically can, and then basically be stuck for two weeks (between paychecks) with no money.
We are debt free now ( but back when we were in debt, I had to do this too. It works.
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