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September ~~Low Income Thread~~ - Page 14

post #261 of 397
Quote:
Originally Posted by Pumpkin_Pie View Post
: I really dislike my new job.... Seriously, it is just NOT what I want to do AT ALL. I am going to go back, but am definitely going to be applying like a mad woman for anything else that I can.
*hugs* I hope you find something better soon!
post #262 of 397
Quote:
Originally Posted by averysmomma05 View Post
www.meanttobemodest.com is the link to the bathing suits we are looking at that don't look as frumpy as the others.

Hey those are pretty neat. I refuse to wear regular bathing suits and have a big struggle just to find what I do wear.

Quote:
Originally Posted by FondestBianca View Post
just wanted to jump in share some understanding. my dh has been selling cars for the last 1.5 years now. He just recently (as in a few days ago) got another job offer. Still in the auto industry but, in a more reliable part of it. If you ever want to vent the stresses of being married to a car salesmen I hear for you! I absolutly understand how difficult that can be! There is defiantly money to be made but it takes a certain kind of person and working for an honest employer/lot. I hope it is a job venture that fairs well for you both. Some people do make a good living in that line of work. There is always opportunity there.

I also relate to your "many cats". I only have 3 but, if it were up to me I would have "many".

and welcome to the thread.
I am still getting used to it. Dh is great at sales and the lot seems cool, they really frown on stealing customers. Although today when I talked to dh he had to go cuz they were playing Jeopardy . Hard at work, right?

Quote:
Originally Posted by Satori View Post
Well yesterday was my happy day, today sucks. I've had all kinds of unexpected expenses come up and dang if I'm about to be in the hole. Assuming I can sell a few things on ebay I will still be in the hole about $100 next month even after shifting every expense I could to the next month when they would be taken care of by the next Pell disbursement. The things left are things I can't put off like rent and gas for school. I was just going to return my netbook I got at walmart but I realized this thing really is a need instead of a want because of the way our schedule works I need to be able to work on school work when were not at home (ie at the hospital) so right now I'm not sure where that money is going to come from. I heard one of the church's in town gives $40 gas vouchers so I will look into that since thats one of my major expenses. I hate stressing over money
Yes, it stinks. I wish I could just be all calm and peaceful about it, but I worry. I was listening to a sermon about coveting and I was thinking how I wish I could just pay all my bills on time, forget about keeping up with the Jones'. Hope tomorrow's better for you.

Quote:
Originally Posted by Pumpkin_Pie View Post
: I really dislike my new job.... Seriously, it is just NOT what I want to do AT ALL. I am going to go back, but am definitely going to be applying like a mad woman for anything else that I can.
This is probably on another page, but what do you do? What's the job situation like where you're from?
post #263 of 397
Quote:
Originally Posted by Mearaina View Post
This is probably on another page, but what do you do? What's the job situation like where you're from?
I am working at a bagel/sandwich shop. I am just not cut out for food service. The remembering what a person ordered for thirty seconds, getting the order together, taking another order, remembering it for thirty seconds, getting that together, etc, etc, etc just stresses the living, flipping daylights out of me. I can already feel a cold sore coming on (stress induced), I feel sick to my stomach just thinking about going back, and I am NOT being a good mama to my son tonight.

Also, they don't give breaks there unless you work at least 8 hours. At all. I will likely never work for longer than 6 hours, and that means I will NEVER get a break. Today, I worked from 8am-2pm, and not even 15 minutes to wolf down a bagel.

I just want to cry..... Honestly, I think I am going to go in and talk to the manager tomorrow and tell him that I don't think it is a good match at all and I am willing to work for another couple of weeks if he desperately needs me while he finds a better suited employee, and I look for something else, but really, it is just not what I am cut out to do.
post #264 of 397
s Pumpkin Pie Hopefully things will work out. It really sounds like finding something else would be best.
post #265 of 397
Quote:
Originally Posted by LizzyQ View Post
Just out of curiosity.. what is your religion that requires you to wear skirts past the knee and no shorts/pants? (respectively) Here in Utah there is a modesty rule among the LDS women, but they are still allowed to wear bathing suits (one pieces only).
We are pentecostal! it's ok to ask a ton of people do lol

Forgot to say we are not like die hard pentecostal but we do wear skirts past our knees,dress very modest,hair long or in buns. (think The Duggars) our beliefs are very similar. I still have a sometimes potty mouth I am trying to break.
post #266 of 397
Pumpkie Pie I am sorry about the job.I worked at subway and honestly I just couldn't do it. It sucked.
post #267 of 397
Hey some good news for me today! (its been a horrible day ) I have been freaking out trying to figure out where I was going to come up with that $100 and totally missed the fact that on the spread sheet my gas expense for next month included my needing to go pick up dd from daycare (100 extra miles a day, long story but we worked it out so her nurse could bring her back) so once I recalculated it for the correct mileage it will be close but I will stay out of the red!
post #268 of 397
Averysmomma...we are pentecostal, too. I was raised not wearing pants (ie: really strict) but we do now. We're still modest, though.
post #269 of 397
Hi everyone. I belong here as a poster no longer a lurker. We too have been hit hard by overdrafts and our bank is one of those that clears the highest amount first so all the little ones bounce so they can charge overdrafts. I hate banks. My dh chopped up our debit cards today. We pay our bills online so we can frequently check status. It was our debit cards, I mean dumbit cards, that was killing us. We must get back on track. We have three yrs til oldest goes to college. Can't even imagine being able to help him at all at this rate. I work parttime, dh full time. I am able to make decent money as I am a nurse and take lots of call time, going back full time wouldn't make that much difference in pay. However, we have been irresponsible with our money. That stops right now. When we have to decide what we can and can't pay of our bills its time to take control. Everyone here seems so honest and wise that I feel I can learn so much from you ladies. Yes we are struggling. Severly struggling. I need to be here and I need your help ladies.
post #270 of 397
Hugs Mommaof3boz, and welcome. These ladies are great here!

