Originally Posted by Noelle C.
You need to understand that these are really the health insurance options most people have. You either get it through an employer (and plenty of people work solely for the health coverage), or privately. I don't know if you're looking for a government program that will give it to you for free, but if you are able-bodied and your reason for not working is your husband can't/won't take care of his own kids, you're not likely to find a program that will take pity on you and let you have free health care. It doesn't require leaving the home for him to watch the kids.
Since you are able-bodied, regardless of your reason for not wanting work right now, your choices will ultimately boil down to getting a job for the insurance, paying for it privately, or going without it relying on free clinics in your area. It doesn't matter if the free clinic in your area isn't up to your standards. It's free. Take it, get a job, or buy private. The options suck, but it's life. It shouldn't be this way, but this is America, and health and life somehow aren't rights.
OK, I'm totally not going to debate with you whether or not my husband can take care of the kids. If you don't want to take my word for it, I'm not going to go into details, not on a public forum. Let's leave it at that my husband cannot take care of his kids, not because he's a UAV or because he'd rather be out partying but because he cannot take the stress. Of his own kids. Yup, that's right - even though it sounds ludicrous, it's true. Regardless of whether or not you think that's an adequate reason or not, it's the case. Yes, it's sad. Yes, it's hard. Yup, that's life. So we're back to square one - need childcare if I'm going to work.
I'm not trying to get free state help here although I wouldn't feel the least bit guilty taking it if it was offered. We qualify based on income for MANY services (food stamps, this and that) and I wouldn't feel right having things handed to me that we are already taking care of ourselves. We already buy food, we're already well fed, just because we qualify for free food. It's not eating steaks and kiwi all day, but we don't go hungry. Food stamps are a safety net, and we don't need it right now.
There's a difference between wants and needs. I WANT more money to play with, but you're right, it's life that you have to spend it on necessities instead. If I break my arm, it's not like I *want* to have it fixed - I *need* to have it fixed. If I had wanted to go the money route, I wouldn't have turned down several good paying jobs after college. But health care? I *do* think that's a basic right. People are being sold their health and lives back at HUGE prices that people can't afford to pay on their own, forcing people to work for those corporations and all the rest. People shouldn't be FORCED to give up their talents, their callings, etc. in case they don't happen to be particularly marketable, and go to work for Big Business just so they don't have to worry about being covered if their health goes bad. There are plenty of doctors around, there are plenty of resources around, I think everyone should be covered. Period.
I know lots of people make the choice to go to work for health insurance. I don't applaud them, I pity them. (Well, I applaud them too; but not because they are "making the right choice" but because they are doing something that is difficult; there's a difference.)
I was never anti-capitalist before, in fact I grew up in a rather conservative home and never felt particularly called to rebel against that. But in the last few years I've been doing a lot of thinking and I'm turning quite anti-capitalist. We are so lucky that we have the option of doing our own thing in America, in name. No one is going to shoot us for talking trash about the government, no one is going to imprison us for picking the wrong religion. Everyone is equal. Or rather, it seems that everyone is equal as long as they do their part in working a 9-5 job or else are a genius entrepreneur who really hits the market jackpot and makes a killing off their independent pursuits. Then they're heroes. If you want to do something that isn't making a lot of money, (moneymoneymoney) then you are considered to be scamming off all the good people who WORK for a living. Going 9-5 is not the only work that is worthwhile. (Or whatever the hours are, ywkim.)
OK, rant done.
And just for the record... notice how my whole thread started out. We're trying to buy insurance privately. We got turned down for one plan and I wanted to see what our options were. That's it. I wasn't saying that I demand state health care even though we don't qualify. I said that SINCE I don't want to use free clinics - which are really shoddy and I am literally scared to go to some, one I went to while pregnant was in an inner city neighborhood where you had to walk into a basement through a gang of loitering teens who leered at you and make rude comments, and then the doctor's office itself was literally filthy, and after waiting for six or seven hours they told me they couldn't even do the service I needed because they didn't have any doctors who could do it... I was shocked. It's not like I'm "too good" for charity. I question whether anyone here would be willing to go there for care, with the likelihood that oops, they can't do the care anyway. So yeah, I'd rather get insurance.
I want to PAY money to get health insurance. We could afford some plans even though it means making HUGE sacrifices on our already bare-bones lifestyle - the amount we were quoted was already a third of our income, and I was told here on this thread that it was actually a really good price. (Some people quoted health insurance plans that were larger than our WHOLE income.) We are now in the process of appealing that and if that gets turned down we have other options. In my own private opinion, I think working for health insurance is a disgusting choice to give people. That opinion has clearly shown through the thread, and I'm not ashamed to admit it.
BUT I'm trying to work WITH the system instead of against it. I'm trying to find legitimate ways to get covered. That's it. I'm not here to whine about how unfair life is, I'm here to find solutions.