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(Long post) At what point do you suck it up, throw the towel in, and tell pride to take a hike?

post #1 of 44
Thread Starter 
This is hard to write. Very hard. I was raised with a sense of extreme pride and to always do everything possible to help oneself before asking for help. Even when I was homeless (twice) I asked for no help at all, and had a hard time accepting it when it was offered. But I couldn't make myself ask for it, couldn't impose myself upon others for the sake of myself and only myself.

The first time I was just out of the hospital, and there was a big blow-up between me and my mom when she was drunk. So there I was, three days out of the hospital after having had a coma lasting several weeks. I try to ignore that whole time because it still stings. The second time wasn't long after my dad died. I had been back in their home only a few weeks, a temporary stay, as I had just gotten out of an abusive relationship (that jerk - abusers are jerks! - had a roof over his head when I was homeless the first time and let me be on the street instead of helping me!!) when he killed himself. It was awful. By some stroke of freaking magical luck, I went from homeless to having a job that payed $25/hr for 20/hrs per week, and I'm still stunned about that to this day. And they pay went up really quick after that to the point I was making $4,000 per month in a month with four pay days working part-time. I was pretty proud of myself for doing that all by myself.

My fiance and I met as friend, got together a couple years later, and then I was laid off. We managed to rearrange our finances, very thankful we had no debt or even credit cards to feel tempted to use, and he got not only a sizable raise and promotion, but went to full-time with benefits and everything.

So down, up, a slight dip, back up.

On that second up there we went through IVF, and things were peachy. We decided to move closer to his family where the cost of living is less, and transfer his position, which his former bosses said they'd do.

So things were great! We were thrilled. Baby on the way, living in a better area, larger apartment, etc.. How could things go wrong when he works for one of the few companies that's profiting in the midst of a recession?

Easy. His old managers didn't follow through on the transfer and let him know only a week before the move that they actually didn't do it. New lease signed on a new place, our old place already re-rented for the week after we left. We had to move anyway, thankful to have some vacation time to fall back on, and he got a different position with the same company, a promotion in title and responsibility, but for less pay. That less pay has sunk us.

For months now we're been barely scraping by. When I say barely scraping by, I mean we're lucky to have pennies at the end of the month. Food or gas for the car, electric or water. Good-bye internet (thank you, free wi-fi, even if the signal is weak, at least we can get internet free). Good-bye cable. Good-bye occasional dinners and nights out. Hello to being hungry and scraping the cupboards bare.

We don't anticipate things getting better for a long time. We're trying out best, being so frugal I lost a long-time friend who thought I had to be exaggerating because no one she knows would dare cut...cable. When my fiance did get a raise, it was into another tax bracket, and was for a pittance anyway. We aren't going to count on enough deductions to off-set it. We can't count on money that's not cash available to us. We won't raise the W2 withholding deduction to 10 and have to pay a huge sum next year.

But we just aren't really making it. I guess I can't say we're starving to death because we aren't dead or sick from malnourishment (I'm sick a lot, enough my midwife forbade me to work on top of the OB I was seeing before her telling me the same thing - my health really declines during times of extreme stress and it triggers my seizures) but it's not malnourishment). The seizure meds I was on are cat. D and cat. X, as in "do NOT take when pregnant because death to the baby and other bad things will probably happen!" When one gets close to coming on, our dogs (who aren't exactly on very good food, but at least are healthy) react, and I lay down with them, and that helps tremendously, enough that we're afraid to get rid of them.

I've gained 13 pounds this entire pregnancy. The baby was estimated via ultrasounds yesterday to be 5lb12oz. I'm 35w1d along today. At this rate I'll weigh less immediately after delivery than I did before getting

I guess that's what I have it in mind we should be before thinking about WIC and food stamps, that we generally have too much fortune still in our lives to deserve any help. If I saw another family in our situation, I'd say that other family had a genuine need. But I can't seem to see ourselves in the same light. I have a hard time seeing us having need when we have a bed and blankets and some furniture. I'm holding us to a higher standard.

We want to do things or ourselves. I'll admit I've seen enough extreme abuse of the system by my legacy*-relatives that I don't want to be associated with anything they do/get/etc. At the same time, we don't want our baby to suffer, and any help would be as temporary as possible. Yet we can't seem to get over our pride and admit to help that we aren't sure we need. We aren't sure we need it because our pride says to do it ourselves.

At what point should the towel be thrown in and we just suck it up and apply? Are we there yet? Are we still far enough away that we should keep plodding along because neither of us is likely to die soon? I guess what I need is someone to convince me either that we do need to knock it off and admit to needing help, or to quit pitying us and our situation when others are even worse off, that at least my fiance has a job, and so we'd be wrong to go apply. I don't know what to do or think and need some objective opinions.