About the last post I mentioned that DCF was charging me with FS fraud. Yeah, I am terrified too, and angry because I don't like being accused of something that is NOT true. I don't want to go into too much detail, but I will post the outcome and give more details then. Just please send good vibes my ways.

PumpkinPie, I hope that something else comes your way, or works out for you.
post #271 of 397
Hi. I don't remember if I introduced myself earlier or not, but I guess it's time. My name is Kate, I have a 4 year old son and 1 year old daughter. My husband works full time with over time most weeks, and I work the weekends. It wasn't until recently that I thought of ourselves as poor. Over the years our income has continued to drop and it's sad, but we keep finding ways to do without and we keep finding ways to afford those things that are important to us. Right now we're getting WIC and we're in the process of getting the kids on our states medicaid program. We're also shopping around for home owners and car insurance in hopes of saving a little money. We already live with the basics so there's not much else we can do. Most my friends can't relate and it's hard to talk about these things with them. I'm glad I finally jumped into this thread. I wish everyone the best.
post #272 of 397
Quote:
Originally Posted by mommaof3boz View Post
Hi everyone. I belong here as a poster no longer a lurker. We too have been hit hard by overdrafts and our bank is one of those that clears the highest amount first so all the little ones bounce so they can charge overdrafts. I hate banks. My dh chopped up our debit cards today. We pay our bills online so we can frequently check status. It was our debit cards, I mean dumbit cards, that was killing us. We must get back on track. We have three yrs til oldest goes to college. Can't even imagine being able to help him at all at this rate. I work parttime, dh full time. I am able to make decent money as I am a nurse and take lots of call time, going back full time wouldn't make that much difference in pay. However, we have been irresponsible with our money. That stops right now. When we have to decide what we can and can't pay of our bills its time to take control. Everyone here seems so honest and wise that I feel I can learn so much from you ladies. Yes we are struggling. Severly struggling. I need to be here and I need your help ladies.
- We've had problems with our debit card too. We haven't cut them up, but every payday DH takes out $100 in cash and he uses that for 2 weeks for spending money on whatever he wants/needs. I don't police that money at all.. but he knows that when it's gone, it's gone.. and he cant take out anything else, or use his card without my permission (with the exception of gas). We've done much better since we started to do this. I check our accounts daily to make sure we aren't getting too close to nothing, and I try to make sure there is always $50 in our account, just in case.

Quote:
Originally Posted by AllysonB View Post
About the last post I mentioned that DCF was charging me with FS fraud. Yeah, I am terrified too, and angry because I don't like being accused of something that is NOT true. I don't want to go into too much detail, but I will post the outcome and give more details then. Just please send good vibes my ways.
: I hope things work out for you and your family.

Quote:
Originally Posted by goldfishkate View Post
Hi. I don't remember if I introduced myself earlier or not, but I guess it's time. My name is Kate, I have a 4 year old son and 1 year old daughter. My husband works full time with over time most weeks, and I work the weekends. It wasn't until recently that I thought of ourselves as poor. Over the years our income has continued to drop and it's sad, but we keep finding ways to do without and we keep finding ways to afford those things that are important to us. Right now we're getting WIC and we're in the process of getting the kids on our states medicaid program. We're also shopping around for home owners and car insurance in hopes of saving a little money. We already live with the basics so there's not much else we can do. Most my friends can't relate and it's hard to talk about these things with them. I'm glad I finally jumped into this thread. I wish everyone the best.
welcome. Hang out in the Frugality forum, the mamas here have great money saving tips.
post #273 of 397
Oh.. Pumpkin- BIG HUGS to you mama!! I know what it's like to cry from hating your job. I really, really, wish for you to get the best, perfect career out there for you!
post #274 of 397
Quote:
Originally Posted by LizzyQ View Post
Oh.. Pumpkin- BIG HUGS to you mama!! I know what it's like to cry from hating your job. I really, really, wish for you to get the best, perfect career out there for you!
Speaking of... I work today and I really wish (can I say 'really, really, really wish'?) I could stay home and can tomatoes, hang clothes on the line and bake bread?

sigh...

