Originally Posted by That Is Nice
Where did you find housing like this???
TIN - we have subsidized housing here too. I believe my stepson and his family (wife plus 3 kids) are paying about $550 a month, and that includes the utilities, in one of the nicer, low-income housing apartments here in town. Most of the single moms I work with (social worker) are actually living in rent-free or extremely subsidized apartments (like, $50/month) and get TANF money and food stamps and WIC...they are absolutely able to live on it, (not that i'm recommending that as a long term plan)
Heck, regular, non-subsidized housing starts at about $375 for a 1 bdrm apt here, with gas included, at the cheapest place in town. Dh used to live there, lol. While a car is generally used as transpo by all but the lowest income class here, we do have a fairly decent bus system, and a monthly pass is $30. A family of 2, for example, if you left your husband and moved here, could live on $14K per year, easy.
The food stamp limit for a family of 2 is $1500 a month, so say you get a job, any job at minimum wage, retail or whatever. $7.25X 35 hours per week. is 253, bring home would be 200ish. Cheaper childcare would be 50 for the week, so you net $150. times 4 is $600 per month. You would get a few hundred in food stamps and WIC, so your food needs would be covered, and your child would have medicaid. Say your rent is $400, that leaves $200 cash, about $20 or which would be electric. Bus pass $30, you would have $150 per month left for buying other stuff. It would be extrmely tight, but doable. If you were able to trade favors for childcare and reduce that cost, or babysit on the side for extra money, or were receiving ANY childsupport whatsoever, or were making a higher wage, or getting more hours, all that would be extra. You migth also apply for a child care voucher, which would pay for your childcare. We have programs to help with stuff...clothes for kids in winter, utility bills in winter, free diapers and other baby supplies, free washing machines, free lunches, free personal products, we have a carseat coalition which will give carseats free, with a donation requested (many people give $1, etc) (by the way, minimum wage times 35 hrs per week is the equivalent of about 13K per year income)
Once your child is in school, which i realize for you is 5 years away at this point, then childcare becomes a non, and your income is free and clear.
If you have the means to secure an above-minimum wage job, then it really is doable.