If you've made it this far, you deserve a cookie. I'm sure your computer has plenty stored.




(Legacy? People raised on welfare their entire lives who repeat the pattern - every single one of my cousins were born to welfare moms, and every single one of them over the age of 14 is a welfare mom themselves now, and babies are celebrated as being more money in the checks - I have no idea how they've managed to get around the 2-year rule, but there's no plan among them to go to work if they don't have to. And their kids will probably follow in their foot steps. Our grandma is 67 and her oldest great-grandchild is 11. I thank the heavens my parents, for all their faults, raised me better than to happily take hand-outs and not care about where the money comes from.)
post #2 of 44
Well, I'd say now, right now would be a good time to help yourself out. You are about to have a brand new little life that will depend on you for absolutely everything. Your pride takes a hike when you look at your child's wee little face and realize you are 100% responsible for him/her. Having WIC and foodstamps for awhile doesn't make you any less of a person.
post #3 of 44
I don't think that things like WIC are a handout. We all pay into the system so that those in need can take advantage when they are at a disadvantage.

Making sure that you and your baby have enough food to eat is not a handout. It is ensuring a healthy start to life. Also, taking advantage of energy discount programs, etc, are not a handout. The programs are there for a reason.

Look at it this way - Shit happens. Sometimes we all need help. Some more than others, sure, but if you need food, don't wait until it gets so bad you have to go to a food bank or something. Call your local WIC office and get an appt. now! Health is more important than pride.

And, for the record, I don't care what kind of dog food you feed your dogs. If I was in your situation, they'd probably be getting generic store brand.
post #4 of 44
Having been on both sides of things and back again, I'd say you're there. Apply for WIC, see if you qualify for Medicaid or food stamps, and get yourself a little breathing room. Everything is temporary and honestly you're doing a hell of a lot better than most out there, so there's no reason for your pride to take a beating. I always remind myself of this: in order to be able to help others, your family, your children, your community, you have to be able to help yourself first.
post #5 of 44
I would have applied for assistance as soon as I was eligible. There is no shame in accepting assistance. Please do it.
post #6 of 44
I say once you have children that are depending on you for food, heat, shelter, clothing that pride becomes a luxury. Take the help if you need it - it's there for a reason and you shouldn't feel guilty; you're doing what you need to do to keep your kiddo's safe and healthy.
post #7 of 44
Quote:
Originally Posted by greenmom4 View Post
I say once you have children that are depending on you for food, heat, shelter, clothing that pride becomes a luxury. Take the help if you need it - it's there for a reason and you shouldn't feel guilty; you're doing what you need to do to keep your kiddo's safe and healthy.
post #8 of 44
Yes, I think you owe it to yourself and your family to at the very least apply for this help - if you qualify, then you'll have your answer.
post #9 of 44
I'd say if you are hungry, you should ask for help. Especially since you are pg and if I'm reading right, have been told you can't work.
post #10 of 44
Apply. There's no shame in asking for or needing help. This time you're asking for help, but someday soon you may be the one offering it. Pay it forward.

And congrats on the long post. Sometimes people put "LONG POST" in the title and then it's only a teeny paragraph. Like they have this huge problem and they explain it in less words than I'd use to explain how to make a cup of cocoa. You truly did have a long post. No disappointments there!

As for the family legacy thing, that won't happen to you. It's a difference of attitude. You have something that they don't. BUT don't let that get in the way of asking for help when you truly need it and when others truly want to help.
post #11 of 44
Quote:
Yes, I think you owe it to yourself and your family to at the very least apply for this help - if you qualify, then you'll have your answer
ITA. If it makes you feel any better, keep reminding yourself that you are doing this for your baby; he/she deserves the best start possible, and you having enough to eat impacts that on a very basic level.
post #12 of 44
My dh and I had the same sentiments for a long time. We probably would have been approved for assitance for a few years, but chose not to b/c we thought we made it alright, and there were others who needed it more. This year has been horrible for us and we knew we couldn't do it on our own anymore. We applied and were approved for assistance. It has helped us tremendously. We knew we just needed to do it, and I'm glad we did.
post #13 of 44
You've been paying into the system all these years. You need help and there is no shame in it. Try not to compare yourself to the people in your family who are using the system. I had to suck it up and apply for help when I was pregnant with my oldest child. While some people in my family have looked down on me, I think it makes me a good mom that I'm making sure my kids have food and medical care and we have heat for our house. I don't regret it one bit.
post #14 of 44
You're there, Sweetie, and you should ask for the help you need. The help your baby deserves. That's what it's there for.

The part about your seizures/dogs reminds me of a segment of some show that I saw about a woman w/a seizure condition and she was able to get a dog who was trained to recognize when the seizure was going to start. She said that dog gave her her life back. I'm glad you have your dogs.
post #15 of 44
At what point? Um...NOW.