Anyway... have a nice day, Ladies.
post #275 of 397
Well, I am going to go into work this morning and tell them that I don't think it is a good fit. I feel badly, but I would also feel very dishonest going in and working today, and maybe for the next couple of days while absolutely HATING every single second. It is food service, and I am supposed to be helping customers. If i am feeling like I want to scream every second, it just isn't good for the customers, certainly isn't good for me as a human being, and I literally get sick from too much stress very easily. I just can't do it.

I know that my state aid case worker will be disappointed, but really, I can't do this. I will definitely hit the pavement today, and I was doing some searching online for local jobs last night. I WILL find something ASAP, but not food service. Hard lesson learned.
post #276 of 397
Quote:
Originally Posted by lovelysunlight View Post
Averysmomma...we are pentecostal, too. I was raised not wearing pants (ie: really strict) but we do now. We're still modest, though.
lol its funny because I was raised the opposite. We didn't have to wear skirts etc but I have been toying with the idea for years and now we do. But the church we go to alot of the women are different they wear long hair,buns,no makeup,no jewerly etc. (I have always done these things anyways so no big deal but it was a shock for my husband to see other women I guess who don't wear it because of religion).
post #277 of 397
SO I finally got someone wanting to buy the britax carseat. She talked me down from 130 to 80.00 and it is only a year old. I am meeting her at 4:20 this evening to get the money and give her the seat. It is a bittersweet day and I would NEVER have taken 80.00 if I didn't really need it. there is a small stain on the seat I am feeling strange about but DH said she talked you down 50.00 Emi a stain is ok.
post #278 of 397
Emily, I know how rotten it feels to sell nice stuff that you'd rather keep for a pittance In the past, I've had to sell a really nice treadmill for $100 in groceries, not once but TWICE! I never had anything nice of my own until recently, because I always ended up having to sell it.

During that short year where we thought we would not have any more money problems, I acquired some nice RenFaire garb and bellydance costume pieces : I am fighting the impulse to try and sell them, but I might just have to suck it up.

Pumpkin Pie, good luck with telling them what they don't want to hear I really doubt I could cope w/a food service job myself, especially after being in college etc. You've got to be honest with yourself, so kudos for that!

I had to leave work early today, because I guess lack of rest and stress and pregnancy are finally catching up with me. I won't have any more set hours until after the baby comes, and I'm not sure how I feel about that, other than horribly guilty. I like my job, I like my boss, and anyway, it's the only income we have right now aside from child support. :

I wish I could find the enthusiasm to want to bake bread or crochet baby stuff, but I think I trained myself to be apathetic toward those kinds of things while I was training myself to care about work. Just feeling confused and exhausted today...sigh.
post #279 of 397
Wow this thread moves fast!

Pumpkin Pie: No breaks? Umm...I know you aren't planning to stay, but I'd check your states labor laws. That doesn't sound legal to me. I am sorry you hate it. I completely understand hateing a job. Hope you find something better soon!

AllysonB: Sending positive thoughts your way!!! I hope it all works out for you!

Krystal: HUGS!!!

We got approved for food stamps yesterday! I am so relieved!!! We were even given a months worth of prorated funds from the day DH lost his job. The worker told me that once the funds are added to the card they are ours regardless, even if our file is closed & we still have funds on the card we get to use them. Does anyone know if this is true? I don't forsee our file being closed real soon, but I do hope to keep a bit of a reserve on there & don't want to take a chance of loseing it. Now to apply for Medical (we are in CA)
post #280 of 397
Quote:
Originally Posted by Krystal323 View Post
I had to leave work early today, because I guess lack of rest and stress and pregnancy are finally catching up with me. I won't have any more set hours until after the baby comes, and I'm not sure how I feel about that, other than horribly guilty. I like my job, I like my boss, and anyway, it's the only income we have right now aside from child support. :

.
Have you talked to your WIC clinic yet about being a BF peer counselor?

Quote:
Originally Posted by maciascl View Post

We got approved for food stamps yesterday! I am so relieved!!! We were even given a months worth of prorated funds from the day DH lost his job. The worker told me that once the funds are added to the card they are ours regardless, even if our file is closed & we still have funds on the card we get to use them. Does anyone know if this is true? I don't forsee our file being closed real soon, but I do hope to keep a bit of a reserve on there & don't want to take a chance of loseing it. Now to apply for Medical (we are in CA)
Hooray!! I'm not sure if that is true or not. But I guess if she told you it is, she is the "expert"

Quote:
Originally Posted by averysmomma05 View Post
SO I finally got someone wanting to buy the britax carseat. She talked me down from 130 to 80.00 and it is only a year old. I am meeting her at 4:20 this evening to get the money and give her the seat. It is a bittersweet day and I would NEVER have taken 80.00 if I didn't really need it. there is a small stain on the seat I am feeling strange about but DH said she talked you down 50.00 Emi a stain is ok.
Good news and bad news I guess.

I've got all my maternity clothes up for sale.. hoping to get some takers! All my paypal money is going towards Xmas. So I am hoping to sell stuff and start stocking up on Xmas soon! Last year we used our food stamps for Xmas presents... but we were getting a lot back then.

DH only has 2 weeks left on his job contract (seasonal). I am looking forward to him being here on the weekdays, but he hasn't been able to find a replacement job yet. It's getting down to crunch time. :
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