I'm SO MAD at our insurance company.
So, my DD, Heather, who is now five years old, was born with a giant congenital nevus on her face. It's, like, a really dark, almost black, birthmark. It's bumpy and leathery and has dark hairs sticking out of parts of it. Heather's surrounded her right eye, including her upper and lower eyelids and eye socket. It also was up across her forehead, across her right cheek, and covering the right surface of her nose. Quite a shock at birth--it was nothing that could have been predicted or tested for.
Anyway, when she was a year old she had her first set of surgeries that got rid of the part on her forehead and some of her cheek.
This summer she had a second set of surgeries, which got rid of the rest of the part on her cheek, and cleaned up some pigmentation along her temple.
The next step will be a series of skin grafts, to get rid of the rest piece by piece. Today we get a letter from our insurance company. In summary:
Dear Subscriber:
We will not be covering any of your daughter's skin grafts, as her gigantic facial birthmark does not cause "significant functional impairment." Feel free to pay for the surgeries yourself if you have an extra $30,000-$150,000 lying around or something.
Sincerely,
Your Insurance Company.

:
This sucks. I'm not freaking out right now, so that's good, at least. I'm going to talk to her plastic surgeon to find out if he has strategies for fighting this decision. And I guess if it comes right down to it, DH and I will just have to work a lot over the next few years and go on some serious payment plans until Heather's surgeries are all paid for.
Argh. Thanks for listening. Tomorrow morning I'll run for awhile and feel better.
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