1) From the most simplistic view, WIC, etc. will help you ensure a healthier pregnancy and baby. I don't know much about the program except that it's good staples for you to eat. And that the income restrictions aren't that tough, so plenty of middle income people I know use the program. From a purely cost effectiveness standpoint, take advantage of the help that's available now to ward off potential problems down that road that will just cost taxpayers more. Have a strong, healthy baby (with a strong, healthy mama) and taxpayers won't have to pay for complications which are a heck of a lot more expensive than a few blocks of cheese and some juice.

2) From another financial standpoint, all those years you were making money and paying taxes....that's what the money goes to. You've paid into the system for a long time and now you need to utilize the programs you help fund! It's just like Social Security...you pay into if forever and now it's your turn to use it. Not everyone needs to use it, but if they do? It's there. Just for that reason. Google the statistics on the # of people that use different types of aid every year. It's MILLIONS of people. You think you're less deserving than those millions? No. They had to suck up their pride- do you think less of them? You're being way too hard on yourself.

3) From a moral standpoint- you've done amazing things. You've overcome a lot and you've done it on your own. That's admirable and shows so much about you. But, honey, take a break! You're growing a person, for pete's sake! You have a serious medical condition! You've worked your butt off and life handed you some lemons...now is not the time to be a martyr! Money stress is the worst. What do you think will be best for your baby- you pacing the floors trying to figure out what you're going to dig out of the cupboard to eat? Or you being able to take a breath because you have nutritious food and a bit less stress?

Take a breath. Be proud of what you've done. But also be willing to accept that sometimes even the strongest most determined people deserve a break. There's being proud and then there's just being silly.
post #16 of 44
At the point where you and your kids don't have enough to eat. It sounds like that is right now, and I say go for it.

But also, in the long term, I think I would try to address the income in some way; someone may have to pick up a second/part time job. But not now - right now you need to rest and get ready for your new bundle of joy! Get the WIC if you can, so that you can get that healthy food and put your energy into the baby. It is truly okay.
post #17 of 44
Thread Starter 
My fiance's trying to get back into his former position. That's the pay we were relying on when moving here. If it weren't for that, we wouldn't be in this situation now, and this angers me so much!! We struggled and did everything to build a good life, and his old managers went off and screwed things up by lying to us. If he can manage to get back into his old position, we'd be fine again. That's probably what gets to me the most. That we were lied to. It was like being kicked in the chest and having the air knocked out of me when we found that out. And by then, we were already legally contracted to move. We moved to this current apartment because we were considered a transfer, so no last month/deposit. And being so tight on money, we can't just move into a less expensive place without paying an additional month here (after moving out) to break the lease, while also paying first month and all else for another place. We've been looking anyway, trying to figure something out. Truth be told, we've thought about finding a place, getting into it, waiting for the three-day notice that tells you to pay or be out in three days, and leaving during that time, which, sure, goes on credit as owing money, but escapes an eviction. I hate hate HATE the thought of doing that, but it's not completely off the table. We're still looking for another place, hoping for a miracle of sorts. If we would have known his managers would have lied, we wouldn't have moved. We'd have stayed in our smaller apartment with transit paid by the company, but had stability. We're trying to get out of this place. If we could, that would save so much money. Really, we want to just leave this entire state behind.

I wish my health were more stable. It's something I hate talking about because it is embarassing to me. I am so sick and tired of feeling physically broken! So few people know the extent of it because, honestly, if some stranger over the internet told me her medical history and it was as in depth as mine is, I wouldn't believe her. I hate having been physically broken, and it upsets me so much sometimes. I've tried using it as motivation to succeed, gonna show that freaking colitis that it and its effects won't hold me back. And I was, and now I feel like I'm failing. I'm failing myself, I'm failing my baby, I'm failing everything. No matter how much my fiance tells me I'm not failing because I've tried, it doesn't make a difference. I still feel like I'm a failure as a human being. I may not be able to work a regular job, but I do what I can to make money sewing. Most months what I make isn't a great amount, and right now my energy is so low I've turned down a couple orders because I can't trust myself to get them done on time when all I want to do is sleep, then lay there unable to sleep. So I feel like I'm failing there too.

And then I slip into moments where I try to pretend everything's okay because those mental breaks of denial are like mini-vacations. On the way home from midwife appointments, I'll put the top down on our car and enjoy the ocean breeze and try not to think about actually getting home. And then it's also the moments like that that make me feel ungrateful because we actually have a convertible. It's not new, not at all, and it's not worth much, but it's a luxury in a way because we actually have a car. We'd sell it if there was transit to the places we need to go, like the midwife's place and work for him instead of some long bus route that takes hours to go 25 miles. And then the stuff we accumulated when times were better isn't crappy stuff associated with poor people, but still isn't worth much in the currect economy. You know the whole looking-poor thing? That isn't us. And that makes me feel like I shouldn't be complaining because we do have things that look nice, and there are no material things we need. Which serves to urther confuse me about need, if it's perceived as being real when it isn't, or if it is real and I'm wishing so hard that it wasn't that I'm making myself believe it.

