Am I the only one that is loving mint.com

[SalmonBayDoula]

Longtime lurker on this board, get a lot of good advice from everyone.

I recently became hooked on mint.com for info/budgeting/tracking expenses both for my home and home business.

am I the only one?

do you use it? any tips or tricks for me?

Best,
Sharon

[To-Fu]

I've been rocking Mint.com for maybe 6 months or so, and it's been wonderful. I find I have to go back through every now and then and recategorize a few things for the charts and graphs to be truly accurate, but it's not a big deal. I think it's an amazing tool, and you can't beat it for free!

I'm interested in hearing if anyone has tips/tricks, too. Thanks for this post!

[seaheroine]

I love Mint! It has changed our life!

[enkmom]

I looked into Mint, but misunderstood the premise. I was looking for a good budgeting system, but was not comfortable giving them all of my banking and account information. I still think about it from time to time, but that is what holds me back.

[BathrobeGoddess]

I love it too...I love how it breaks everything out into graphs so you can see just what your spending on what.
I learned about it on NPRs Marketplace Money.

[FuzzyOne]

i've been trying to use mint.com, but i can't get it to accept my bank account : i'm a huge fan of microsoft money, but they are discontinuing it and i want to switch over to mint. anyone else have problems adding accounts?

[SeekingJoy]

We tried mint.com for a while, but ended up at yodlee.com. I prefer their reports, they have all of our retirement accounts, and it seems to let me better customize our expenditure history to closely track groceries, car maintenance, etc.

[alinajoy]

mint works great EXCEPT you can't manually add or edit anything like cash purchases, cash income, accounts that arent supported.

i really wish it had an income graph too.

i like it for general tracking but it is limited.

[Logan's Mom]

Originally Posted by alinajoy

mint works great EXCEPT you can't manually add or edit anything like cash purchases, cash income, accounts that arent supported.

i really wish it had an income graph too.

i like it for general tracking but it is limited.

:

plus -- if i buy food items plus lets say a dvd (entertainment) I don't recall being able to divide the transaction. Or maybe if I could, it was a pain --

[sept04mama]

You can split a transaction. Just go to edit and there's a split button. You put in the amount for each category within the expenditure. It's not very hard.

I like mint, have been using it a few mos. only. I have had trouble with adding one of my accounts, so I'm still trying. That's kind of annoying, but it's really helped with our budgeting. Or at least I know now exactly how much/when to feel guilty.

[crunchy_mama]

Originally Posted by alinajoy

mint works great EXCEPT you can't manually add or edit anything like cash purchases, cash income, accounts that arent supported.

i really wish it had an income graph too.

i like it for general tracking but it is limited.

Originally Posted by Logan's Mom

:

plus -- if i buy food items plus lets say a dvd (entertainment) I don't recall being able to divide the transaction. Or maybe if I could, it was a pain --

Originally Posted by sept04mama

You can split a transaction. Just go to edit and there's a split button. You put in the amount for each category within the expenditure. It's not very hard.

I like mint, have been using it a few mos. only. I have had trouble with adding one of my accounts, so I'm still trying. That's kind of annoying, but it's really helped with our budgeting. Or at least I know now exactly how much/when to feel guilty.

What she said you CAN split transactions. You can label ATM cash just like anything else and then split it how you need to- ie I got $100 out for groceries- labeled it as groceries- dh went to WalMart and spent $32 dollars- I split it to $20 groceries and $12 Auto Maintenance. Plus- you can add you own categories- did that today as MW oddly wasn't listed

It is really, really easy to split as the pp said- click the transaction- that brings up the edit details button. then click to the right it has a split it button. Then you type the amount you want to split and pick the category and then keep splitting until it is done- easy peasy!
I just started using MINT Sunday and I am in love! Dh has been on me forever to use a program rather than my (to him) confusing spreadsheets but I resisted. This is so much easier, quicker and more in-depth! For me to split cash and transactions was a PITA having to type it all manually then keep a running total for each category this is so much better and easier to read- it is great!!

[cravenab00]

i keep hearing such wonderful things about mint.com but my small local credit union isnt available on mint.

[BCattS]

Has anyone transitioned to MINT from the tried and true envelopes system? We are budget nerds and do envelopes at present through an online service that I love, but it's not free, and there are some hiccups with ease of use (as in, husband won't touch it because he's afraid he'll mess the whole thing up).

I am really sold on some of the MINT features, like the email alerts and general easy interface, auto- categorizing, etc. And I see now that you can budget for long-term expenses (new feature), with rollover balances, kind of like envelopes. Anyone switched successfully? How?

[urchin_grey]

Hmm, sounds interesting. Do you have to keep all of your money in your bank account for it to work though? I'm a waitress so most of my income is cash and I only make deposits when I need to pay a bill.

[GreenKnitPocket]

I've been hearing more and more about mint.com lately. I checked it out a few months ago, but unfortunately it was when the Madoff trial was peaking in the media so I thought that giving out my bank account information wasn't the best idea. However more people are testifying that it has helped them. I'm living on a budget and I often find that I spend too much money on dinners out or groceries (why is it always food?) and would like to save more.

Do you feel as if your money is safe when using Mint.com? Also, what do people think of mint versus the site mentioned above, Yodlee?

[earthmama369]

DH just checked out mint.com and really likes it, but neither of us are comfortable giving one company all of our financial information -- account numbers, passwords, etc. If there were a security breach, that would be a really big deal. So dh is thinking that once a month he'll change our passwords, load everything into mint, then change all the passwords back. That way we get a good snapshot of where we stand but we can mitigate a lot of the potential security risk.

[dachshundqueen]

Love mint.com and love that Clark Howard and his exec producers have tried it first so I don't get screwed.

Liz

[crunchy_mama]

Originally Posted by dachshundqueen

Love mint.com and love that Clark Howard and his exec producers have tried it first so I don't get screwed.

Liz

Exactly- I love Clark Howard and love that they have tested it out!

[midwestmom]

Just signed up and it is pretty cool!

[Inci]

I am too nervous about giving Mint all of my financial information, and thus did not complete the registration process...