I keep telling myself it'll be just a few more weeks and then he can get back into his new position, just a few more. And now, with the baby being so close and some new hires brought in and things being shuffled, it looks more likely than ever that it will happen that a position of his old one will open - except I'll be it happens while he's on FMLA with the baby being born. Since it takes time to train, hopefully they'd hold a position for him since he's trained, certified, all that good stuff. And that's part of what makes me question applying for anything. Is it worth the time of a worker to go through my application if there's a possibility things will turn around in a couple months and we won't need help?

I thought very seriously a handful of weeks ago about putting this baby up for adoption because, if we're struggling for ourselves, how could we provide for her on our own? Even selling everything we have would only cover a few months of expenses. In this economy, people just can't afford to pay much. If we're stuck for the time being in a place that is too expensive with the cut he had to take to keep a job at all, if the only thing keeping me feeling sane during the day is curling up with our dogs and crying (in our search for someplace else, we're not even mentioning them at this point), then what the hell am I doing thinking I can raise a baby right now when things have been upended for us? In case you can't tell, I don't handle stress very well. It has a major negative impact on my physical and mental health. I try to keep it together, but sometimes can't, and then hello seizures. When money's not tight, I'm fine and functional, and I don't panic over the thought of every little thing. When I feel normal, I take some joy in knowing tiny things like we have some roasts in the freezer I got on very good sale (which I did just do a few days ago - can't beat a little over a buck a pound).

Maybe if this all came on slowly then it would be easier to handle. And instead we went from happy as could be one day, looking forward to a move, a baby, and a wedding, to dreading the move, worrying about the baby, and the wedding's postponed indefinitely and not even something to think about. I think, on some level, I'm still reeling from it all. I don't know where else we can cut expenses, and certainly not enough to make much of a difference.

If we can just get by until he can get back into his former position (please let one open up soon...), then we're fine. It's just that time until then. Knowing me, even if I convince myself, or am convinced, to apply for help, I'll drag my feet in following through. I feel lower than I've ever felt in my life, even lower than when I was homeless, because I'm actually considering asking for help. If I ever needed a therapist again, it's right now to help me get over this and figure out what the reality is. I think I just don't want to see myself in such a low light, especially after being as high as I once was.

I'm so sorry for talking non-stop and airing a lot of whiney crap. I'm not trying to throw a pity-party for one, just to clear my thoughts and, if I'm off-base, have someone smack me with a clue-by-four. I'm nowhere near ready yet to make a decision on this. If I weren't pregnant, the choice would be easy - suck it up. But a little baby girl depends on what is done now. Seems like that would make the choice easy, but it doesn't.
post #18 of 44
Quote:
Originally Posted by Noelle C. View Post
I feel lower than I've ever felt in my life, even lower than when I was homeless, because I'm actually considering asking for help.
Over 9 million women and children use WIC. The annual budget for the program is $7.777 BILLION (that's with a B!).

Money/job stress can take such a toll on your self esteem, especially when you worry about providing for a new life. Mama, take some help and accept that it doesn't mean defeat. You deserve a bit of relief- take it!!!
post #19 of 44
Quote:
Originally Posted by Noelle C. View Post
[COLOR="DarkOrchid"]I guess that's what I have it in mind we should be before thinking about WIC and food stamps, that we generally have too much fortune still in our lives to deserve any help. If I saw another family in our situation, I'd say that other family had a genuine need. But I can't seem to see ourselves in the same light. I have a hard time seeing us having need when we have a bed and blankets and some furniture. I'm holding us to a higher standard.
IMO, you're not holding yourself to a lower standard, you're saying you deserve a lower standard. I'm sorry if this hurts you, but there should be NO PERSON in this country (or any other, but that isn't really the point) who does not have a home, enough food, medical care, etc... You are worth the investment of societies tax dollars, you are. Please take them. As a person you deserve those things.
post #20 of 44
If you can't work due to illness, and it's likely to last a total of a year or more (which I am sure it will, with the post-partum flare-up and all), you also need to apply for Social Security.

The answer to your question is that I would have applied the first day out of the hospitalization way back when you became homeless.

The other answer to your question is what the others said-- once you have children depending on you, pride is a luxury that you have to sacrifice for your children's health and safety.
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Mothering › Forums › Natural Family Living › The Mindful Home › Frugality & Finances › (Long post) At what point do you suck it up, throw the towel in, and tell pride to take a hike?